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All Journal Jurnal Ekonomi Syariah Indonesia Jurnal Perbankan Syariah Indonesia (JPSI) International Journal of Economics, Management and Accounting Jurnal Manajemen, Ekonomi dan Akuntansi
Apriana, Agung
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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Journal : International Journal of Economics, Management and Accounting

 1 
The Impact of Public Understanding of Usury on Debt and Receivable Behavior from an Islamic Perspective Mulyana, Nurdin; Mutiah, Ridla; Apriana, Agung
International Journal of Economics, Management and Accounting (IJEMA) Vol. 2 No. 3 (2024): August
Publisher : Lafadz Jaya Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47353/ijema.v2i3.190

Abstract

Based on the framework of islamic teachings, economic activities carried out by humans to be developed have several rules and ethics or morality in Islamic law. Providing loans will help those in need as is the principle of loans or debts. The discussion about usury can be said to be classic both in the development of Islamic economic thought and in Islamic civilization because it is a complicated problem and often occurs in society. Based on research conducted at the Padamulya Village Taklim Country, Subang Regency, it shows that people who lack understanding about usury will tend to believe that usury is an addition that is too high, such as that made by loan sharks, while additions with small amounts are not usury. This research uses a qualitative research approach where qualitative research as a saientific method is often used and carried out by a group of researchers in the field of social sciences, including educational sciences. The result of the research show that people’s understanding about usury has an influence on debt and receivable behavior in the majelis taklim in padamulya village, subang district with a significantly low understanding value, thus showing a positive value, therefore there is a unidirectional relationship.
The influence of Self Efficacy and Locus of Control on employee performance from an Islamic perspective Hastuti Permana, Putri; Apriana, Agung; Mutiah, Ridla
International Journal of Economics, Management and Accounting (IJEMA) Vol. 2 No. 4 (2024): September
Publisher : Lafadz Jaya Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47353/ijema.v2i4.192

Abstract

This research is motivated by the success of an employee's performance being determined by the management who manages it and the employees. Especially in the current era of globalization, competition is increasingly fierce, so employees must be able to contribute to the company's sustainability. The research method used in carrying out this research is a quantitative descriptive research method. The results of this research indicate that companies are expected to continue to improve employee self-efficacy and locus of control and can increase employee job satisfaction. Especially for superiors towards their subordinates, they can provide motivation to subordinates so that they can be motivated to work well and achieve job satisfaction.
Sharia Financing And Community Economic Empowerment Faturahman, Imam; Mandasari Hatta, Irma; Apriana, Agung
International Journal of Economics, Management and Accounting (IJEMA) Vol. 1 No. 7 (2023): December
Publisher : Lafadz Jaya Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47353/ijema.v1i7.202

Abstract

This research aims to determine the role of Sharia financing and community economic empowerment. The research method used in this research is a qualitative method. The research results show that the Islamic perspective views sharia-based economic financing as a solution that can improve the economy of the people. In the Islamic view, sharia-based economic financing is a fairer and more sustainable way of developing the economy. In the sharia financing system, profits are not obtained from interest, but from a share of the business profits generated. Apart from that, sharia financing also applies the principle of sharing risks between capital owners and entrepreneurs. As an alternative financing, sharia banks can help improve the people's economy by providing financing in accordance with sharia principles. Apart from that, Islamic banks can also aid entrepreneurs to gain access to markets and better business opportunities. Sharia banks have a different economic mechanism from conventional banks, which are based on sharia principles and encourage the economic development of the people.
Co-Authors Abdul Aziz Amalia Rahma, Annisa Andri Andri Asep Setiawan Berlian, Dana Damayanti Rusmana, Fenny Faturahman, Imam Hastuti Permana, Putri Juhadi Juhadi Lesmana, Robi Mandasari Hatta, Irma Maulana, Ikbal Mulyana, Nurdin Mutiah, Ridla Purnamasari Sukirman, Rania Rosmania, Rosi Sulaiman Yusup, Rizky Sundari, Sufi