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All Journal I-ECONOMICS: A Research Journal on Islamic Economics Management Studies and Entrepreneurship Journal (MSEJ) Journal of Sharia Economic Law
Prasanti, Noviana
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Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences

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ANALYSIS OF THE CREDITFINANCING DISTRIBUTION MODEL FOR SMEs AT BANK SYARIAH INDONESIA (BRANCH OFFICE PONOROGO) Prasanti, Noviana; Al Qudsy, Naahilah Hunafaa'; Ismail, Taufiq
I-Economics Vol 10 No 1 (2024): I-ECONOMICS: A Research Journal on Islamic Economics
Publisher : Islamic Economics Program, Faculty of Islamic Economics and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ieconomics.v10i1.22080

Abstract

This study aims to find out what the financing model of People's Business Credit (KUR) at Bank Syariah Indonesia KCP Ponorogo is like and find out its application to Micro, Small and Medium Enterprises Units in Ponorogo. This research uses a descriptive method of analysis using a qualitative approach. This research uses a descriptive method of analysis using a qualitative approach. This study used primary and secondary data, with observational data collection techniques, interviews, and documentation. 1) Based on the results of the study, it was concluded that 1) Sharia Microfinance Products have many products, one of which is the People's Business Credit (KUR) program. There are several models of People's Business Credit Financing (KUR) at Bank Syariah Indonesia (BSI) KCP Ponorogo such as, KUR Super Mikro, KUR Mikro, KUR Kecil. 2) In its application, Bank Syariah Indonesia (BSI) KCP Ponorogo has several requirements such as Identity Card (KTP), Family Card (KK), marriage certificate, current account, business letter, and guarantee. The Bank has an obligation to monitor what has been given to customers, because the funds must be used according to the initial agreement.
Investigasi Implementasi Etika Bisnis Islam Dalam Bertransaksi Jual Beli Daring Di LAZADA Prasanti, Noviana
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 5 No. 2 (2024): Management Studies and Entrepreneurship Journal (MSEJ)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v5i2.4762

Abstract

Praktek jual beli online, seseorang pedagang dituntut berlagak tidak antagonisme dengan metode disengaja antara percakapan dan kelakuan dalam bisnisnya. Pedagang wajib mempunyai tepercaya dengan menunjukkan tindakan kelangsungan, kejujuran, jasa yang maksimal, serta melakukan bagus dengan seluruh perihal, terlebih berkaitan dengan jasa warga. Bahwa ada beberapa permasalahan yang terjadi pada jual beli online ( daring). Di masa saat ini ini di mana teknologi bertumbuh amat cepat, orang kerap kali bisa menguasai dalam bumi bidang usaha mengenai suatu bidang usaha yang mempunyai tujuan penting buat memperoleh profit yang amat banyak. Riset ini bermaksud buat menyelidiki aplikasi etika bidang usaha Islam dalam berbisnis jual beli daring di Lazada. Metode pengumpulan informasi dalam riset ini memakai daftar pustaka, pemilihan serta tanya jawab. Tata cara yang digunakan dalam riset ini merupakan tata cara deskriptif buat melukiskan sesuatu subjek ataupun poin apa terdapatnya buat menyuguhkan kenyataan serta mempunyai identitas subjek yang diawasi dengan cara pas. Hasil riset membuktikan kalau etika bidang usaha Islam belum diaplikasikan dalam aplikasi jual beli daring di Lazada dan aplikasi aplikasi etika bidang usaha belum cocok dengan dengan prinsip etika bidang usaha Islam. Di antara lain terdapatnya pedagang yang memposting lukisan di Lazada yang tidak cocok dengan aslinya.
Economic Strategy Formulation in Recession Determination through the Role of Digital Economy Prasanti, Noviana; retnowati, may shinta; Daniswara, Aliyya Lathifa
Journal of Sharia Economic Law Vol 1 No 2 (2023)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/jshel.v1i2.4033

Abstract

The whole world, including Indonesia, is predicted to experience another global recession that will occur in 2023. This is supported by inflation and increases in benchmark interest rates since the end of 2022 by worldwide Central Banks simultaneously as well as food and oil and gas prices that continue to soar. In response to this, the government has entrusted the Indonesian economy to MSMEs which are considered capable of being the pillars of the country's economy, in which MSMEs have been proven to be able to survive various kinds of economic shocks such as facing a recession in previous years. This research will examine how MSME actors, especially in the Tangerang Regency area, will prepare solutions to deal with and continue to develop in the 2023 recession issue.
Economic Strategy Formulation in Recession Determination through the Role of Digital Economy: (Study on MSMEs in Tangerang Regency) Prasanti, Noviana; retnowati, may shinta; Daniswara, Aliyya Lathifa
Journal of Sharia Economic Law Vol. 1 No. 2 (2023)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/jshel.v1i2.4033

Abstract

The whole world, including Indonesia, is predicted to experience another global recession that will occur in 2023. This is supported by inflation and increases in benchmark interest rates since the end of 2022 by worldwide Central Banks simultaneously as well as food and oil and gas prices that continue to soar. In response to this, the government has entrusted the Indonesian economy to MSMEs which are considered capable of being the pillars of the country's economy, in which MSMEs have been proven to be able to survive various kinds of economic shocks such as facing a recession in previous years. This research will examine how MSME actors, especially in the Tangerang Regency area, will prepare solutions to deal with and continue to develop in the 2023 recession issue.
Co-Authors Al Qudsy, Naahilah Hunafaa' Daniswara, Aliyya Lathifa Retnowati, May Shinta Taufiq Ismail