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All Journal MBR (Management and Business Review)
Bau Mau, Ignatia B.
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Economics, Econometrics & Finance Social Sciences

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Determinan perilaku menabung dari Mahasiswa di NTT: Peran kontrol diri sebagai variabel intervening Lejap, Hedwigh Hendrikus Temai; Wutun, Maria B. M. G.; Manafe, Henny A.; Bau Mau, Ignatia B.
MBR (Management and Business Review) Vol 7 No 1 (2023): Juni
Publisher : Fakultas Ekonomika dan Bisnis, Universitas Kanjuruhan Malang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21067/mbr.v7i1.8558

Abstract

The main objectives of this study were to determine the level of financial literacy, family financial socialization, peers, self-control, and saving behavior based on socio-economic demographic factors of undergraduate students (S1) in NTT and to know the role of self-control as a mediator between the determinants and saving behavior. Using purposive sampling method, 321 respondent were taken from three universities. Data was collected using a questionnaire via google form, analyzed using SEM-PLS. The findings in the study show that most undergraduate students (S1) in NTT have high levels of financial literacy, family financial socialization, self-control, and saving behavior. Only peers are at a low level. In addition, self-control can be a mediator between financial literacy and socialization of family finances with the saving behavior of Undergraduate Students (S1) in NTT. Meanwhile, self-control cannot be a mediator between peers and saving behavior.
Co-Authors Hedwigh Hendrikus Temai Lejap Henny Angri Manafe Wutun, Maria B. M. G.