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Implementasi Manajemen Resiko Bank Syariah Balqis, Tsamara; Yuni Lubis, Syafrina; Sugianto
Rayah Al-Islam Vol 7 No 3 (2023): Rayah Al Islam Desember 2023
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat, Sekolah Tinggi Ilmu Bahasa Arab Ar Raayah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37274/rais.v7i3.870

Abstract

Setiap kegiatan usaha tidak terlepas dari risiko-risiko yang dapat mengganggu kelangsungan usaha, termasuk dalam kegiatan usaha perbankan syariah. Itu Karakteristik produk dan jasa pada perbankan syariah memerlukan fungsi identifikasi, pengukuran, pemantauan dan manajemen risiko Sesuai dengan kegiatan tersebut. Bank syariah selalu menghadapi hal yang berbeda-beda jenis risiko dengan berbagai kompleksitas yang melekat pada bisnisnya kegiatan.kegiatan. Oleh karena itu penerapan manajemen risiko secara Islami Perbankan merupakan salah satu hal yang sangat penting untuk diterapkan untuk mengidentifikasi, Mengukur, dan mengendalikan berbagai risiko yang akan dihadapi. Melalui ini tulisan ini, kami membahas manajemen risiko bank syariah implementasinya. Dalam jurnal ini, kami juga membahas Klasifikasi risiko pada bank syariah juga demikian. Every business activity is inseparable from risks that can disrupt business continuity, including sharia banking business activities. The characteristics of products and services in Islamic banking require identification, measurement, monitoring and risk management functions in accordance with these activities. Islamic banks always face different types of risks with various complexities inherent in their business activities.activities. Therefore, implementing risk management in Islamic Banking is one of the very important things to implement to identify, measure and control the various risks that will be faced. Through this article, we discuss the implementation of Islamic bank risk management. In this journal, we also discuss risk classification in Islamic banks as well.
The Influence of Halal Lebel and Product Quality on Drug Purchase Interest Lubis, Nurul Rafiqoh; Balqis, Tsamara; Batubara, Chuzaimah
Al-Mashrafiyah (Jurnal Ekonomi, Keuangan dan Perbankan Syariah) Vol 7 No 2 (2023): Oktober 2023
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/al-mashrafiyah.v7i2.39153

Abstract

This research explores the influence of halal labels and product quality on the purchase intention of medicines, with a focus on postgraduate Sharia Economics students at the State Islamic University of North Sumatra (UINSU). In the context of Indonesia, with its significant Muslim-majority population, halal products have substantial growth potential. However, consumer awareness of the halal status of non-food products, particularly in the pharmaceutical sector directly impacting public health, remains low. The study aims to examine two independent variables: the influence of halal labels and product quality on the purchase intention of medicines. The hypotheses suggest that both halal labels and product quality have a significant influence on the purchase intention of medicines. A quantitative research method is employed, with data collected through a survey questionnaire distributed to postgraduate students in Sharia Economics at UINSU. The findings of this research are expected to provide insights into the factors affecting consumer decisions when purchasing halal medicines. Furthermore, the study's results may have practical implications for businesses and policymakers interested in promoting the production and consumption of halal products in Indonesia. This research is particularly relevant given Indonesia's status as the world's largest halal industry market.