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All Journal Jurnal Sistem Informasi Akuntansi el-Jizya: Jurnal Ekonomi Islam Mabsya: Jurnal Manajemen Bisnis Syariah Jurnal Multidisiplin Indonesia Wealth: Journal of Islamic Banking and Finance Munazzama Journal of Islamic Management and Pilgrimage
Muarrifah, Safrina
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Religion Computer Science & IT Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Veterinary Other

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Halal Awareness and Halal Literacy Index of Community: A Determinants Study in the Sociocultural Context of Penginyongan Muarrifah, Safrina; Ida Puspitarini W
Mabsya: Jurnal Manajemen Bisnis Syariah Vol. 5 No. 1 (2023): Mabsya: Jurnal Manajemen Bisnis Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Prof. K.H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/mabsya.v5i1.8012

Abstract

This study aims to determine the partial and simultaneous effect of religiosity, awareness of healthy lifestyles, halal certificate logos, exposure media and halal literacy on the level of halal awareness of halal food products in the sociocultural group of the Penginyongan community. The study used 200 respondents with a non-probability method through purposive sampling. Where the respondents in this study have a special characteristic, namely using Penginyongan language actively in their daily lives. Data through questionnaires in this study were processed using multiple linear regression analysis. The results showed that religiosity, media exposure and halal literacy had no partial effect on the level of halal awareness of halal food products in the sociocultural group of the Penginyongan community. There are only 2 variables that have a significant partial effect, namely a healthy lifestyle and the halal certificate logo. Simultaneous testing resulted in the conclusion that all independent variables simultaneously had a significant effect on the dependent variable, that is halal awareness. In the sociocultural group of Penginyongan community was also found to still use a social perspective/perception about the halalness of a product, not looking at the special characteristics of halal listed on the label/packaging of food products.
Elemen Financial Ratios Atas Net Earnings Per Share PT Bank Syariah Indonesia Tbk Mubarok, Husni; Fuadatis Sholikha, Akhris; Lesmana, Hendra; Suryanti, Ery; Cahya Putri Utami, Bernadette; Muarrifah, Safrina; Tanwirotul Fadlilah, Lilik
Jurnal Sistem Informasi Akuntansi (JASIKA) Vol. 4 No. 01 (2024): Mei 2024
Publisher : LPPM UBSI Kampus Kota Tegal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31294/jasika.v4i01.3526

Abstract

The main purpose of writing is to collect problem formulas from statistical products. Financial Element Factor Analysis Ratios of Net Earnings Per Share of PT Bank Syariah Indonesia Tbk 2000-2022. The research method exploits quantity case studies with descriptive creations, purposive sampling exploits secondary information on financial reports for 23 years listed on the IDX and exploits IBM SPSS with Analyze Compare Means One Sample T Test and Linear Regression. Scientific findings, especially from testing segmental assumptions that have been carried out by the beta ROE indicator, amplifying coefficients, show that the most impact is 1.180 with a positive value relevant to the level of Strongest correlation. This summary proves that together the entity independent factor of 0.793 has a relevant positive value.
Succession Planning For Family Business Sustainability Fadlilah, Lilik Tanwirotul; Sholikha, Akhris Fuadatis; Muarrifah, Safrina; Mubarok, Husni; Lesmana, Hendra
Wealth: Journal of Islamic Banking and Finance Vol. 3 No. 2 (2024)
Publisher : Faculty of Islamic Economics and Business, UIN Prof. K. H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/wealth.v3i2.12604

Abstract

Although family businesses play a big part in Indonesia's economy, many of them do not continue into the next generation. Family businesses have several challenges, namely the lack of awareness regarding the importance of sustainability, the existence of myths related to differences in the successor generation also determines the sustainability of the business so that the existence of succession is a phenomenon of changing generations where the sustainability of the family business will be left to the sustainability of the company that guarantees it. This study examines the effect of succession planning on family business sustainability, with a focus on MSMEs in the Banyumas and Tegal regions. Quantitative methods were used to analyze data obtained through questionnaires from business owners. The simple regression results show, with an independent variable contribution of 86.9% to explain family business sustainability. This means that succession planning significantly improves the sustainability of businesses the variability of sustainability can be explained by 86.9% by succession planning. This study emphasizes the importance of education and training for the next generation as well as transparency in communication between owners and successors. The findings are expected to be a reference in passing on the family business with careful planning to ensure business sustainability. Suggestions for future research include expanding the scope of the business and using more varied research methods.
Dominance of Financial Ratios to ROE At PT Bank Muamalat Indonesia Tbk Mubarok, Husni; Sholikha, Akhris Fuadatis; Muarrifah, Safrina; Lesmana, Hendra
el-Jizya : Jurnal Ekonomi Islam Vol. 12 No. 2 (2024): el-Jizya : Jurnal Ekonomi Islam
Publisher : Fakultas Ekonomi dan Bisnis Islam (FEBI), Universitas Islam Negeri Prof. K.H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ej.v12i2.12072

Abstract

This research aims to understand the statistical results of the effect of CAR, FDR, NPF Net, ROA on ROE at PT Bank Muamalat Indonesia Tbk in 1999-2020. This study utilizes a descriptive method with a quantitative case study pattern design where the partial hypothesis test results that have been carried out by Analyzing Linear Regression model Coefficients of ROA Standardized Coefficients Beta component show the most influence of 0,831 able to explain 83,1% of the level of powerful relationship between the dependent variables and the remaining 16,9% is influenced by other variables, TCount 9,473 > TTable 2,07387 there is a significant effect of the value of 0,000 < 0,050 the hypothesis is accepted normally distributed residuals on ROE. The results of simultaneous hypothesis testing that have been carried out based on the Analyzing Linear Regression Model Summary table show that together the independent variable components of 0,946 are able to explain 94,6% of the very strong relationship between the dependent variable and the remaining 5,4% is influenced by other variables, FCount 36,291 > FTable 2,96 there is a significant effect of the value of 0,000 < 0,050 the hypothesis is accepted that the residual is normally distributed on ROE.
Transformation Of The Role Of Technology In The Collection And Distribution Of Social Funds Putri Kartini, Kharisma; Muarrifah, Safrina
Jurnal Multidisiplin Indonesia Vol. 2 No. 12 (2023): Jurnal Multidisiplin Indonesia
Publisher : Riviera Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58344/jmi.v2i12.826

Abstract

Digitalization of zakat and waqf is an innovation that has great potential to encourage the empowerment of the people. Through literature analysis and case studies, this research explores the role of zakat and waqf in Islam, the development of their digitalization in Indonesia, and how this innovation helps in the process of empowering the Ummah. This study aims to examine the transformation of the role of technology in the collection and distribution of social funds, especially related to the digitalization of zakat and waqf in Indonesia. The formulation of this research problem is focused on how digital technology has changed the way zakat and waqf are collected and distributed, as well as its impact on the effectiveness and efficiency of this process. The method used is descriptive analysis, where data and information are collected through relevant literature studies, as well as observations of the implementation and current practices of digitalizing zakat and waqf in Indonesia. Although there are challenges, such as the need to increase digital literacy and transparency, digitalization can be an essential force in maximizing the distribution and effectiveness of zakat and waqf. Solutions and steps that can be taken to overcome these challenges are also discussed. Therefore, collaboration between the government, financial institutions and zakat and waqf management organizations is essential in realizing the full potential of this digitalization.
Implementation of Technology Acceptance Model (TAM): Case Study on Generation Z in North Purwokerto Who Uses the BSI Mobile Application Muarrifah, Safrina; Nur Azizah Rahma Wijaya
Mabsya: Jurnal Manajemen Bisnis Syariah Vol. 7 No. 1 (2025): Mabsya: Jurnal Manajemen Bisnis Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Prof. K.H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The rapid advancement in technology and information is particularly prominent in the banking sector. This technology is essential in everyday life, especially among Generation Z, who are highly digitally literate and frequent users of digital banking services. Bank Syariah Indonesia has capitalized on this digital opportunity by providing a mobile banking service called BSI Mobile. Comprehending the factors that affect the utilization of mobile banking is vital for the banking sector. To elucidate the adoption of this technology, this research applies the Technology Acceptance Model (TAM). The aim of this study is to assess the extent to which perceived usefulness, perceived ease of use, and attitudes toward technology influence the adoption of BSI mobile banking among Generation Z in North Purwokerto. This research employed purposive sampling to gather a sample, with primary data gathered through online questionnaires distributed via Google Forms to 124 respondents. The research is quantitative, utilizing multiple linear regression analysis with the assistance of SPSS version 25.0 software. The findings indicate that perceived usefulness does not have a significant impact on the use of BSI mobile banking among Generation Z in North Purwokerto. However, the variable for perceived ease of use and attitude toward technology usage positively affects BSI mobile banking usage in this group. Furthermore, the independent variables collectively have a positive and significant impact on the dependent variable, demonstrated by the F-test result where Fcount > Ftable (36.946 > 2.68) and a significant value (0.00 < 0.05). The R² is 48.0%, indicating that 48.0% of the variation in mobile banking usage is elucidated by the three independent variables: 1) perceived usefulness (X1), 2) perceived ease of use (X2), and 3) attitude toward technology usage (X3).
Accountability and Transparency of Wakf in the Management of Social Funds and Empowerment of the People Ningsih, Fajri Mulia; Yulianto, Januari Gilar; Muarrifah, Safrina
Munazzama: Journal of Islamic Management and Pilgrimage Vol. 3 No. 2 (2023): December
Publisher : Fakultas Dakwah dan Komunikasi Universitas Islam Negeri Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/mz.v3i2.18582

Abstract

As an instrument of Islamic philanthropy with a rich history, Waqf has great potential in improving the management of social funds and empowering the community. This research examines the crucial role of accountability and transparency in managing social funds and empowering the people through waqf institutions. The analysis focuses on how implementing these principles can strengthen the effectiveness of waqf fund management to achieve humanitarian goals and community empowerment.The research methodology includes a literature review and case study. The research results show that the use of relevant accounting standards, transparency in financial reporting, and strong accountability in waqf management institutions positively influence the management of social funds. Hopefully, this conclusion will provide further insight into optimizing the management of social funds through the principles of accountability and transparency in the realm of waqf.The author's suggestion for further research is to adopt a quantitative approach through interviews or questionnaires focusing on specific nazir entities. The research results will likely provide significant practical contributions to the Nazir entity by exploring in-depth case studies. 
Co-Authors Cahya Putri Utami, Bernadette Ery Suryanti Fadlilah, Lilik Tanwirotul Fuadatis Sholikha, Akhris Hendra Lesmana Husni Mubarok Ida Puspitarini W Ningsih, Fajri Mulia Nur Azizah Rahma Wijaya Putri Kartini, Kharisma Sholikha, Akhris Fuadatis Tanwirotul Fadlilah, Lilik Yulianto, Januari Gilar