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Hubungan Keuangan Neraca Bank Sentral dan Neraca Pembayaran Internasional Mya Hayda Kharisma; Nabila Ainuz Zahro; Adilah Alya; M kholil; Rini Puji Astuti
Jurnal Akuntansi Keuangan dan Bisnis Vol. 2 No. 1 (2024): April - Juni
Publisher : CV. ITTC INDONESIA

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Abstract

in the era of economic globalization, the relationship between central bank balance sheets and international balance of payments has become increasingly complex and essential to understand. Changes in the international balance of payments serve as key indicators of a country's economic integration with the global economy and the sustainability of its economic interactions. Conversely, central bank balance sheets are often used to evaluate a country's monetary health and policies. This research employs a literature review method to analyze the main components of both balance sheets. The results indicate that changes in the central bank balance sheet can reflect a country's economic position as seen in the international balance of payments, and vice versa. For instance, an increase in foreign currency reserves by the central bank reflects efforts to manage the national currency exchange rate. Additionally, monetary policies such as raising benchmark interest rates can affect capital flows and foreign investments, subsequently influencing the international balance of payments. Central bank balance sheets and international balance of payments serve as crucial tools in monitoring economic conditions, formulating appropriate policies, and managing financial stability and international capital flows. The close relationship between these two balance sheets allows for better decision-making in managing global uncertainty risks and maintaining external economic balance..
Implementasi Manajemen Risiko Likuiditas Pada Perbankan Syariah Alfi Rizka Maulidah; Adilah Alya; Alfina Wulandari; Fica Aulia; Suprianik
Gudang Jurnal Multidisiplin Ilmu Vol. 2 No. 5 (2024): GJMI - MEI
Publisher : PT. Gudang Pustaka Cendekia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59435/gjmi.v2i5.478

Abstract

Penelitian ini mengkaji implementasi manajemen risiko likuiditas pada perbankan syariah. Risiko likuiditas merupakan risiko akibat ketidakmampuan bank syariah untuk memenuhi kewajiban yang jatuh tempo dari sumber pendanaan arus kas dan asset likuid berkualitas tinggi yang dapat digunakan, tanpa menganggu aktifitas, dan kondisi keuangan bank. Penelitian ini menggunakan metode kualitatif dengan memperhatikan bahan-bahan yang berasal dari penelitian studi pustaka. Hasil penelitian menunjukkan bahwa Implementasi manajemen Risiko termasuk risiko likuiditas pada bank syariah dan unit usaha syariah minimal mencakup 4 hal, yakni a) pengawasan aktif dari dewan komisaris, direksi dan dewan pengawas syariah, b) kecukupan kebijakan, prosedur, dan penetapan limit manajemen risiko, c) kecukupan proses identifikasi, pemgukuran, pemantauan dan pengendalian risiko serta system imformasi manajemen risiko, d) system pengendalian intern yang menyeluruh. Studi ini menyimpulkan bahwa likuiditas penting untuk bank syariah dalam menjalankan aktivitas bisnisnya, seperti mengatasi kebutuhan mendesak,memuaskan permintaan nasabah terhadap pinjaman, dan memberikan fleksibilitas dalam meraih kesempatan investasi menarik dan memungkinkan.