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Analisis Rasio Likuiditas Pada Laporan Keuangan PT. Bank Negara Indonesia (Persero) Tbk Tahun 2019-2023 Siti Rohizah; Jeniper Indah Pandiangan; Sandy Mukti Ali; Renny Oktafia
JURNAL EKONOMI BISNIS DAN MANAJEMEN Vol. 2 No. 2 (2024): April
Publisher : CV. ALIM'SPUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/jise.v2i2.685

Abstract

Bank Negara Indonesia (BNI) is one of the largest banks in Indonesia, which if you look at it has experienced significant development, especially in terms of assets and income, which are benchmarks for its financial performance. Financial ratio analysis, especially liquidity ratios, is an important part of measuring a bank's ability to pay short-term obligations. Liquidity ratios, such as Current Ratio, Cash Ratio, Loan to Deposit Ratio, and Loan to Asset Ratio, provide an overview of the bank's financial health. Through quantitative methods and research literature, we want to know how much Bank Negara Indonesia's liquidity ratio has developed from 2019 to 2023. From the analysis of this ratio, it can be concluded that Bank Negara Indonesia has quite good liquidity during the 2019 to 2013 period, which directly means that Bank Negara Indonesia has a good ability to pay its short-term obligations.
Analisis Rasio Likuiditas Pada Laporan Keuangan PT. Bank Negara Indonesia (Persero) Tbk Tahun 2019-2023 Siti Rohizah; Jeniper Indah Pandiangan; Sandy Mukti Ali; Renny Oktafia
JURNAL EKONOMI BISNIS DAN MANAJEMEN Vol. 2 No. 2 (2024): April
Publisher : CV. ALIM'SPUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/jise.v2i2.685

Abstract

Bank Negara Indonesia (BNI) is one of the largest banks in Indonesia, which if you look at it has experienced significant development, especially in terms of assets and income, which are benchmarks for its financial performance. Financial ratio analysis, especially liquidity ratios, is an important part of measuring a bank's ability to pay short-term obligations. Liquidity ratios, such as Current Ratio, Cash Ratio, Loan to Deposit Ratio, and Loan to Asset Ratio, provide an overview of the bank's financial health. Through quantitative methods and research literature, we want to know how much Bank Negara Indonesia's liquidity ratio has developed from 2019 to 2023. From the analysis of this ratio, it can be concluded that Bank Negara Indonesia has quite good liquidity during the 2019 to 2013 period, which directly means that Bank Negara Indonesia has a good ability to pay its short-term obligations.
Analisis Kontribusi Pendapatan Asli Daerah dan Dana Perimbangan Terhadap Pertumbuhan Ekonomi: Studi pada Kabupaten Sampang dengan Belanja Daerah Sebagai Variabel Intervening Siti Rohizah; Kiky Asmara; Fauzatul Laily Nisa
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 9 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i9.8811

Abstract

Economic development in a region is one of the starting points in the implementation of development with the hope that the region can find out the potential that exists in order to utilize it to fulfill the needs in the region. Sampang Regency still has problems and challenges in regional financial management. Balance funds are still the main source of regional income with an increasing value. This study aims to analyze the effect of Regional Original Revenue and Balancing Funds on Economic Growth with Regional Expenditure as an intermediary variable that is considered to be able to connect between variables. With the quantitative analysis method and path analysis technique, the results show that Local Revenue has a negative and insignificant effect on Economic Growth, while the Balance Fund variable has a positive and significant effect on Economic Growth. Furthermore, the Regional Expenditure variable cannot mediate the relationship between Local Revenue and Economic Growth because it still produces a negative value, on the other hand, Regional Expenditure is able to become an effective intervening variable in the relationship between balancing funds and economic growth.
Analisis Kontribusi Pendapatan Asli Daerah dan Dana Perimbangan Terhadap Pertumbuhan Ekonomi: Studi pada Kabupaten Sampang dengan Belanja Daerah Sebagai Variabel Intervening Siti Rohizah; Kiky Asmara; Fauzatul Laily Nisa
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 9 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i9.8811

Abstract

Economic development in a region is one of the starting points in the implementation of development with the hope that the region can find out the potential that exists in order to utilize it to fulfill the needs in the region. Sampang Regency still has problems and challenges in regional financial management. Balance funds are still the main source of regional income with an increasing value. This study aims to analyze the effect of Regional Original Revenue and Balancing Funds on Economic Growth with Regional Expenditure as an intermediary variable that is considered to be able to connect between variables. With the quantitative analysis method and path analysis technique, the results show that Local Revenue has a negative and insignificant effect on Economic Growth, while the Balance Fund variable has a positive and significant effect on Economic Growth. Furthermore, the Regional Expenditure variable cannot mediate the relationship between Local Revenue and Economic Growth because it still produces a negative value, on the other hand, Regional Expenditure is able to become an effective intervening variable in the relationship between balancing funds and economic growth.