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All Journal Pubmedia Jurnal Pendidikan Bahasa Inggris Fonologi: Jurnal Ilmuan Bahasa dan Sastra Inggris
Shinta Melina Sidabutar
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Arts Humanities Education Languange, Linguistic, Communication & Media

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Exploring the Relationship between Financial Literacy and Consumer Communication in Financial Decision-Making: A Study of English Literature Student Ruth Keitaro Maureen Naibaho; Shinta Melina Sidabutar; Rita Hartati
Fonologi: Jurnal Ilmuan Bahasa dan Sastra Inggris Vol. 2 No. 4 (2024): December: Fonologi: Jurnal Ilmuan Bahasa dan Sastra Inggris
Publisher : Asosiasi Periset Bahasa Sastra Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/fonologi.v2i4.1251

Abstract

This study explores the relationship between financial literacy, consumer communication, and financial decision-making among English Literature students at Universitas Negeri Medan. Using surveys with 40 participants aged 20-24, the research assesses students’ financial literacy levels, preferences for communication formats, and their impact on financial behaviors. Rsults indicate that while most students have a basic understanding of financial concepts, gaps exist in budgeting, selecting financial products, and seeking assistance. Visual formats like videos and infographics are the preferred communication channels, while social media, though widely accessed, often lacks clarity. Only a portion of students applies financial literacy effectively in decision-making, such as evaluating financial products critically or avoiding unnecessary spending. The findings emphasize the importance of integrating tailored financial education programs with effective communication strategies. Enhancing financial literacy through practical and accessible learning methods can empower students to make informed and strategic financial decisions.
Effectiveness Of E-Learning on Micro-Entrepreneurs For English Language Training In Tomok Village Agnes Simbolon, Amelia; Alfira Isya Nabila; Joys Andrean Mardohar Sitanggang; Nabila Amanda Sabrina; Shinta Melina Sidabutar; Anisa Jimina Sinaga; Juli Rachmadani Hasibuan
Pubmedia Jurnal Pendidikan Bahasa Inggris Vol. 2 No. 1 (2024): October
Publisher : Indonesian Journal Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47134/jpbi.v2i1.946

Abstract

This study investigates the impact of an e-learning-based English language training program on micro-entrepreneurs in Tomok Village, Indonesia. With tourism rapidly expanding in the Asia Pacific region, English proficiency is essential for businesses to interact effectively with foreign tourists. The study employs the ADDIE instructional design model (Analysis, Design, Development, Implementation, Evaluation) to assess the effectiveness of the training program. Data were collected through questionnaires, interviews, and pre- and post-tests involving 30 micro-entrepreneurs. The results indicate significant improvements in participants' English proficiency, as evidenced by increased post-test scores compared to pre-test results. Furthermore, participants expressed a strong preference for the flexibility of e-learning, which allows them to learn while managing their businesses. This research highlights the potential of e-learning to enhance micro-entrepreneurs' communication skills in tourism settings, thereby increasing their economic prospects.
Co-Authors Agnes Simbolon, Amelia Alfira Isya Nabila Anisa Jimina Sinaga Joys Andrean Mardohar Sitanggang Juli Rachmadani Hasibuan Nabila Amanda Sabrina Rita Hartati Ruth Keitaro Maureen Naibaho Syamsul Bahri