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The effect of the perception of financial risk on intention to use digital payment platforms Longgy, Dodhy Hyronimus Ama; Alrawahna, Ammar; Tamin, Masran; Awotkay, Apolinaris Sapuk; Siamsa, Simon
Global Advances in Business Studies Vol. 3 No. 2 (2024): Global Advances in Business Studies (GABS)
Publisher : Ifma Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55584/Gabs003.02.1

Abstract

The aims of this research are to identify the factors shaping consumers' financial risk perceptions regarding the use of digital payment platforms and to analyze the relationship between financial risk perceptions and consumers' intentions to use digital payment platforms in Merauke Regency. This study employs a qualitative approach. The subjects consist of consumers who currently use or are potential users of digital payment platforms, local business actors offering digital payment options to consumers, and local economic observers or experts familiar with the economic and cultural contexts of Merauke Regency. Thematic analysis is used to identify the main themes from data collected through interviews and observations, supplemented by narrative analysis to construct the stories and experiences of the research subjects. The findings indicate that financial risk perceptions, particularly concerns about financial loss and fraud, remain significant barriers to the widespread adoption of digital payment platforms in Merauke Regency. The study also highlights that consumers’ intentions to use digital payment platforms are influenced by their financial risk perceptions and awareness of practical benefits, which can be strengthened through educational efforts and increased financial literacy.
Peningkatan Produktifitas Usaha Peternakan Kambing melalui Perbaikan Manajemen Usaha Siamsa, Simon; Wati, Caecilia Henny Setya; Rizal, Abdul; Awotkay, Apolinaris Sapuk; Djanggo, Romualdus Turu Putra Maro; Suwarjono, Suwarjono
Prima Abdika: Jurnal Pengabdian Masyarakat Vol. 3 No. 3 (2023): Volume 3 Nomor 3 Tahun 2023
Publisher : Program Studi Pendidikan Guru Sekolah Dasar Universitas Flores Ende

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37478/abdika.v3i3.3082

Abstract

The majority of goat livestock businesses are managed by the transmigration community as a side business. The impact that occurs is that the management of the business that is being carried out is not optimal both institutionally, marketing and housing. This of course will affect production and business productivity. Goat livestock business managed by breeders is still small-scale and imbreading occurs. On the other hand, the marketing process carried out only relied on personal communication within the scope of the village itself. The approach to the activities carried out is direct counseling to breeders as well as providing goat seeds and cage rehabilitation.