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All Journal Jurnal Ilmiah Ekonomi Islam EKSYA: Jurnal Ekonomi Syariah
Muhammad Aldrian Oktofa
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Economics, Econometrics & Finance Social Sciences

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DAMPAK KEBIJAKAN FISKAL DAN MONETER PASCA PANDEMI COVID 19 TERHADAP HARGA SAHAM DI INDONESIA Nadya Ananda Effendi; Silvia Anggrie Nst; Muhammad Aldrian Oktofa; Muhammad Ikhsan Harahap
EKSYA : Jurnal Ekonomi Syariah Vol 4 No 2 (2023): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/eksya.v4i2.1397

Abstract

The development of the stock market is currently very developed along with the advancement of technology today. It can be seen that many people have used technology such as the internet. Making the stock market buzz even bigger. And also led to the emergence of many companies / new entrepreneurs. And also with the many companies and new entrepreneurs, they have to join the stock market. Because the participation of these companies makes them benefit by obtaining additional funds for their companies so that their companies can expand their companies so that they are known to the public. corners of the world. However, this was hampered due to the Covid-19 pandemic in early 2020 until the June 2022 period. During that time the stock market in Indonesia was very, very damaged, because of the pandemic. There were many restrictions on economic transactions that caused the economy to collapse. Many companies have experienced losses and even bankruptcy because of the effects of this pandemic. Because of this, the government also took economic policies, namely, by implementing fiscal and monetary policies, which are expected to make good reforms for the Indonesian economy
DAMPAK KEBIJAKAN FISKAL DAN MONETER PASCA PANDEMI COVID 19 TERHADAP HARGA SAHAM DI INDONESIA Nadya Ananda Effendi; Silvia Anggrie Nst; Muhammad Aldrian Oktofa; Muhammad Ikhsan Harahap
EKSYA : Jurnal Ekonomi Syariah Vol 4 No 2 (2023): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/eksya.v4i2.1397

Abstract

The development of the stock market is currently very developed along with the advancement of technology today. It can be seen that many people have used technology such as the internet. Making the stock market buzz even bigger. And also led to the emergence of many companies / new entrepreneurs. And also with the many companies and new entrepreneurs, they have to join the stock market. Because the participation of these companies makes them benefit by obtaining additional funds for their companies so that their companies can expand their companies so that they are known to the public. corners of the world. However, this was hampered due to the Covid-19 pandemic in early 2020 until the June 2022 period. During that time the stock market in Indonesia was very, very damaged, because of the pandemic. There were many restrictions on economic transactions that caused the economy to collapse. Many companies have experienced losses and even bankruptcy because of the effects of this pandemic. Because of this, the government also took economic policies, namely, by implementing fiscal and monetary policies, which are expected to make good reforms for the Indonesian economy
Analysis of the Influence of Financial Literacy and Financial Inclusion on Use of Financial Technology (Fintech) (Case Study of Islamic Bank Customers ) Muhammad Aldrian Oktofa; Tuti Anggraini
Jurnal Ilmiah Ekonomi Islam Vol. 11 No. 05 (2025): JIEI : Vol. 11, No. 05, 2025
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v11i05.18590

Abstract

This research is motivated by the rapid development technology digital finance ( financial technology or fintech ) which also change behavior customers in accessing and utilizing service finance , including in the sector Islamic banking . However , the high fintech adoption doesn't always work along with level literacy and inclusion finance society , especially Islamic bank customers who have characteristics and preferences special based on Sharia principles . Formulation The problem in this research is focused on the question : (1) What is the influence of financial literacy to use of fintech by sharia bank customers ? (2) How is the influence financial inclusion to use of fintech by Islamic bank customers ? and (3) What are financial literacy and financial inclusion? in a way simultaneous influential significant to use of fintech by sharia bank customers ? The purpose of This research is to analyze in a way in-depth how the level literacy finance and inclusion finance influence pattern use fintech services by Islamic bank customers , as well as to identify connection simultaneous between​ second variables independent the to variables dependent . This study uses approach qualitative with method studies bibliography and descriptive-analytical , which examines various primary and secondary sources , including research results previous studies , scientific journals , and academic books relevant . Research result shows that good financial literacy and financial inclusion own influence positive and significant to the use of fintech by sharia bank customers is good in a way partial and simultaneous . Literacy level adequate finances​ help customers understand risks and benefits fintech services , as well as making decisions smart finance . Meanwhile​ that , level inclusion good finances​ open wider access​ to products and services finance digital- based . Combination both of them push improvement optimal adoption of fintech in the context Islamic banking , in line with findings study previously stated that the ability individuals in understanding information finance as well as access to institution finance are two factors crucial in acceleration transformation digital finance .
Co-Authors Harahap, Muhammad Ikhsan Nadya Ananda Effendi Silvia Anggrie Nst Tuti Anggraini