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Bank Syariah Indonesia dalam Menguatkan Ekonomi Sektor UMKM pada Masa Pandemi Latifah, Eny; Abadiyah, Fajriyatul; Muawanah, Rifatul; Sukma, Diniyah
Indonesian Journal of Islamic Economics and Finance Vol 1 No 2 (2021)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

This study aims to find out the role of the Indonesian Islamic Bank merger in strengthening the economy in the MSME sector during the pandemic. The research method used is descriptive qualitative research with the type of library research, searching and recording data from various sources that are still related to the topic of the problem so that it becomes a unified whole to conclude. The results showed that the merger of Indonesian Sharia Banks had an important role in strengthening the economy in the MSME sector during the pandemic, namely BSI collaborated with LAZ Bangun Sejahtera Mitra Ummah to create an ISDP Program for entrepreneurial students in the form of providing UKT scholarships, coaching, mentoring, intensive and programmed training. In addition, BSI also collaborates with the well-known e-commerce platform Shopee in the Go Digital MSME program, which is expected by millennial entrepreneurs not only to make varied products at low prices but also to create the best quality brands and be able to take advantage of the development of digital technology for transformation business to the global market (go digital go international).

Pengaruh Manajemen Risiko Pasar Terhadap Profitabilitas Bank: Studi Bank Syariah yang Terdaftar Di Bursa Efek Indonesia Abadiyah, Fajriyatul
BISNIS Vol 12, No 1 (2024): BISNIS: Jurnal Bisnis dan Manajemen Islam
Publisher : Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/bisnis.v12i1.23009

This study aims to analyze and understand the effect of market risk management as measured by stock price, inflation, and BI-7days-RepoRate on the profitability of Islamic banks listed on the Indonesia Stock Exchange (IDX). This research method is included in descriptive quantitative research. The population used is all Islamic banks listed on the IDX. The data used in this study is secondary data obtained from quarterly financial statements and historical data on stock prices of Islamic banks listed on the Indonesia Stock Exchange for the observation period from Q12021-Q12023. The research model uses the Ordinary Least Square panel data regression analysis method through the Eviews 10 program. The results showed that partially, stock prices and inflation had a positive and significant effect on the profitability of Islamic banks, while BI-7days-RR had a negative and significant effect on the profitability of Islamic banks. While the results of simultaneous tests are known, the three independent variables in this study together affect the profitability variable of Islamic banks by 89% and the remaining 11% are influenced by other factors outside this research.

Pengaruh Kinerja Keuangan dengan Pendekatan Dupont System terhadap Return Saham Perusahaan Asuransi di Indonesia dengan ROE Dupont sebagai Variabel Moderasi Abadiyah, Fajriyatul
Nominal: Barometer Riset Akuntansi dan Manajemen Vol. 13 No. 2 (2024): Nominal September 2024
Publisher : Universitas Negeri Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21831/nominal.v13i2.63248

ABSTRACTThis research aims to analyze the influence of financial performance using the Dupont system approach on stock returns in insurance companies, and to find out whether there is a role for Dupont ROE as a moderating variable. This research used a sample of 14 insurance companies listed on the IDX using a purposive sampling approach. Data comes from quarterly financial reports and stock prices from 2019 to 2021. The data analysis methods used are panel data regression and moderated regression analysis (MRA) interaction tests using the WarpPls 8.0 program. The research results show that NPM has no significant effect on stock returns, while TATO and EMR have a significant positive effect on stock returns. Furthermore, in the moderation analysis, the statistical results concluded that Dupont's ROE was not able to moderate the relationship between NPM and stock returns or EMR and stock returns, but Dupont's ROE was able to moderate the relationship between TATO and insurance stock returns.Keywords: Financial Performance, Dupont System, Stock Returns, Insurance CompaniesABSTRAKPenelitian ini bertujuan untuk menganalisis pengaruh kinerja keuangan dengan pendekatan Dupont system terhadap return saham pada perusahaan asuransi, serta mengetahui apakah terdapat peran ROE Dupont sebagai variabel moderasi. Penelitian ini menggunakan 14 sampel perusahaan asuransi yang terdaftar di BEI dengan pendekatan purposive sampling. Data bersumber dari laporan keuangan kuartal dan harga saham dari tahun 2019 sampai 2021. Metode analisis data yang digunakan yaitu regresi data panel dan uji interaksi moderated regression analysis (MRA) melalui program WarpPls 8.0. Hasil penelitian menunjukkan bahwa NPM tidak berpengaruh signifikan terhadap return saham, sedangkan TATO dan EMR berpengaruh positif signifikan terhadap return saham. Lebih lanjut pada analisis moderasi, hasil statistik menyimpulkan ROE Dupont tidak mampu memoderasi dalam hubungan NPM dan return saham maupun pada EMR dan return saham, namun ROE Dupont mampu memoderasi dalam hubungan antara TATO dan return saham asuransi.Kata kunci: Kinerja Keuangan, Sistem Dupont, Pengembalian Saham, Perusahaan Asuransi

Implikasi Penutupan Platform Tiktok Shop Era Disruptif: Evaluasi Konformitas Menurut Perspektif Ekonomi Syariah Maulana, Nora; Ernita, Ernita; Abadiyah, Fajriyatul
Syarah: Jurnal Hukum Islam dan Ekonomi Vol. 12 No. 2 (2023): SYARAH : Jurnal Hukum Islam dan Ekonomi
Publisher : Fakultas Syariah Institut Agama Islam Negeri Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47766/syarah.v12i2.2049

Penutupan platform tiktok shop memicu polemik yang krusial, tidak hanya yang berkaitan dengan tanggung jawab platform e-commerce tetapi juga mengenai implikasi operasional terhadap lingkungan bisnis dan sosial. Penelitian ini bertujuan menggali dan menganalisis implikasi penutupan platform tiktok shop era disruptif menurut tinjauan ekonomi syariah. Penelitian menggunakan pendekatan library research dengan mengadopsi metode kualitatif bersifat deskriptif. Adapun sumber data penelitian berasal dari data sekunder seperti buku, artikel, media online, dan berbagai referensi yang relevan dengan topik penelitian. Sementara analisis data penelitian mengadopsi teknik analisis Miles dan Huberman yakni dilakukan dengan cara mereduksi data, penyajian data dan penarikan kesimpulan. Temuan penelitian diketahui, penutupan tiktok shop memberikan dampak positif dan negatif bagi kondisi ekonomi di Indonesia. Dampak positif seperti menunjang terjadinya persaingan yang lebih sehat di pasar e-commerce, mendorong masyarakat melek teknologi digital, meningkatkan kepatuhan platform e-commerce terhadap regulasi dan melahirkan masyarakat sadar perlindungan konsumen. Sementara dampak negatif dari penutupan tiktok shop adalah menurunnya pendapatan pelaku usaha. Menurut sudut pandang ekonomi syariah, penutupan tiktok shop dapat dianggap sebagai tindakan yang sesuai dengan etika, moral dan nilai-nilai Islam jika tiktok shop melanggar prinsip syariah seperti penipuan, tanggung jawab, keadilan, pelanggaran, tingkat privasi data dan perilaku lain yang membawa kerugian bagi konsumen. Apabila tutupnya platform tiktok shop merupakan bagian tindakan yang membantu mengurangi kesenjangan ekonomi, perilaku tidak bermoral, dan eksploitasi. Maka tindakan tersebut dipandang telah sesuai dengan nilai-nilai ekonomi syariah.

Bank Syariah Indonesia dalam Menguatkan Ekonomi Sektor UMKM pada Masa Pandemi: Indonesian Sharia Bank in Strengthening Economy of the UMKM Sector During Pandemic Latifah, Eny; Abadiyah, Fajriyatul; Muawanah, Rifatul; Sukma, Diniyah
Indonesian Journal of Islamic Economics and Finance Vol. 1 No. 2 (2021)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ijief.v1i2.1151

This study aims to find out the role of the Indonesian Islamic Bank merger in strengthening the economy in the MSME sector during the pandemic. The research method used is descriptive qualitative research with the type of library research, searching and recording data from various sources that are still related to the topic of the problem so that it becomes a unified whole to conclude. The results showed that the merger of Indonesian Sharia Banks had an important role in strengthening the economy in the MSME sector during the pandemic, namely BSI collaborated with LAZ Bangun Sejahtera Mitra Ummah to create an ISDP Program for entrepreneurial students in the form of providing UKT scholarships, coaching, mentoring, intensive and programmed training. In addition, BSI also collaborates with the well-known e-commerce platform Shopee in the Go Digital MSME program, which is expected by millennial entrepreneurs not only to make varied products at low prices but also to create the best quality brands and be able to take advantage of the development of digital technology for transformation business to the global market (go digital go international).

Determinant of ETF Sharia Performance and the Moderating Role of Fund Size Abadiyah, Fajriyatul
Indonesian Capital Market Review Vol. 16, No. 2
Publisher : UI Scholars Hub

Show Abstract | Download Original | Original Source | Check in Google Scholar

The aim of this research is based on the potential and development of sharia investment products on the Indonesia Stock Exchange, namely the Sharia Exchange Traded Fund in recent years. Sharia ETFs are mutual funds that can be traded on the capital market like shares whose performance adheres to a sharia reference index. Having a hybrid composition that combines the performance of mutual funds and the practicality of shares, makes Sharia ETFs have a special attraction for investors. This research tries to examine the determining factors of fund performance traded on the Islamic exchange which include tracking error, trading volume, index volatility with fund size (AUM) as a moderating variable. Ordinary Least Square (OLS) analysis and moderation analysis (MRA) are used to answer the problem formulation using the Common Effect Model (CEM) approach. The research results show that in the multiple regression results, tracking error and index volatility have a significant negative effect on the performance of sharia ETFs, while trading volume does not have a significant effect on the performance of sharia ETFs. Furthermore, in the moderation analysis, the statistical results concluded that fund size was not able to moderate the relationship between tracking error and Sharia ETF performance, but fund size was able to moderate it in the direction of strengthening the relationship between traded volume and Sharia ETF. performance, but weakens the relationship between index volatility and Sharia ETF performance.

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