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Journal : Al-Muhtarifin: Islamic Banking and Islamic Economic Journal

THE ROLE OF BLOCKCHAIN IN ZAKAT MANAGEMENT Yuannisa, Rizka Adlia; Nasution, Yenni Samri Juliati
Al-Muhtarifin: Islamic Banking and Islamic Economic Journal Vol 3, No 1 (2024): Jan 2024
Publisher : Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/almuhtarifin.v3i1.17403

Abstract

The global financial system continues to experience rapid development along with advances in information technology. The development of information technology can create opportunities and even challenges at the same timeBlockchain in the field of Islamic economics, adaptation to digital systems is also a major concern, however the Islamic economic system must be able to adapt to increasingly rapid technology. This research uses qualitative methods with library research. The results of this research: The application of Sharia smart contracts in blockchain has the potential to provide various benefits, such as facilitating fair and transparent transactions, minimizing the risk of violating sharia principles, and increasing public trust in carrying out digital transactions. Having a blockchain system in managing zakat is very important, because in the blockchain zakat system there is already some data from mustahik and programs from zakat institutions that have been provided and verified by the zakat institution itself. Then in this blockchain zakat system, the muzakki process who will pay zakat can distribute their zakat directly through programs or mustahik whose data is already in the system. Furthermore, the transaction process will be verified by a verifier who has been determined by the zakat institution regarding the truth of the transaction carried out by the mustahik.Keyword: Blockchain, Digital Economy, Islamic Economy, Zakat
KNOWLEDGE AND PERCEPTION OF ECONOMICS STUDENTS ON IMPLEMENTING FINTECH IN THE DIGITAL ERA (Case Study of Islamic Economics Students at the State Islamic University of North Sumatra) Yuannisa, Rizka Adlia; Ridwan, Muhammad; Arif, muhammad
Al-Muhtarifin: Islamic Banking and Islamic Economic Journal Vol 2, No 1 (2023): Jan 2023
Publisher : Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/almuhtarifin.v2i1.13528

Abstract

Rizka Adlia Yuannisa's research (2022) entitled, "Knowledge and Perceptions of Economics Students on the Implementation of Fintech in the Digital Era (Case Study of Islamic Economics Students at the State Islamic University of North Sumatra)" under the guidance of Thesis Advisor I, Mr. Dr. Muhammad Ridwan, MA and Dr. Muhammad Arif, MA as the supervisor of Thesis II Technological developments in Indonesia go hand in hand with technological developments in various fields, including in the economic field. This increasingly advanced and rapid technology can participate in developing the economy in Indonesia. Fintech as one of the results of technological developments in the digital financial transaction sector makes it easier for people to operate. Society itself has an important influence in developing the wheels of Islamic economics. Everything was started by young people who are used to running technology in their daily lives. Students as members of the Z generation or commonly referred to as the Alpha generation certainly play an active role in the progress of the current digital era, including advancing the Islamic economy in the digital era. Because researchers are interested in examining how student knowledge about fintech is developing at this time and also how their perceptions of Keywords: Fintech, Digital Economy, Technology Development *Corresponding author e-mail:kurnia@uinsby.ac.id fintech developments are in developing the Islamic economy in the digital era. This type of research is descriptive qualitative research using primary data where the data is directly from the respondent or the object being studied. This study used 11 respondents regarding their knowledge and perceptions of implementing fintech. According to the results of the research, some of the implementation of fintech have started to be used by generation Z, but only within the scope of E-money and are used only a few times, but in the use of sharia fintech, it is very rare for anyone to use or know about it. This type of research is descriptive qualitative research using primary data where the data is directly from the respondent or the object being studied. This study used 11 respondents regarding their knowledge and perceptions of implementing fintech. According to the results of the research, some of the implementation of fintech have started to be used by generation Z, but only within the scope of E-money and are used only a few times, but in the use of sharia fintech, it is very rare for anyone to use or know about it. This type of research is descriptive qualitative research using primary data where the data is directly from the respondent or the object being studied. This study used 11 respondents regarding their knowledge and perceptions of implementing fintech. According to the results of the research, some of the implementation of fintech have started to be used by generation Z, but only within the scope of E-money and are used only a few times, but in the use of sharia fintech, it is very rare for anyone to use or know about it.