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All Journal Zeta - Math Journal Indonesian Council of Premier Statistical Science
Hazirah, Azra
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Computer Science & IT Economics, Econometrics & Finance Mathematics Public Health Social Sciences

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Journal : Zeta - Math Journal

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Estimasi Pemberian Pinjaman Kredit Usaha Rakyat (KUR) di Bank BRI Unit Tangkerang Pekanbaru menggunakan Regresi Logistik Safitri, Elfira; Hazirah, Azra; Rahmadeni, Rahmadeni
Zeta - Math Journal Vol 9 No 1 (2024): Mei
Publisher : Universitas Islam Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31102/zeta.2024.9.1.1-9

Abstract

People’s Business Credit (KUR) is vulnerable to unwanted risks such as bad credit. The reduce bad credit, banks need to analyze whether customer debtors meet the requirements for credit. The aim of this research is to determine the logistic regression analysis model and determine the factors that influence the provision of People's Business Credit (KUR) at Bank BRI Unit Tangkerang Pekanbaru. The method used is the Logistic Regression method. Based on the research results, it was found that the factors that influence the provision of People's Business Credit (KUR) at Bank BRI Unit Tangkerang Pekanbaru are business turnover and business profit. So the logistic equation is obtained with the resulting logit function being g(x) = -11.587+0.501x_1+2.549x_2. The calcification value for granting People's Business Credit (KUR) using logistic regression is 93.84%.
Co-Authors Elfira Safitri Ikhwatunnisa, Iffa Mondri, Fajar Fadhilah Rahmadeni Rahmadeni Syarifah Hidayah