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All Journal Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Muhammad Hamdan Ali Masduqie
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Agriculture, Biological Sciences & Forestry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Industrial & Manufacturing Engineering Social Sciences

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Strategi Pengembangan Literasi Keuangan Syariah Dalam Meningkatkan Jumlah Nasabah BPRS Lantabur Tebuireng Cabang Surabaya Ayatullah , Muhammad Nur; Zainuddin Akbar Bahrun; Muhammad Hamdan Ali Masduqie; Shinta Hardiyanti, Istiqom; Afri Suhairi Panjaitan
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 4 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i4.1054

Abstract

The purpose of developing Islamic financial literacy for BPRS Lantabur Tebuireng Surabaya Branch begins with the adjustment of the Financial Services Authority regulations related to routine reporting of Islamic financial literacy in each bank, including BPRS. Furthermore, in order to provide knowledge or self-introduction to the people of the City of Surabaya who are still used to Conventional Banks. On the other hand, the target for 2022 is to get customers, namely using the Bank's Business Plan (RBB), starting from the target of financing, funding, and profit. Therefore, BPRS Lantabur Tebuireng Surabaya Branch is looking for customers whose needs are adjusted to meet the criteria categorized by the bank. In addition to providing financial literacy to prospective new customers, BPRS Lantabur Tebuireng Surabaya Branch also provides Islamic financial literacy to existing customers directly. Thisresearch uses a qualitative method with a case study approach that examines the Strategy for Developing Islamic Financial Literacy in Attracting Customers of BPRS Lantabur Tebuireng Surabaya Branch. The results of this study can be explained that in order to carry out Islamic financial literacy in attracting customers, evaluations continue to be carried out, one example is the removal of the brochure sharing method because it is considered ineffective. The new method is to create events, collaborate with institutions, hold certain moments such as milad Lantabur and Milad BPRS in Indonesia country as well as the reference.
Peranan LAZISNU Sidoarjo dalam Meningkatkan Kesejahteraan Ekonomi Masyarakat di Kabupaten Sidoarjo Al Faruq, Muhammad; Muhammad Hamdan Ali Masduqie; Umi Julaihah
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 4 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i4.1056

Abstract

The economic welfare of the people in Indonesia is arguably still very low. According to the Central Statistics Agency (BPS), the average data for poor households in Indonesia is 4.74 people. And in the province of East Java, the average data for poor households is in first place reaching 4.181 million people. While the majority of the population in Indonesia is Muslim. The National Zakat Amil Agency (BAZNAS) estimates that the potential for Zakat, Infaq, Alms and Waqf (ZISWAF) in Indonesia reaches more than 500 trillion rupiah. In fact, in the next 5 years it is expected to collect a total of ZISWAF reaching 50-60 trillion rupiah through collaboration with Bank Syariah Indonesia (BSI). The purpose of this study is to find out how the role of LAZISNU Sidoarjo is in improving the economic welfare of the people in Sidoajo Regency. This research method uses a qualitative approach. Data collection techniques in this study were obtained through observation, interviews and documentation. Observations were made to find out the general description and situation or conditions in the field at the philanthropic institution. Interviews were conducted using source triangulation techniques to obtain data validity through LAZISNU Sidoarjo administrators and mustahik or recipients of assistance from the Zakat, Infaq and Shadaqah (ZIS) distribution program that had been carried out. The data analysis technique in this study was through data reduction, data presentation and data verification. The results of this study indicate that with a consumptive and productive assistance program, mustahik feel very happy and happy. Because the funds and capital obtained are able to help mustahik in meeting the necessities of life and business development that will and has been going on for that long. This success is also inseparable from the ZIS management mechanism that has been implemented by LAZISNU Sidoarjo including planning, organizing, implementing and supervising. So that the role of LAZISNU Sidoarjo in Improving the Economic Welfare of the Community in Sidoarjo Regency has been running effectively and efficiently.
Co-Authors Afri Suhairi Panjaitan Al Faruq, Muhammad Ayatullah , Muhammad Nur Shinta Hardiyanti, Istiqom Umi Julaihah Zainuddin Akbar Bahrun