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All Journal Mabsya: Jurnal Manajemen Bisnis Syariah Profit : Jurnal Inovasi Ekonomi dan Bisnis
Muhammad B. Jasmi
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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Fundraising Strategy of Zakat, Infaq, and Sadaqa Funds of BAZNAS Banyumas Regency through QRIS Non-Cash Payment System Devi Fitriani; Rahmini Hadi; Naerul Edwin Kiky Aprianto; Muhammad B. Jasmi
Mabsya: Jurnal Manajemen Bisnis Syariah Vol. 6 No. 1 (2024): Mabsya: Jurnal Manajemen Bisnis Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Prof. K.H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/mabsya.v6i1.7147

Abstract

The purpose of this research is to find out how it is implemented as well as the success factors and inhibiting factors of the ZIS fundraising strategy through the use of the QRIS non-cash payment system at BAZNAS Banyumas Regency. The type of research used in this research is field research, which is descriptive qualitative. Data collection techniques used in this study are interviews, observation, and documentation. Data analysis used in this study includes data reduction, data presentation, conclusion, and verification. Test the validity of the data in this study using triangulation techniques. This research shows that BAZNAS Banyumas Regency in collecting ZIS funds through the QRIS non-cash paid system, applies four strategies, including 1) The segments and targets of QRIS muzakki are the millennial and z generations, 2) Prepare and provide competent human resources, 3) Building a communication system through social media and print media, 4) Develop and implement online zakat services through QRIS. In its implementation, the program attracts the convenience of transactions through QRIS, fosters a sense of empathy for donors with the mustahik distribution and utilization program, collaborates with BSI, provides good services in the form of zakat consultations, reports on the collection and distribution of ZIS funds to muzakki, proof of ZIS deposits, and pray for and thank you note. The success factors include online zakat services, utilizing social media and print media to promote ZIS payments through QRIS, and QRIS can be accessed 24 hours. The inhibiting factors are the lack of public awareness of paying ZIS, public understanding regarding digital technology, and the lack of special socialization of ZIS payments through QRIS.
Implementation of the Al-Mudharabah Al-Musytarakah Agreement in Islamic Banking Financial Institutions Kholilur Rahman; Naerul Edwin Kiky Aprianto; Muhammad B. Jasmi
Profit : Jurnal Inovasi Ekonomi dan Bisnis Vol. 2 No. 1 (2024): PROFIT: Jurnal Inovasi Ekonomi dan Bisnis
Publisher : DAS Institute

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Abstract

Profit and loss sharing is a system used as an operational activity in Islamic banking. Therefore, the most important theory to be raised in this research is the mudharabah contract. Departing from the character of banking in general which is closely attached to Islamic banking as an intermediary institution, a new breakthrough is needed through the study of contemporary mudharabah contracts called al-mudharabah al-musytarakah as the most relevant theoretical basis. This is because the working mechanism of Islamic banks cannot be separated from funding and financing activities, and the bank's position is in the middle of these funding and financing activities. The mudharabah that we know from time to time only involves two parties, whereas in banking it involves three parties. With this qualitative casuistic research, the aim is to obtain data regarding the implementation of the al-mudharabah al-musytarakah contract in Islamic banking. The implementation of the al-mudharabah al-musytarakah agreement in Islamic banking is realized in various funding products, both savings and deposit products, and is related to mudharabah financing as a financing product.
Co-Authors Devi Fitriani Kholilur Rahman Naerul Edwin Kiky Aprianto Rahmini hadi