Arif, Sepriansyah Johan
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Analysis of Non-Performing Loans and Loan to Deposit Ratio Rachmawati, Rachmawati; A. Sabilalo, Mahmudin; Arif, Sepriansyah Johan
Jurnal Ilmiah Akuntansi Kesatuan Vol. 12 No. 1 (2024): JIAKES Edisi Februari 2024
Publisher : Institut Bisnis dan Informatika Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jiakes.v12i1.2420

Abstract

Banks are trusted financial institutions that function as intermediary institutions, helping the payment system run smoothly and, no less important, as institutions that are a means of implementing government policies, namely monetary policy. This research aims to determine and analyze the level of bank health using the Non-Performing Loan and Loan to Deposit Ratio methods at PT. Bank Rakyat Indonesia (Persero) Tbk 2019-2022. The type of research used is descriptive research with a quantitative approach. The variables and measurements used in this research consist of Non-Performing Loans (NPL) and Loan to Deposit Ratio (LDR). The results of this research show that for 4 periods, starting from 2019 to 2022, the findings were that the results of the bank's health level in terms of the Non-Performing Loan (NPL) ratio and Loan to Deposit Ratio (LDR) were overall healthy.