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All Journal Agrisocionomics: Jurnal Sosial Ekonomi Pertanian Journal of Agribusiness Science and Rural Development
Agustin, Puteri Nanda Nuriyantika
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Agriculture, Biological Sciences & Forestry Economics, Econometrics & Finance

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Pengaruh Literasi Keuangan Terhadap Pola Konsumsi Petani Jagung di Kabupaten Sumenep Agustin, Puteri Nanda Nuriyantika; Wijayanti, Dian Eswin; Priyanto, Moh. Wahyudi
Journal of Agribusiness Science and Rural Development Vol. 3 No. 1 (2023): JASRD
Publisher : LP3M Universitas Putra Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32639/jasrd.v3i1.753

Abstract

A low level of financial literacy can encourage consumptive behavior, so education regarding financial literacy is needed to suppress this consumptive behavior. The aim of the research is to find out the influence of financial literacy on the consumption patterns of corn farmers in Sumenep Regency. The method used is quantitative with multiple linear regression analysis tools. The research was conducted with a sample of 80 farmers in Sumenep Regency. Data collection was carried out directly with a questionnaire so that the data used was primary data. The research results show that financial literacy has an influence on the consumption patterns of corn farmers, but there needs to be efforts to increase financial literacy so that farmers understand better managing their finances so that farmers' consumption patterns become better. This research has implications for improving farmers' welfare in managing finances and good consumption patterns. Apart from being useful for farmers, this research is also useful for students as a reference in carrying out assignments and researchers who want to carry out related research.
The Effect of Financial Literacy on Access to Credit for Maize Farmers in Madura Island, Indonesia Agustin, Puteri Nanda Nuriyantika; Wijayanti, Dian Eswin; Hayati, Mardiyah
Agrisocionomics: Jurnal Sosial Ekonomi Pertanian Vol 10, No 1 (2026): Maret 2026
Publisher : Faculty of Animal and Agricultural Science, Diponegoro University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14710/agrisocionomics.v10i1.26515

Abstract

The level of financial literacy affects the access to credit that is appropriate in overcoming the finances of corn farmers on Madura Island. The purpose of this study is to determine the effect of financial literacy on access to credit for corn farmers on Madura Island. The method used in this research is quantitative with probit regression analysis tool to determine the relationship between the influence of the independent variable of financial literacy on the dependent variable of credit access. The data used in this study is primary data, namely data obtained directly by interviews with 143 corn farmers on Madura Island. The results showed that financial literacy influences corn farmers' credit access, but financial literacy needs to be improved for better and more appropriate credit access. Increasing financial literacy can be done with financial training to improve the welfare of corn farmers in Madura.
Co-Authors Dian Eswin Wijayanti Dian Eswin Wijayanti, Dian Eswin Mardiyah Hayati Moh. Wahyudi Priyanto