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ANALISIS INTERAKSI DAN KONTRIBUSI SBIS JUALAH DENGAN PENYALURAN PEMBIAYAAN PERBANKAN SYARIAH Nasution, Anriza Witi; Tambunan, Khairina; Ismal, Rifki; Batubara, Chuzaimah
HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam HUMAN FALAH: Jurnal Ekonomi Dan Bisnis Islam │ Vol. 10 │ No. 1 │ 2023
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30829/hf.v10i1.16511

Abstract

In Indonesia, the development of Islamic banking has increased significantly from year to year. Controlling the money supply through financing can be used with SBIS selling contracts as one of the sharia monetary policy instruments. The purpose of this research is to see how far the interaction and contribution of SBIS selling contracts with Islamic banking financing. The analytical method used is VECM. The results show that the causality between these two variables is not significant and for the interaction response both show stability in both the short and long term. This research recommends that SBIS is not only in the form of a ju'alah contract but also the implementation of the contracts given by the MUI.
DIVERSIFIKASI PRODUK OLAHAN GAMBIR TERHADAP PENINGKATAN KESEJAHTERAAN MASYARAKAT DI KABUPATEN PAKPAK BHARAT DALAM PRESPEKTIF EKONOMI ISLAM Munawarah, Desna; Batubara, Chuzaimah; Nasution, Juliana
Humantech : Jurnal Ilmiah Multidisiplin Indonesia Vol. 2 No. 1 (2022): Humantech : Jurnal Ilmiah Multidisiplin Indonesia 
Publisher : Program Studi Akuntansi IKOPIN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/ht.v2i1.2627

Abstract

Penelitian ini bertujuan untuk mengetahui pengembangan diversifikasi produk olahan Gambir terhadap peningkatan kesejahteraan masyarakat di Kabupaten Pakpak Bharat, untuk mengetahui tinjaun Ekonomi Islam pada diversifikasi produk olahan Gambir terhadap peningkatan kesejahteraan masyarakat di Kabupaten Pakpak Bharat dan untuk mengetahui kendala dan solusi diversifikasi produk olahan gambir terhadap peningkatan kesejahteraan masyarakat di Kabupaten Pakpak Bharat. Penelitian ini menggunakan pendekatan kualitatif deskriptif dengan jenis penelitian studi kasus, dimana penelitian ini dilakuan terhadap suatu objek yang dilakukan secara seutuhnya, menyeluruh dan mendalam dengan menggunakan berbagai macam sumber data. Analisis data model interaktif Miles and Huberman. Metode pengumpulan data dengan observasi, wawancara dan dokumentasi pada Petani, masyarakat dan industri teh Gambir di Kecamatan Pakpak Baharat. Hasil penelitian menunjukkan bahwa keberadaan industri pengolahan teh gambir berdampak positif bagi masyarakat sekitar. Jika ditinjau dari perpektif ekonomi Islam Industri Pengolahan teh gambir PAPUN dalam aktivitasnya sudah sesuai dengan anjuran syariat Islam. Industri ini sangat menghindari penipuan aktifitasnya, dan kecurangan dalam isi produksinya. Selain itu industri ini dapat membuka lapangan pekerjaan baru bagi masyarakat sekitar industri sehingga meningkatkan produktifitas masyarakatnya mengurangi tingkat pengangguran.
Pengaruh Panic Buying, Kemudahan Cashless terhadap Perilaku Konsumtif pada Keluarga Muslim di Kota Medan   Yuannisa, Rizka Adlia; Nasution, Rizka; Batubara, Chuzaimah
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 6 No 2 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i5.4392

Abstract

Currently, non-cash payment instruments are increasingly in demand because they make it easier for the public to make them more effective and efficient than using conventional payment instruments. Cashless society is a financial transaction by means of electronic payments in economic activities as a substitute for cash payments. A cashless society has the same goal in carrying out financial transactions using debit, credit or electronic methods that can be accessed via gadgets to make it easier for consumers. We can also feel the development of technology that continues to advance to facilitate people's lives in terms of transactions. This research uses quantitative methods. The results show that variable X, namely panic buying and cashless payments, has a significant effect on variable Y, namely the level of consumption. Keywords: panic buying, cashless payment, consumptive behaviour
Determinan Keputusan Pembelian Pakaian Bekas Impor: Hasibuan, Indra Mualim; Erianto, Ridho; Batubara, Chuzaimah
Reslaj : Religion Education Social Laa Roiba Journal Vol 6 No 2 (2024): Reslaj: Religion Education Social Laa Roiba Journal
Publisher : LPPM Institut Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/reslaj.v6i2.4386

Abstract

Minister of Trade No. 40 of 2022, stipulates the activity of thrifting as a prohibited activity, with the consideration that one of them is disrupting the domestic textile industry, from a health perspective, users are susceptible to skin disease infections. However, government bans and studies on the adverse effects of imported used clothing on health have not necessarily reduced millennial interest in buying imported used clothing. Consumption of imported used clothing is very popular among millennials, based on a survey conducted including a good stats survey and researchers' initial observations. This study aims to determine the partial and simultaneous effect of price, product knowledge, and product quality on the purchase decision of imported used clothing. This study uses a quantitative approach. The type of data used is secondary data using a questionnaire technique. The research population was students of FEBI UINSU, using a sample of 100 respondents. Data analysis technique; validity test, reliability test, classic assumption test, hypothesis test, multiple linear regression test, coefficient of determination test using SPSS 26 software. The results of the research variable Price partially have no effect on Purchase Decisions. Product Knowledge and Product Quality partially influence Purchasing Decisions. Simultaneously the independent variables affect the dependent variable. Independent variables are able to explain the dependent variable by 30.7%, the remaining 69.3% is explained by other variables outside the study. Keywords: Price, Product Knowledge, Product Quality, Purchase Decision
The Influence of Halal Lebel and Product Quality on Drug Purchase Interest Lubis, Nurul Rafiqoh; Balqis, Tsamara; Batubara, Chuzaimah
Al-Mashrafiyah (Jurnal Ekonomi, Keuangan dan Perbankan Syariah) Vol 7 No 2 (2023): Oktober 2023
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/al-mashrafiyah.v7i2.39153

Abstract

This research explores the influence of halal labels and product quality on the purchase intention of medicines, with a focus on postgraduate Sharia Economics students at the State Islamic University of North Sumatra (UINSU). In the context of Indonesia, with its significant Muslim-majority population, halal products have substantial growth potential. However, consumer awareness of the halal status of non-food products, particularly in the pharmaceutical sector directly impacting public health, remains low. The study aims to examine two independent variables: the influence of halal labels and product quality on the purchase intention of medicines. The hypotheses suggest that both halal labels and product quality have a significant influence on the purchase intention of medicines. A quantitative research method is employed, with data collected through a survey questionnaire distributed to postgraduate students in Sharia Economics at UINSU. The findings of this research are expected to provide insights into the factors affecting consumer decisions when purchasing halal medicines. Furthermore, the study's results may have practical implications for businesses and policymakers interested in promoting the production and consumption of halal products in Indonesia. This research is particularly relevant given Indonesia's status as the world's largest halal industry market.
Determinants of Halal Meat Certification Behavior in Indonesia: A TPB Analysis Fuadi, Fuadi; Ramadhan, Muhammad; Batubara, Chuzaimah
Share: Jurnal Ekonomi dan Keuangan Islam Vol 13, No 2 (2024)
Publisher : Faculty of Islamic Economics and Business, Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/share.v13i2.24759

Abstract

Despite being the country with the largest Muslim population globally, Indonesia faces challenges in implementing halal food supply regulations, particularly in the meat industry. This study aims to explore the factors influencing the decision of actors in the halal meat supply chain in Aceh, Indonesia, to obtain halal certification for their products. Data was collected through structured interviews with 150 participants involved in the halal meat supply chain. The data analysis was conducted using Structural Equation Modeling with Partial Least Squares (SEM-PLS). The study applied the Theory of Planned Behavior (TPB) alongside government regulations on halal food and compliance to predict certification behavior through the intention to certify. The findings suggest that attitude, subjective norms, perceived behavioral control, halal regulation, and compliance influence the intention to certify, which in turn affects the behavior of the actors. This study demonstrates that intention to certify acts as a mediating factor in the relationship between these variables and the behavior of actors within the halal meat industry. These findings have substantial implications for both the halal food industry and regulatory bodies seeking to enhance halal certification rates in Indonesia.========================================================================================================ABSTRAK - Determinan Perilaku Sertifikasi Daging Halal di Indonesia: Analisis Theory of Planned Behavior. Meskipun merupakan negara dengan populasi Muslim terbesar di dunia, Indonesia menghadapi tantangan dalam implementasi regulasi penyediaan makanan halal, khususnya di industri daging. Studi ini bertujuan untuk mengeksplorasi faktor-faktor yang mempengaruhi keputusan pelaku dalam rantai pasokan daging halal di Aceh, Indonesia, untuk mendapatkan sertifikasi halal untuk produk mereka. Data dikumpulkan melalui wawancara terstruktur dengan 150 partisipan yang terlibat dalam rantai pasokan daging halal. Data analisis dilakukan menggunakan Structural Equation Modeling dengan Partial Least Squares (SEM-PLS). Penelitian ini menggunakan Theory of Planned Behavior (TPB) bersama dengan peraturan pemerintah tentang makanan halal dan kepatuhan digunakan sebagai kerangka teoritis untuk memprediksi intensi pensertifikasian produk. Hasil kajian menunjukkan bahwa sikap, norma subjektif, persepsi kontrol perilaku, regulasi halal, dan kepatuhan mempengaruhi intensi untuk mensertifikasi, yang pada gilirannya mempengaruhi perilaku pelaku. Studi ini menyimpulkan bahwa intensi memediasi hubungan antara variabel-variabel tersebut dengan perilaku pelaku usaha di industri daging halal. Kajian ini mempunyai implikasi yang sangat signifikan bagi industri makanan halal dan badan regulasi dalam meningkatkan tingkat sertifikasi halal di Indonesia.
LOCAL WISDOM-BASED HOME INDUSTRY DEVELOPMENT STRATEGY ISLAMIC ECONOMIC REVIEW (CASE STUDY OF PALM SUGAR IN KANDANGAN VILLAGE, LAUT TADOR DISTRICT, BATU-BARA REGENCY) Yunara, Yulia; Batubara, Chuzaimah; Nasution, Muhammad Latief Ilhamy
Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Vol 18, No 4: October - December 2025
Publisher : LPPM Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/pamator.v18i4.31871

Abstract

The purpose of this research is to analyze the development strategy of sugar palm home industries based on local wisdom from the perspective of Islamic economics in Kandangan Village, Laut Tador District, Batu-Bara Regency. The background of the issue raised is the challenges faced by sugar palm home industries in optimizing local wisdom potential and integrating Islamic economic values to achieve business sustainability in the era of modernization. The novelty of this research lies in the implementation of a holistic development model that integrates SOAR analysis with local wisdom values and Islamic economic principles into a single strategic framework that has not been done before, especially in the context of sugar palm home industries in North Sumatra. This research uses qualitative methods with SOAR (Strengths, Opportunities, Aspirations, Results) analysis. It is suggested that the importance of harmonizing local wisdom and Islamic economic values in the development of home industries, as well as the need for an integrated strategy that includes promotion of eco-friendly products, digital marketing training, and the utilization of digital platforms to expand the market reach of palm sugar from Kandangan Village.Keywords: Strategy, SOAR, Home Industry, Local Wisdom, Islamic Economy, Palm Sugar
Community Empowerment Strategies to Combat Poverty (Case Study at UPTD Vocational Training Center in Tebing Tinggi City) Arjun, Devi; Batubara, Chuzaimah; Nasution, Yenni Samri J.
JHSS (JOURNAL OF HUMANITIES AND SOCIAL STUDIES) Vol 9, No 2 (2025): Journal of Humanities and Social Studies
Publisher : UNIVERSITAS PAKUAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33751/jhss.v9i2.12521

Abstract

This research aims to discover the main priority strategies for community empowerment to combat poverty by presenting the internal and external conditions that have been implemented so far. Then, as an addition, the researcher also presents several urgent measures that need to be implemented so that community empowerment can be more focused. The method used is a qualitative method employing SWOT and QSPM analysis. The number of respondents who filled out the questionnaire consists of 5 respondents from the community who participated in training at the UPTD Tebing Tinggi Vocational Training Center and 5 respondents from expert specialists. Based on the results of the SWOT analysis, the strategy quadrant obtained after being processed in the IFE and EFE matrices is in Quadrant I. This indicates that the strategy used is a progressive strategy. This strategy means that the company has strengths and opportunities. Next, in the QSPM analysis, the result shows that the main priority strategy that must be implemented is to enhance training programs to increase job opportunities for participants.
Analysis of Halal Industry Development in Padangsidimpuan City Guci, Sari Wildani Guci; Chuzaimah Batubara; Juliana Nasution
Amkop Management Accounting Review (AMAR) Vol. 5 No. 1 (2025): January - June
Publisher : Sekolah Tinggi Ilmu Ekonomi Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/amar.v5i1.2665

Abstract

The halal industry in Padangsidimpuan City has significant potential to develop, especially in the food and beverage sector, along with increasing public awareness of the importance of halal products. This study aims to analyze the dynamics and challenges faced by business actors, especially Micro, Small, and Medium Enterprises (MSMEs), in developing the halal industry. Through a qualitative approach and SWOT analysis, this study identifies the strengths, weaknesses, opportunities, and threats that affect the halal industry in the area. The results of the study indicate that support from the government and related institutions is very important to assist business actors in the halal certification process and increase the competitiveness of halal products in local and international markets. The resulting policy recommendations are expected to encourage the development of a more integrated and sustainable halal industry in Padangsidimpuan City
Partisipasi Mahasiswa Terhadap Pengembangan Media Pembelajaran Visual Interaktif Di SD Islam Swasta Dewi Sri Marpaung, Mukhlis Tri Mulya; Jannah, Miftahul; Fadillah, Dhea Tri; Winanti, Rizki; Siregar, Very Armanda; Marbun, Nurabni Ramadhani; Mahfuza, Amalia; Khatami, Mulkan; Imelda, Putri; Batubara, Chuzaimah
Journal Of Human And Education (JAHE) Vol. 4 No. 5 (2024): Journal of Human And Education (JAHE)
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jh.v4i5.1537

Abstract

Program Kuliah Kerja Nyata (KKN) di SD Islam Swasta Dewi Sri bertujuan meningkatkan kesiapan mengajar guru melalui penggunaan media pembelajaran visual interaktif. Kegiatan ini ditujukan untuk mengatasi kurangnya media pembelajaran yang berdampak pada pemahaman siswa, khususnya dalam membaca dan menghitung. Metode yang digunakan dalam penelitian ini adalah partipasi langsung dengan subjek penelitian yang dinamakan dengan Participatory Action Research (PAR) dan meliputi pengajaran langsung dengan media audio-visual dan interaksi aktif. Penelitian ini menunjukkan bahwa partisipasi mahasiswa KKN dalam pengembangan kesiapan mengajar guru melalui penggunaan media pembelajaran visual interaktif di SD Islam Swasta Dewi Sri memberikan dampak positif terhadap kualitas pembelajaran. Media pembelajaran yang digunakan, baik dalam bentuk audio, visual, maupun audiovisual, membantu meningkatkan pemahaman siswa terutama dalam hal membaca dan menghitung. Partisipasi mahasiswa KKN juga membantu guru dalam mengembangkan kreativitas dalam menggunakan media pembelajaran yang efektif. Kegiatan ini tidak hanya mendapat respons positif dari guru dan siswa, tetapi juga memberikan kontribusi terhadap peningkatan kualitas pendidikan di sekolah tersebut. Penggunaan media interaktif terbukti mampu mengatasi hambatan-hambatan dalam proses pembelajaran, seperti kesulitan siswa untuk fokus dan keterbatasan media yang dimiliki oleh sekolah. Kata Kunci: Partisipasi, Media Pembelajaran, Interaktif