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All Journal Jurnal Ekonomi Modernisasi JMKSP (Jurnal Manajemen, Kepemimpinan, dan Supervisi Pendidikan)
Ardani, Amanda Putri
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences

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Financial literacy among tin mining workers: A study of ethnography in East Belitung, Indonesia Suranto, Suranto; Fitriani, Sofa Aji; Ardani, Amanda Putri; Susilo, Agus
Jurnal Ekonomi Modernisasi Vol. 19 No. 2 (2023)
Publisher : Fakultas Ekonomika dan Bisnis, Universitas Kanjuruhan Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21067/jem.v19i2.8049

Abstract

The purpose of this research is to describe the level of financial literacy in East Belitung, to explore the challenges and constraints faced in the application of financial literacy, and to reveal the efforts to face challenges and constraints in the application of financial literacy. The research method used was ethnography with a qualitative approach. Data collection techniques of this study were interviews, observation, and documentation. In-depth interviews were conducted with village heads and the people of East Belitung. This study applied data reduction, data display, and verification as the data analysis steps. The results of this study indicated that the high income of people who work as tin miners triggered some people to have a consumptive lifestyle. The consumptive lifestyle is one aspect that shows that the level of financial literacy was still low and generated problems with family money management. The challenges and constraints in the application of financial literacy in East Belitung were consumptive lifestyles or habits that were inherent in the culture in society. Hence, it took time and effort to reduce these consumptive habits.
Impact of MSIB Program on the Personal Development of Students at Universitas Muhammadiyah Surakarta Ardani, Amanda Putri; Suranto, Suranto
JMKSP (Jurnal Manajemen, Kepemimpinan, dan Supervisi Pendidikan) Vol. 10 No. 1 (2025): JMKSP (Jurnal Manajemen, Kepemimpinan, dan Supervisi Pendidikan)
Publisher : Graduate Program Magister Manajemen Pendidikan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31851/jmksp.v10i1.17730

Abstract

The Magang dan Studi Independen Bersertifikat (MSIB) program, initiated by Indonesia’s Ministry of Education, Culture, Research, and Technology in 2021, provides students with opportunities to gain hands-on experience in the professional world. This study aims to determine the impact of MSIB on the personal development of Universitas Muhammadiyah Surakarta (UMS) students in 2023. Employing a descriptive qualitative approach, data were gathered through interviews, observations, and documentation involving 10 UMS participants. Thematic descriptive analysis, validated through data triangulation, revealed significant positive impacts on students’ personal growth. The category of improved personal development is divided into four, namely: 1) improved personal development in working knowledge, 2) improved personal development in work skills, 3) improved personal development in work commitment, and 4) improved personal development in professional relationships. This research highlights MSIB’s role in fostering student development and bridging academic learning with industry demands, positioning it as a transformative higher education model.
Co-Authors Agus Susilo Fitriani, Sofa Aji Suranto Suranto