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All Journal Jurnal Ilmiah Dan Karya Mahasiswa Jurnal Nuansa: Publikasi Ilmu Manajemen dan Ekonomi Syariah Santri : Jurnal Ekonomi dan Keuangan Islam
Fakhrina Fakhrina
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Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Languange, Linguistic, Communication & Media

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Pengaruh Daya Tarik Promosi Dan Kemudahan Penggunaan Teknologi Terhadap Loyalitas Pengguna E-Money: Pada Produk E-Money Bank Syariah Indonesia Kantor Cabang Pembantu Radial Palembang Siti Maslahah; Hilda Hilda; Fakhrina Fakhrina
Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah Vol. 2 No. 1 (2024): Maret : Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/nuansa.v2i1.743

Abstract

The purpose of this research is to determine the effect of promotional attractiveness and ease of use of technology on loyalty in using e-money (in Indonesian sharia bank e-money products at the Radial Palembang sub-branch office). This research uses primary data with a quantitative approach. The population in this study were customers of Bank Syariah Indonesia (BSI) Palembang Radial Palembang Sub-Branch who used 200 e-money products in the last 1 year. Sampling in this research used the Slovin formula, resulting in 67 customers being sampled in this research. The analytical methods used in this research are validity, reliability, classical assumption testing, multiple linear regression and hypothesis testing using IBM SPSS 26 statistical analysis. The results of this research show that the promotional attractiveness variable has a significant effect on e-money user loyalty and the ease of use of technology variable has a significant effect on e-money user loyalty.
Manajemen Risiko Dalam Pengiriman Barang Pada Jasa JNT Express Cabang Palembang Ditinjau Dari Perspektif Ekonomi Islam Yuliana Yuliana; Hilda Hilda; Fakhrina Fakhrina
SANTRI : Jurnal Ekonomi dan Keuangan Islam Vol. 2 No. 3 (2024): Juni: SANTRI : Jurnal Ekonomi dan Keuangan Islam
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/santri.v2i3.558

Abstract

The main problem in this thesis is that in the last few months JNT Express Palembang branch has often experienced a decline in sales and also complaints from customers about the many problems that occur in the service felt by consumers such as problems with late delivery of goods, shipments that cannot be tracked, damage to goods to loss of delivery packages. These complaints were obtained from the Internet Media. The purpose of this discussion is to find out the Implementation of Risk Management in the Delivery of Goods at JNT Express Palembang Branch Services and Islamic Economic Review on Risk Management in the Delivery of JNT Express Palembang Branch Services. This research is a field research. By using qualitative methods. This research uses informants consisting of 6 people, namely 1 Leader, 1 Admin, 1 Courier and 3 JNT Palembang Branch Consumers. This research was conducted at JNT Ekpress, Jl. Sultan M. Mansyur, Bukit Lama, Kec. Ilir Barat I. Palembang City. While the data collection method in this study is in the form of observation, interviews, documentation. Based on the results of the study. Risks in shipping JNT goods are Social, Physical, Customer and Competition factors. The obstacles are delays, wrong addresses, damage and loss of goods. To prevent or minimize the occurrence of risks, JNT issues Standard Delivery Terms (SSP). Review of Islamic Economics on Risk Management in the Delivery of Goods Services JNT Express Palembang Branch is not contrary to Islam.
Pengaruh Pendekatan Nasabah Dan Pengalaman Nasabah Terhadap Loyalitas Nasabah Pada Bank Muamalat KCP Baturaja Muhammad Adzmy Nur Yansyah; Hilda Hilda; Fakhrina Fakhrina
SANTRI : Jurnal Ekonomi dan Keuangan Islam Vol. 2 No. 3 (2024): Juni: SANTRI : Jurnal Ekonomi dan Keuangan Islam
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/santri.v2i3.563

Abstract

The purpose of this study is to determine the influence, Customer Intimacy and Customer Experience on Customer Loyalty at Bank Muamalat KCP Baturaja.This study used primary data with a quantitative approach. Classical assumption testing techniques, and hypothesis testing using IBM SPSS 26 statistical analysis. The results of this study show that Increasing Customer Intimacy has a postive effect on Customer Loyalty (1,822>1,661), while Customer Experience has a significant positive effect on Customer Loyalty (7,931> 1,661). Increase Customer Bonding, Customer Intimacy and Customer Experience simultaneously (35,448> 3,09).
Pengaruh Fitur Layanan dan Biaya Administrasi Terhadap Kepuasan Nasabah Menggunakan Mobile Banking pada Bank Syariah Indonesia KC Destianah Destianah; Hilda Hilda; Fakhrina Fakhrina
SANTRI : Jurnal Ekonomi dan Keuangan Islam Vol. 2 No. 6 (2024): Desember : Jurnal Ekonomi dan Keuangan Islam
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/santri.v2i6.953

Abstract

This research used a quantitative method with a sampling technique using the Slovin formula to obtain 95 samples. The data collection technique uses a questionnaire. The research results show that the service feature variable (X1) influences customer satisfaction (Y). The results of the t test for service features on customer satisfaction obtained a value of tcount > ttable (3.429>1.986) and a significance value smaller than probability (0.000 ttable (8.264 > 1.986) and a significance value smaller than probability (0.000 < 0.05), meaning that administration costs have an effect on customer satisfaction. The simultaneous test shows that the fcount value is 114.028 and the ftable value is 3.09 (114.028 > 3.09) with a significance level of 0.000 < 0.05. The conclusion of this research is that service features and administration costs influence customer satisfaction using mobile banking at Bank Syariah Indonesia KC Lahat.
Analisis Penerapan Konsep Syariah Pada OYO Lavender Homestay Pada Masa Pandemi Covid Di Kota Palembang Deni Fernanda Sohmi; Hilda Hilda; Fakhrina Fakhrina
Jurnal Ilmiah Dan Karya Mahasiswa Vol. 1 No. 5 (2023): OKTOBER : JURNAL ILMIAH DAN KARYA MAHASISWA
Publisher : Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/jikma.v1i5.800

Abstract

Islamic OYO is an OYO that provides lodging, food and drink services, as well as other services for the public, is managed commercially and meets the requirements imposed by the government, industry and islamic. The covid pandemic that started at the end of 2019 until now has had a bad impact on OYO Lavender Homestay because it has experienced a very drastic decrease in the number of visitors. The hotel business is a business engaged in the accommodation sector, one of which is OYO Islamic. The OYO sector is also a companion sector for the tourism sector and is also one that operates in the service sector, especially accommodation, the market segment is guests who come for rest or business purposes. Sharia OYO is a business or business that uses the concept of Islamic by incorporating several rules of Islamic principles in it which are the hallmark of every islamic business unit. The purpose of this study was to find out the Analysis of the Implementation of the Islamic Concept at OYO Lavender Homestay During the Covid Pandemic in Palembang City. This research is included in the type of field research using primary data sources and secondary data. The data obtained is in the form of a narrative. This study uses qualitative data analysis methods or techniques using inductive reasoning methods. Based on the results of the study that the covid pandemic had an impact on the number of visitors at OYO Lavender Homestay. In 2019 the number of visitors to OYO Lavender Homestay was 7,663 people. However, in 2020 there was a very drastic decrease with the number of 3,951 people. This number decreased by 51.5% from the previous year. Even though there has been a decrease in the number of visitors, OYO Lavender Homestay still does not want to accept visitors of the opposite sex and does not accept visitors of the opposite sex who do not have an identity or proof of marriage when they experience a very drastic decrease in the number of visitors.
Pemberdayaan Masyarakat Program Keluarga Harapan (PKH) Terhadap Pengentasan Kemiskinan Dalam Perspektif Maqashid Syariah Indah Sari; Hilda Hilda; Fakhrina Fakhrina
Jurnal Ilmiah Dan Karya Mahasiswa Vol. 1 No. 5 (2023): OKTOBER : JURNAL ILMIAH DAN KARYA MAHASISWA
Publisher : Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/jikma.v1i5.855

Abstract

This study analyzes how PKH Community Empowerment Against Poverty Alleviation According to the Perspective of Islamic Economics in Sukadana Village, Kayu Agung District. Implementation of this research for 6 (six) months including designing, implementing and reporting research results. This study uses a qualitative research method with a descriptive approach in which data is expressed in the form of words, sentences, pictures and cannot be expressed in numbers, describing and conducting an analysis of PKH community empowerment on poverty alleviation in the Sukadana Kayu Agung Village. A total of 185 PKH recipients were used as the population with a sample of 65 PKH recipients. The data obtained from this study were sourced from the answers given by each respondent during the interview. The analysis model used is data reduction, data presentation and conclusion. In accordance with the results of the analysis, it turns out that PKH Community Empowerment in Sukadana Village, Kayuagung District is able to alleviate the poverty of PKH beneficiaries. In maqashid sharia, the provision of PKH assistance in Sukadana Kayu Agung Village can realize the benefit of PKH recipients by guaranteeing basic needs (Dharuriyat), secondary needs (Hajiyat), and complementary needs (Tahsiniyat). PKH beneficiaries are not determined by the PKH companion. PKH Facilitators serve as program implementers, receive processed data from the central government to follow up on and verify data, components and conditions for residents as PKH beneficiaries. Proposals to be included in the Integrated Social Welfare Data (DTKS) are the authority of the Regency/City regional government together with the government of the smallest scope, namely the village/kelurahan.
Co-Authors Deni Fernanda Sohmi Destianah Destianah Hilda Hilda Indah Sari Muhammad Adzmy Nur Yansyah Siti Maslahah Yuliana Yuliana