Claim Missing Document
Check
Articles

Found 7 Documents
Search

Pengaruh Implementasi Prinsip Syariah dalam Produk Pembiayaan Murabahah Bank Syariah Terhadap Kinerja Keuangan UMKM: Kajian Literatur Rindyi Putri Lestari; Fauzatul Laily Nisa
JURNAL EKONOMI BISNIS DAN MANAJEMEN Vol. 2 No. 3 (2024): Juli
Publisher : CV. ALIM'SPUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/jise.v2i3.736

Abstract

Murabaha financing is one of the Islamic financing products that is popular among MSMEs. This product is in accordance with Islamic sharia principles which prohibit usury and encourage fair buying and selling transactions. This study aims to analyze the implementation of sharia principles in murabahah financing products of Islamic banks on the financial performance of MSMEs. A literature review was conducted to understand the concepts of sharia principles, murabaha financing, and MSMEs financial performance. Data were collected from various sources, journals, including books, and other reliable sources. The study results show that the implementation of sharia principles in murabaha financing products of Islamic banks has a positive influence on the financial performance of MSMEs. This positive influence can be seen from the increase in profitability and operational efficiency of MSMEs. In addition, murabaha financing can also help MSMEs to increase access to capital and develop their business.
Pengaruh Implementasi Prinsip Syariah dalam Produk Pembiayaan Murabahah Bank Syariah Terhadap Kinerja Keuangan UMKM: Kajian Literatur Rindyi Putri Lestari; Fauzatul Laily Nisa
JURNAL EKONOMI BISNIS DAN MANAJEMEN Vol. 2 No. 3 (2024): Juli
Publisher : CV. ALIM'SPUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/jise.v2i3.736

Abstract

Murabaha financing is one of the Islamic financing products that is popular among MSMEs. This product is in accordance with Islamic sharia principles which prohibit usury and encourage fair buying and selling transactions. This study aims to analyze the implementation of sharia principles in murabahah financing products of Islamic banks on the financial performance of MSMEs. A literature review was conducted to understand the concepts of sharia principles, murabaha financing, and MSMEs financial performance. Data were collected from various sources, journals, including books, and other reliable sources. The study results show that the implementation of sharia principles in murabaha financing products of Islamic banks has a positive influence on the financial performance of MSMEs. This positive influence can be seen from the increase in profitability and operational efficiency of MSMEs. In addition, murabaha financing can also help MSMEs to increase access to capital and develop their business.
Implementasi Pengembangan Pemikiran Siswa SMP Terhadap Kenakalan Remaja di SMPN 2 Trowulan Kabupaten Mojokerto Anya Citra Kurnia Nanda; Cahya Rafiyoga Harnan; Excel Mulia Putrajaya Hartono; Faizah Radinka Karimah; Farrel Rakha Adi Pramana; Miftakhul Jannah; Rafi Eko Bachtiar; Rindyi Putri Lestari; Syarifuddin Aryasatya Nugraha
JURNAL AKADEMIK PENGABDIAN MASYARAKAT Vol. 2 No. 5 (2024): September : Jurnal Akademik Pengabdian Masyarakat
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/japm.v2i5.2465

Abstract

Juvenile delinquency is a concerning phenomenon characterized by deviant behaviors that violate social norms and laws. This study aims to address the issue of juvenile delinquency in Bejijong Village, Trowulan District, Mojokerto Regency, through a socialization program targeted at middle school students. The program was designed to enhance the awareness and understanding of students at SMP Negeri 2 Trowulan regarding the negative impacts of juvenile delinquency. The methods used included seminars, educational videos, and interactive discussions. The results indicated that the students responded with high enthusiasm, demonstrating an increased understanding and awareness of juvenile delinquency. Active participation in discussions suggested the effectiveness of the approach. This program successfully stimulated critical thinking among students about juvenile delinquency issues and is expected to serve as a model for similar socialization programs in the future.
Perbedaan Strategi Manajemen Modal Kerja pada Bank BCA dan Bank Mandiri di Indonesia Nadya Aura Wulan Savitri; Masrifatul Roidha; Rindyi Putri Lestari; Renny Oktafia
JURNAL RUMPUN MANAJEMEN DAN EKONOMI Vol. 1 No. 1 (2024): Maret
Publisher : CV. KAMPUS AKADEMIK PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jrme.v1i1.1135

Abstract

Working capital management is an important aspect in banking to maintain smooth operations and financial stability. This research aims to analyze the differences in working capital management strategies at Bank BCA and Bank Mandiri, the two largest banks in Indonesia. The research method used is comparative descriptive using secondary data in the form of the annual financial reports of both banks for the 2019-2023 period. The results showed that Bank BCA has a more effective working capital management strategy than Bank Mandiri. BCA Bank has healthy financial ratios and shows good performance. Meanwhile, Bank Mandiri has quite stable financial ratios. Even though Bank Mandiri's NPL is relatively high, this bank has quite high ROA, ROE and CAR.
Efektivitas Pengelolaan Zakat oleh Badan Amil Zakat Nasional (BAZNAS) di Indonesia : Periode Tahun 2018-2022 Rindyi Putri Lestari; Fauzatul Laily Nisa
JURNAL RUMPUN MANAJEMEN DAN EKONOMI Vol. 1 No. 3 (2024): Juli
Publisher : CV. KAMPUS AKADEMIK PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jrme.v1i3.1469

Abstract

Zakat has great potential to alleviate poverty and equalize welfare in Indonesia. This potential is influenced by the existence of a very large Muslim population in Indonesia. Therefore, there is a need for BAZNAS to manage zakat effectively in Indonesia. This study uses a quantitative approach with the Allocation to Collection Ratio (ACR) analysis method which aims to analyze the effectiveness of zakat management by BAZNAS in Indonesia. The data of this study were obtained from BAZNAS financial statements during the period 2018-2022. From the research that has been conducted, it shows that from 2018-2022 BAZNAS has carried out zakat management very effectively which has an average score of 95.59%. This shows that BAZNAS has succeeded in achieving its goals and realizing its targets very well. Keywords : BAZNAS, Effectiveness, Zakat, Management Abstrak Zakat berpotensi besar dalam upaya pengentasan kemiskinan dan pemerataan kesejahteraan di Indonesia. Potensi ini dipengaruhi oleh adanya penduduk muslim di Indonesia dengan jumlah yang sangat besar. Oleh karena itu, diperlukan adanya BAZNAS untuk mengelola zakat secara efektif di Indonesia. Penelitian ini menggunakan pendekatan kuantitatif dengan metode analisis Allocation to Collection Ratio (ACR) yang bertujuan untuk menganalisis efektivitas pengelolaan zakat oleh BAZNAS di Indonesia. Data penelitian ini diperoleh dari laporan keuangan BAZNAS selama periode 2018-2022. Dari penelitian yang telah dilakukan, menunjukkan bahwa sejak tahun 2018-2022 BAZNAS telah melakukan pengelolaan zakat dengan sangat efektif yang memiliki skor rata-rata 95,59%. Hal ini menunjukkan bahwa BAZNAS berhasil mencapai tujuannya dan merealisasikan targetnya dengan sangat baik.
Ekonomi Kreatif dan Pembangunan Ekonomi : Sebuah Tinjauan Literatur tentang Peran dan Kontribusi Rindyi Putri Lestari; Fauzatul Laily Nisa
JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Vol. 1 No. 2 (2024): Juli
Publisher : CV. KAMPUSA AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jemba.v1i2.61

Abstract

The creative economy has been a much-discussed topic in terms of economic development over the past few years. The concept refers to economic activities that involve creativity, knowledge, and skills to generate added value. This study aims to analyze the role and contribution of the creative economy to economic development in a country. A literature review was conducted to understand the concepts of creative economy, economic development, and the relationship between the two variables. Data were collected from various sources, such as books, scientific papers, and journals relevant to the research topic. The results of the literature review analysis show that the creative economy has a significant role and contribution to economic development, where it has great potential in economic growth, job creation, and improving people's welfare.
PENERAPAN KREATIVITAS SISWA MELALUI KEGIATAN KOLASE BIJI BIJIAN DI SDN BEJIJONG 1 TROWULAN KABUPATEN MOJOKERTO Hendra Maulana; Achmad Dhany Adam Mu'arif; Afitra Azzahra; Cahya Rafiyoga Harnan; Miftakhul Jannah; Muhammad Bagas Ikmal Rifki; Nurul Wasiela; Rindyi Putri Lestari; Syarifuddin Aryasatya Nugraha
Jurnal Gembira: Pengabdian Kepada Masyarakat Vol 2 No 04 (2024): AGUSTUS 2024
Publisher : Media Inovasi Pendidikan dan Publikasi

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Pendidikan sekolah dasar bertujuan mengembangkan potensi peserta didik secara alami berkembang di lingkungannya dengan syarat wajib belajar selama 6 tahun. Untuk merangsang potensi siswa dilakukan cara kolase dengan teknik menempel berbagai material pada suatu permukaan untuk menciptakan karya seni. Anggota KKN di Desa Bejijong Kecamatan Trowulan Kabupaten Mojokerto menargetkan SDN Bejijong 1 Trowulan untuk melakukan kegiatan kolase biji-bijian. Kegiatan ini termasuk kegiatan latihan motorik halus dengan cara menempelkan dan menyusun sesuatu dalam gambar atau konsep yang sudah ada yang dibantu oleh kakak pendamping. Kakak pendamping memperkenalkan cara menempel dan menyusun dengan menggunakan jenis biji-bijian kacang hijau, jagung, kedelai, dan kacang merah. Alat dan bahan yang digunakan adalah format gambar, lem, dan biji-bijian yang sesuai. Kakak pendamping akan memberikan penghargaan kepada kelompok - kelompok terpilih untuk menghargai usaha dan kreativitas mereka. Acara ditutup dengan merangkum pelajaran yang diperoleh selama proses pembuatan kolase, dengan menekankan pentingnya kreativitas, kesabaran, dan ketekunan. Dapat disimpulkan bahwa, membuat mozaik dari biji-bijian adalah sebuah pendekatan pembelajaran yang menggabungkan seni dan keterampilan motorik halus.