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All Journal Jurnal Ekonomi dan Perbankan Syariah ITQAN: Journal of Islamic Economics, Management, and Finance Journal of Multi Disciplines Science
Tartila, Muzayyana
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Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Nursing Social Sciences

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The Role of the National Board of Zakat in Improving the Community's Economy Tartila, Muzayyana; Asmuni
ITQAN: Journal of Islamic Economics, Management, and Finance Vol. 2 No. 2 (2023): ITQAN: Journal of Islamic Economics, Management, and Finance
Publisher : Yayasan Mitra Peduli Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57053/itqan.v2i2.26

Abstract

Public welfare is one aspect that must be considered by every country with various policies, but it is still not able to be implemented properly and effectively. The emergence of zakat institutions such as BAZNAS to optimize zakat funds so that they can minimize poverty and can improve the economy in society. In this case, Islam has obligated Muslims to pay zakat to achieve prosperity. The purpose of this study is to discuss the role of Zakat in improving the community's economy. This research method uses descriptive qualitative based on previous literature. The results of this study are that the role of the National Amil Zakat Agency (BAZNAS) has been carried out optimally from the collection process to distribution to the community by looking at the results from the past few years, but it is still not optimal.
Production Principles in Islam: A Review of Canned Food Products Tartila, Muzayyana; Tahiyati, Azka
Journal of Multi-Disciplines Science Vol. 1 No. 1 (2023): Journal of Multi-Disciplines Science
Publisher : Indo Consultan Energi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59921/icecomb.v1i1.10

Abstract

Production is a consumption chain which provides goods and services that constitute a consumer need. Production activities are divided into two types within the framework of Islamic economic activity. The first is someone who wants to carry out production activities and only wants to get the maximum profit without paying attention to the aspects stated in Islam. The second is someone who wants to carry out production activities to increase the welfare of humankind on earth by paying attention to the elements of production that have been determined in Islamic law. This research was conducted using a descriptive method with a qualitative approach. The results of this study indicate that the production principles that a producer must carry out in canned food products must include five aspects. First, the focus of monotheism in production activities is the realisation of a production that is produced in the form of products that are halal toyyiban and protected from elements that harm. Second, on the principle of humanity, it is recommended that humankind can prosper on the earth and cover all aspects that exist on earth. Third, the form of implementation of the principle of justice in production activities means that producers can enforce rights, obligations, and responsibilities towards consumers. Fourth, in Islam, one form of the principle of benevolence, producers in their production activities are oriented not only to profits but also to the blessings obtained from profits, namely by paying attention to several aspects of their products. Fifth, on the principle of freedom and responsibility, humans are free to carry out any production activity as long as it does not go outside the corridors of Islamic law and does not harm others. They can be held accountable if something undesirable happens to consumers.
Implementation of Ultra Micro Financing Based on DSN-MUI Fatwa Number 119 Asmuni; Tartila, Muzayyana
Journal of Multi-Disciplines Science Vol. 1 No. 1 (2023): Journal of Multi-Disciplines Science
Publisher : Indo Consultan Energi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59921/icecomb.v1i1.11

Abstract

There are many problems in the Kecil community, namely the lowest level, AMD, and reversed financing. Ultra-Micro financing is here to provide solutions to the lower classes of society who need capital loans. This financing is regulated by Fatwa of the National Sharia Council No. 119/DSN-MUI/II/2018. This study aims to discover how the practices, mechanisms, and governance of ultra-micro financing follow sharia. The method used in this research is the empirical observation method and the literature research method. First, gather various reading sources, such as newspapers and articles. The study concluded that the channelling institution is an Islamic financial institution following DSN MUI Fatwa No 119/DSN-MUI/II/2018. The source of Super Micro Financing funds is the DSN MUI fatwa, the practice of unlawful interest. The source of Super Micro Financing funds is the DSN MUI fatwa, the method of unlawful interest. Determination of profit margins in the DSN MUI fatwa No 119/DSN-MUI/II/2018 uses the concept of profit sharing and is based on a predetermined contract. Supermicro Financing dispute resolution, according to DSN MUI fatwa No 119/DSN-MUI/II/2018, Dispute settlement is carried out through a Sharia-based dispute resolution institution.
The Influence of Social Marketing Campaign on Community Decisions to Pay Zakat at BAZNAS Through the Kitabisa.com Fintech Platform Tahiyati, Azka; Tartila, Muzayyana
Jurnal Ekonomi dan Perbankan Syariah Vol 11, No 2 (2023): Journal of Islamic Economics and Banking
Publisher : Institut Agama Islam (IAI) SEBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46899/jeps.v11i2.506

Abstract

This study aims to: (1) test the effect of creating awareness and attraction (X1), changing attitudes and conditions (X2), motivating people to change behavior (X3), empowering people to act (X4) to pay zakat decisions (Y). This study uses an explanatory method. Data was obtained by distributing questionnaires online to 101 respondents who had paid zakat on BAZNAS through the fintech platform Kitabisa.com. The sampling technique used in this study was purposive sampling. The research method used is quantitative associative research and the data analysis tool used is Structural Equation Modeling (SEM) with the Partial Least Square (PLS) approach. The results of this study indicate that creating awareness and attraction (X1) and empowering people to act (X4) significantly influence the decision to pay zakat (Y), while changing attitudes and conditions (X2) and motivating people to change behavior (X3) has no significant effect on decision to pay zakat (Y). Based on the test of the coefficient of determination obtained the value of R square 59.2% and the remaining 40.8% is influenced by other exogenous variables outside the model studied. So, for the next researcher is expected to conduct research by using exogenous variables outside the research conducted by the researcher.
Co-Authors Asmuni Tahiyati, Azka