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All Journal AL-FALAH : Journal of Islamic Economics Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Shinta Hardiyanti, Istiqom
Unknown Affiliation
Religion Agriculture, Biological Sciences & Forestry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Industrial & Manufacturing Engineering Social Sciences

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Altruism as Moderation on Zakat Literacy, Trust, and Religiosity Toward the Decision of Muzakki to Pay Zakat at LAZ Solopeduli Agus Hidayat, Ahmad; Rizal, Muhamad; Arie Novita, Siska; Shinta Hardiyanti, Istiqom
AL-FALAH : Journal of Islamic Economics Vol. 9 No. 1 (2024)
Publisher : Institut Agama Islam Negeri (IAIN) Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/alfalah.v9i1.9821

Abstract

Purpose: This research aims to examine the variables of zakat literacy, trust, and religiousness on Muzakki's decision to pay zakat at LAZ Solopeduli. The study also seeks to explore whether altruism can moderate these three variables in influencing Muzakki's decision to pay zakat at LAZ Solopeduli.Design/Method/Approach : This study utilizes a quantitative method assisted by SEM-PLS software to test statistical hypotheses. The sample size consists of 105 Muzakki respondents.Findings: The research findings indicate that zakat literacy, trust, and religiousness have a positive and significant impact on Muzakki's decision to pay zakat. However, the altruism variable is unable to moderate zakat literacy, trust, and religiousness in influencing Muzakki's decision to pay zakat. On the other hand, the religious obligations and basic understanding of zakat drive Muzakki to consistently pay zakat at LAZ Solopeduli, not influenced by other factors such as environmental conditions or altruistic attitudes.Originality/Values: This study is the first to introduce altruism as a variable to examine Muzakki's decision to pay zakat at an official zakat institution
Strategi Pengembangan Literasi Keuangan Syariah Dalam Meningkatkan Jumlah Nasabah BPRS Lantabur Tebuireng Cabang Surabaya Ayatullah , Muhammad Nur; Zainuddin Akbar Bahrun; Muhammad Hamdan Ali Masduqie; Shinta Hardiyanti, Istiqom; Afri Suhairi Panjaitan
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 4 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i4.1054

Abstract

The purpose of developing Islamic financial literacy for BPRS Lantabur Tebuireng Surabaya Branch begins with the adjustment of the Financial Services Authority regulations related to routine reporting of Islamic financial literacy in each bank, including BPRS. Furthermore, in order to provide knowledge or self-introduction to the people of the City of Surabaya who are still used to Conventional Banks. On the other hand, the target for 2022 is to get customers, namely using the Bank's Business Plan (RBB), starting from the target of financing, funding, and profit. Therefore, BPRS Lantabur Tebuireng Surabaya Branch is looking for customers whose needs are adjusted to meet the criteria categorized by the bank. In addition to providing financial literacy to prospective new customers, BPRS Lantabur Tebuireng Surabaya Branch also provides Islamic financial literacy to existing customers directly. Thisresearch uses a qualitative method with a case study approach that examines the Strategy for Developing Islamic Financial Literacy in Attracting Customers of BPRS Lantabur Tebuireng Surabaya Branch. The results of this study can be explained that in order to carry out Islamic financial literacy in attracting customers, evaluations continue to be carried out, one example is the removal of the brochure sharing method because it is considered ineffective. The new method is to create events, collaborate with institutions, hold certain moments such as milad Lantabur and Milad BPRS in Indonesia country as well as the reference.
Penerapan Etika Bisnis Islam Dalam Produksi Budidaya Jamur Tiram Putih “Sari Kayu” Kecamatan Jetis Kabupaten Mojokerto Ali Masduqie, Muhammad Hamdan; Shafira Hafatareta, Shalla; Shinta Hardiyanti, Istiqom; Afri Suhairi Panjaitan
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 4 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i4.1055

Abstract

This research aims to answer the problem formulation in this research, namely how the production process of white oyster mushroom cultivation "Sari Kayu", and how to apply Islamic business ethics in the production of white oyster mushroom cultivation "Sari Kayu", Jetis District, Mojokerto Regency. The research methodology used in the research conducted on the cultivation of white oyster mushrooms “Sari Kayu” uses a descriptive qualitative approach. As for this study using field research methods and based on primary data and secondary data. The technique of collecting data is by means of observation, interviews, and documentation. The research results obtained from this research are that the production process is in accordance with the production process in Islam, and the overall production activity has met the principles of Islamic business ethics and applies the principles of production in Islamic Economics
Co-Authors Afri Suhairi Panjaitan Agus Hidayat, Ahmad Ali Masduqie, Muhammad Hamdan Arie Novita, Siska Ayatullah , Muhammad Nur M. Rizal Muhammad Hamdan Ali Masduqie Shafira Hafatareta, Shalla Zainuddin Akbar Bahrun