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Quality and Promotion Analysis of Members' Decisions in Applying for Musyarakah Financing at KKS Kencong Isnaini, Nandita Febri; Mu’awwanah, Uliyatul
Indonesian Journal of Islamic Economics and Finance Vol 4 No 1 (2024)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ijief.v4i1.5468

In business, many things must be considered regarding operations, marketing, and services, including the world of financial institutions, both Sharia and conventional. KKS Nur Indah Abadi is a Sharia Cooperative that is growing rapidly. Of course, establishing the Nur Indah Abadi Kencong KKS will attract members and improve member policies by understanding members' hopes and needs. This research aims to determine the influence and analyze quality and promotion on the decisions of Nur Indah Abadi Kencong KKS members. This research has three independent variables: promotion quality variables X1 and X2, and one dependent variable, the member decision variable. The data analysis method in this research uses multiple regression analysis. The primary data collection tool used a questionnaire distributed to Nur Indah Abadi Kencong KKS members in this study, totaling 45 respondents. The high correlation coefficient shows that improving product quality and promotions strongly contributes to increasing member decisions in musyarakah financing at KKS (Consumer Sharia) Nur Indah Abadi Kencong. The research results show that partial quality and promotion positively and significantly affect member decisions.

Quality and Promotion Analysis of Members' Decisions in Applying for Musyarakah Financing at KKS Kencong Isnaini, Nandita Febri; Mu’awwanah, Uliyatul
Indonesian Journal of Islamic Economics and Finance Vol. 4 No. 1 (2024)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ijief.v4i1.5468

In business, many things must be considered regarding operations, marketing, and services, including the world of financial institutions, both Sharia and conventional. KKS Nur Indah Abadi is a Sharia Cooperative that is growing rapidly. Of course, establishing the Nur Indah Abadi Kencong KKS will attract members and improve member policies by understanding members' hopes and needs. This research aims to determine the influence and analyze quality and promotion on the decisions of Nur Indah Abadi Kencong KKS members. This research has three independent variables: promotion quality variables X1 and X2, and one dependent variable, the member decision variable. The data analysis method in this research uses multiple regression analysis. The primary data collection tool used a questionnaire distributed to Nur Indah Abadi Kencong KKS members in this study, totaling 45 respondents. The high correlation coefficient shows that improving product quality and promotions strongly contributes to increasing member decisions in musyarakah financing at KKS (Consumer Sharia) Nur Indah Abadi Kencong. The research results show that partial quality and promotion positively and significantly affect member decisions.

Analisis Kualitas Pelayanan, Harga dan Efisiensi Waktu Terhadap Kepuasan Pelanggan Pada Usaha Jahit Lestari, Devi Puji; Mu’awwanah, Uliyatul
Ekonomi, Keuangan, Investasi dan Syariah (EKUITAS) Vol 6 No 4 (2025): May 2025
Publisher : Forum Kerjasama Pendidikan Tinggi (FKPT)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/ekuitas.v6i4.7204

With the emergence of various e-commerce in online media, making people choosy in terms of service quality, price and time. This makes the sewing service business improve service quality, set affordable prices and complete orders on time so that customers do not change places. This study was conducted to determine how much service quality, price, and timeliness affect customer satisfaction in the sewing business “Caca Curtains, Convection, and Vermak”. This study uses a quantitative method with a survey approach with sampling using accidental sampling techniques. Data collection was carried out through a questionnaire distributed to 78 respondents and processed using SPSS ver25 which was analyzed by multiple linear regression statistical methods. The results of the analysis state that individually service quality, price and time efficiency have a significant influence on customer satisfaction with the t value obtained by each variable greater than the t table (1.665) and has a significance value of 0.000. Simultaneously, service quality, price and time efficiency have a positive influence on customer satisfaction with the obtained f value of each variable is 251,650 with a significance value of 0.000. These results state that winning the hearts of customers is one of the important keys to the success of a business.

Analisis Himbauan MUI (Boikot Produk Pro-Israel) Terhadap Perilaku Konsumsi Silvia, Khofifah Junisa; Mu’awwanah, Uliyatul
Ekonomi, Keuangan, Investasi dan Syariah (EKUITAS) Vol 6 No 4 (2025): May 2025
Publisher : Forum Kerjasama Pendidikan Tinggi (FKPT)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/ekuitas.v6i4.7217

This research study the impact of boycott pro-Israel products on consumption behavior at Dailie Mart, a shopping center in Puger District, Jember Regency. This study uses a quantitative method with an associative approach, measuring the relationship between the variables of boycott pro-Israel products (free variables) and consumption behavior (bound variables). The data was accumulated into 97 respondents through a questionnaire distributed by Dailie Mart consumers. The results of a simple linear regression analysis stated that there was a positive and significant impact between the boycott of pro-Israel products on consumption behavior. The higher the boycott rate, the greater the change in people's consumption behavior. A beta value of 0.819 indicates a strong influence. The study also found that 67% of changes in Consumption Behavior can be explained by the Product Boycott variable. This research highlights the importance of ongoing education to consumers about products affiliated with Israel and the importance of boycotts based on Islamic economic values. Retailers like Dailie Mart are expected to provide clear information about local alternative products that are halal and are not affiliated with Israel.

Komparasi Degree of Risk Asuransi Syariah vs Konvensional Mu’awanah, Mu’awanah; Mu’awwanah, Uliyatul
Al-tsaman : Jurnal Ekonomi dan Keuangan Islam Vol 3 No 1 (2021): Mei
Publisher : INAIFAS Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62097/al-tsaman.v3i1.498

In its development, the Islamic Finance Industry is growing rapidly. One of the non-bank Islamic financial institutions is an insurance company, the company carries out its function as a service provider institution for participants or policy holders by managingfunds tabarru and then redistributing them in the form of guarantees against certain risks using principles that are in accordance with Islamic Sharia. The fundamental thing that is the distinguishing factor between the Islamic and conventional insurance systems is that there is amechanism risk sharing. One advantage compared to themechanism risk transfer because it is in line with the principle of helping. The purpose of the study is to see a comparison between life insurance Islamic and conventionalproducts in terms of the degree of risk and how big the significance of the difference in risk is. The method used in this study uses a quantitative approach obtained from primary data in the form of premium reports and claims obtained from the Bumiputera Syariah insurance company and Equity insurance. The data analysis technique uses probability theory and data analysis uses "independent sample t-test" from the SPSS 20 program. The results of this research indicate that there is a significant difference between the risk level of sharia Bumiputera insurance and equity insurance and sharia bumiputera insurance has a better deviation. of Equity insurance. But both have trust strongfrom policyholders

Esensi Manajemen dalam Keuangan Mu’awwanah, Uliyatul; Afifah Choir, Indah; Azizah, Ulil Nur
Al-tsaman : Jurnal Ekonomi dan Keuangan Islam Vol 3 No 2 (2021): November
Publisher : INAIFAS Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62097/al-tsaman.v3i2.633

English In the business and daily life world, the principle of management is essential to avoid the risk of disadvantage and become the main method to achieve financial goals. Management always discusses the principles of financial management and company management. The need for media such as financial reports analysis is to manage the company to be a reference and as a company’s reflection of its condition holistically. The main purpose of financial statements is to be a reference to measure the condition of the company. Is the company in a good condition or is there any disablement on the finance itself? Finance reports include a scale, income statement, the summary of retained earnings, and a statement of finance reports. While management is the art of how a manager manages the company. Broadly speaking, this financial management includes planning, organizing, leading, directing/Commanding, motivating, Coordinating, Controlling, Reporting, Staffing and Forecasting. A manager must understand well all these management functions. The better the managerial skill will be directly proportional to the significance of performance quality in the company. Indonesia Dalam dunia bisnis maupun kehidupan sehari-hari, prinsip pengelolaan atau manajemen sangat perlu dilakukan untuk menghindari resiko kerugian serta menjadi metode utama dalam meraih tujuan finansial. Manajemen selalu membahas tentang prinsip pengelola keuangan dan manajemen perusahaan. Perlunya suatu media berupa analisis laporan keuangan untuk mengelola perusahaan guna menjadi referensi sekaligus refleksi kondisi perusahaan secara holistik. Tujuan utama dari laporan keuangan adalah sebagai rujukan atas kondisi kesehatan pada sebuah perusahaan. Apakah perusahan itu benar-benar dalam kondisi kesehatan yang baik atau sedang terjadi kecacatan dalam mengelola keuangan. Laporan keuangan meliputi neraca, perhitungan laba-rugi, ikhtisar laba ditahan serta laporan posisi keuangan. Sedangkan manajemen adalah suatu ilmu seni bagaimana seorang manajer mengatur perusahaannya. Secara garis besar, manajemen keuangan ini meliputi planning,organizing, leading, directing/Commanding, motivating, Coordinating, Controlling,Reporting,Staffing maupun Forecasting. Seorang manajer harus menguasai semua fungsi manajemen tersebut. Semakin baik kualitas skill seorang manajer akan berbanding lurus dengan signifikansi kualitas kinerja dalam perusahaan yang sedang dikelolanya.

Problematika Kependudukan Indonesia Mu’awwanah, Uliyatul; Ridho Illah, Ghoni Rizky
Al-tsaman : Jurnal Ekonomi dan Keuangan Islam Vol 4 No 1 (2022): MEI
Publisher : INAIFAS Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62097/al-tsaman.v4i1.877

The increase in population does not necessarily become a good sign if it is not balanced with an increase in welfare. Welfare also is not necessarily only seen from how much income is earned. However, it also covers more essential aspects such as the economy, education, and health. The rate of population growth is the increase in the number of people caused by the explosion in the birth rate. Indonesia is a country that has a fairly high birth rate. In addition, Indonesia is also one of the countries with the highest population in the world. From the discussion on population, it appears that there are problems with a population including the problem of birth rates, life expectancy, population numbers, and population density problems. To overcome or minimize these problems, the government, especially in Indonesia, needs special attention to various strategies or the right way to overcome them in the hope that the right strategy will be able to help making the economy in Indonesia even better. This paper seeks to contribute to literacy for readers in particular and the Indonesian population in general so that they are expected to be able to identify the problems experienced for the sake of Indonesia’s target of becoming a developed country by starting with self-development. In other words, welfare development does not only start when a person can work, but goes further than that, namely since the individual is in his/her mother’s womb.

Sistem Rancang Bangun dalam Islam Mu’awwanah, Uliyatul; Ridho Illah, Ghoni Rizky; Lestari, Dian
Al-tsaman : Jurnal Ekonomi dan Keuangan Islam Vol 5 No 02 (2023): November
Publisher : INAIFAS Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62097/al-tsaman.v5i02.1475

Islamic economics is an economy that is built on the basis of values taken from Islamic law. the values contained form an Islamic economic design which will later provide an overview for realizing the goals of Islamic economics. In the design of Islamic economics there are important components including Islamic economic theory, principles of Islamic economic systems, and Islamic behavior in business and economics. These three important components become important research as a means to be applied and related to economic behavior both in daily life and applied in the state. The purpose of this research is to convey knowledge from the title which is made so that it can be useful and applied by every individual in carrying out good economic activities and can create a just and prosperous economy. The method used in this research is to use a qualitative method by taking and collecting sources from literature studies. The result of this discussion is that Islamic economic design is a very important feature in building a just and prosperous economic system in accordance with the goals of Islamic economics

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