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All Journal Grouper: Jurnal Ilmiah Perikanan KARYA: Jurnal Pengabdian Kepada Masyarakat Jurnal Mahasiswa Entrepreneur
Qomariyah, Badriyatul
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Agriculture, Biological Sciences & Forestry Humanities Biochemistry, Genetics & Molecular Biology Economics, Econometrics & Finance Education Electrical & Electronics Engineering Environmental Science Immunology & microbiology Languange, Linguistic, Communication & Media Public Health Social Sciences Veterinary

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PERAN PENGGERAK PASAR DAYA DALAM MEMPERLUAS POTENSI AKSES PASAR DIGITAL USAHA MIKRO KECIL MENENGAH (UMKM) NASABAH BTPN SYARIAH DI KECAMATAN PADEMAWU, PAMEKASAN JAWA TIMUR Qomariyah, Badriyatul; Yuliati, Nuriah; Nurhadi, Eko
KARYA: Jurnal Pengabdian Kepada Masyarakat Vol 4 No 2 (2024): KARYA: Jurnal Pengabdian Kepada Masyarakat
Publisher : FKIP Universitas Samawa

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Abstract

Penggerak pasar daya merupakan program dari PT Bank BTN Syariah Tbk yang diadakan oleh daya, yang memiliki tujuan untuk melakukan pemberdayaan kepada ibu-ibu prasejahtera produktif pelaku UMKM dengan cara memberikan pendampingan usaha kepada nasabah. Pelaku Usaha Mikro, Kecil, dan Menengah (UMKM) adalah pendorong terbesar bagi pertumbuhan ekonomi di indonesia, Namun, dalam menjalankan usahanya para pelaku UMKM sering mengalami kesulitan seperti usaha dengan skala kecil sulit untuk akses pasar, modal terbatas, dan terbatasnya ilmu pengetahuan dan keterampilan. Dimana hal ini terjadi pada pelaku UMKM ibu-ibu prasejahtera produktif nasabah BTPN Syariah yang berada di wilayah pedesaan yang kurang dalam mendapatkan akses informasi untuk memperluas pasar produk atau jasa, dikarenakan terbatasnya ilmu dari pelaku UMKM. Penggerak pasar daya acces to knowledge remote side pedesaan bertujuan untuk dapat meningkatkan kapasitas maupun skill nasabah dalam berwirausaha dengan memperluas potensi acces to market (akses pasar) melalui pemanfaatan media digital. sehingga mendapatkan akses pasar lebih luas. Dalam pemberdayaan ibu-ibu prasejahtera produktif BTPN Syariah memberikan akses penggerak pasar daya kepada nasabah dengan tujuan agar dapat memberikan manfaat yang signifikan mengenai peningkatan kualitas pengetahuan dan keterampilan mengenai kewirausahaan pemasaran digital. Pemberdayaan ini dharapkan dapat memperluas potensi acces to market (akses pasar) para pelaku UMKM sehingga dapat mengembangkan bisnis dan meningkatkan pendapatan pada usaha yang dijalanakan oleh nasabah Bank BTPN Syariah.
PENGARUH RETURN ON EQUITY (ROE) TERHADAP HARGA SAHAM DENGAN NILAI PERUSAHAAN SEBAGAI VARIABEL INTERVENING PADA PERUSAHAAN YANG BERGABUNG DALAM INDEKS LQ-45 PERIODE 2018-2020 Qomariyah, Badriyatul; Soeliha, Siti; Pramitasari, Triska Dewi
Jurnal Mahasiswa Entrepreneurship (JME) Vol 1 No 1 (2022): JANUARI 2022
Publisher : Fakultas Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (502.043 KB) | DOI: 10.36841/jme.v1i1.1846

Abstract

Establishing a company must have a goal, one of which is to improve the welfare of shareholders or company owners. Shareholders want the company to maximize profits so that their welfare is higher, but in the process the profits of a company will not always increase. Therefore, it is necessary to analyze the performance of a company to assess and find out the company's performance, one of which is looking at the company's financial statements. The purpose of this study was to analyze and test the effect of Return On Equity (ROE) on stock prices with firm value as an intervening variable. The population in this study were all companies that joined the LQ45 index in 2018-2020, totaling 45 companies. The sampling method used purposive sampling technique. The sample in this study were 12 companies. Data analysis and hypothesis testing in this study used the Structural Equation Model - Partial Least Square (PLS-SEM). The results of the direct influence hypothesis test using the Smart PLS 3.0 application, show that Return On Equity (ROE) has a significant positive effect on firm value, Return On Equity (ROE) has a significant positive effect on stock prices, firm value has a significant positive effect on stock prices. The results of the indirect influence hypothesis show that the Return On Equity (ROE) variable on stock prices through firm value has a significant positive effect.
Analysis Of The Welfare Level Of Fishermen in Klampis Village, Klampis District, Bangkalan Regency Qomariyah, Badriyatul; Hamidah Hendrarini; Nisa Hafi Idhoh Fitriana
Grouper Vol. 16 No. 2 (2025): Grouper : Jurnal Ilmiah Perikanan
Publisher : Universitas Islam Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30736/grouper.v16i2.361

Abstract

Fishermen are one of the coastal community groups that are vulnerable to economic uncertainty due to dependence on catch results and natural factors. Weather fluctuations, price changes, and limited access to production facilities often affect their income and welfare. In Klampis Village, the increase in the number of fishermen has not been followed by an increase in fish catch, leading to economic problems within fishermen households. This study aims to analyze household income and fishermen's welfare based on the Fishermen's Exchange Rate (NTN) in Klampis Village, Klampis Subdistrict, Bangkalan Regency. The research uses a descriptive quantitative approach with 60 respondents selected through simple random sampling from a total population of 150 fishermen. The analytical methods used include household income analysis and NTN calculation. The results show that the average household income of fishermen is IDR 3,585,718 per month, while the average expenditure reaches IDR 3,498,426 per month. The NTN value of 1.024 indicates that fishermen households are at an economic equilibrium point, with a surplus that has not yet been utilized for savings or long-term investments. Most income is still allocated to daily consumption and operational costs, resulting in weak long-term economic resilience.
Co-Authors Eko Nurhadi Fitriana, Nisa Hafiidhoh Hamidah Hendrarini Nuriah Yuliati Soeliha, Siti Triska Dewi Pramitasari