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All Journal Jurnal Hukum Ekonomi Syariah
Alawiyah, Kiki Rofi'ah
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Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice

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Perspektif Hukum Ekonomi Syariah Tentang Penyaluran Zakat Maal Yang Dikelola Oleh Badan Amil Zakat Nasional (BAZNAS) Kabupaten Garut Wati, Ai; Alawiyah, Kiki Rofi'ah
Jurnal Hukum Ekonomi Syariah Vol 2 No 1 (2023): Jurnal Hukum Ekonomi Syariah
Publisher : STAI Al Musaddadiyah Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37968/jhesy.v2i1.415

Abstract

Zakat is a property that must be issued by every Muslim who is considered capable with several conditions that must be met. In Indonesia, zakat is distributed by the National Amil Zakat Agency. Unfortunately, in the management of zakat maal at the National Amil Zakat Agency of Garut Regency, there are still many proposals for aid applications piling up, so many mustahik have not received zakat. The problem studied is how the mechanism of distributing zakat maal in BAZNAS Garut Regency and how the mechanism of distributing zakat maal in BAZNAS Garut Regency perspective of sharia economic law. The purpose of the study was to find out how the mechanism of distributing zakat maal in BAZNAS Garut Regency and to analyze how the mechanism of distributing zakat maal in BAZNAS Garut Regency perspective of sharia economic law. The method used is field research, namely field research in the form of qualitative research that is descriptive. The research was conducted by conducting direct interviews with BAZNAS staff in an unstructured manner. The results of this study contain that there are five excellent programs in the distribution of zakat maal at BAZNAS Garut Regency, namely Garut Sehat, Garut Taqwa, Garut Peduli, Garut Makmur, and Garut Pintar, which can be distributed after a proposal for assistance that enters BAZNAS to eight asnaf. Even so, the distribution of zakat is not appropriate because it does not meet the principles of Sharia Economic Law, such as justice, tawhid, al-maslahah, and others.  
Konsep Tanggung Jawab Kolektif dalam Akad Kafalah Analisis Tafsir Ahkam dan Aplikasinya di Era Modern Alawiyah, Kiki Rofi'ah; Kamal, Asep Mustofa
Jurnal Hukum Ekonomi Syariah Vol 4 No 1 (2025): Jurnal Hukum Ekonomi Syariah
Publisher : STAI Al-Musaddadiyah Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37968/jhesy.v4i1.990

Abstract

This study explores the concept of kafalah, or guarantee in Islam, from both traditional perspectives and its application in the modern era. The research problem addressed is how the understanding and implementation of the kafalah contract serve as one of the financial instruments in Islamic law, both theoretically and practically. The objective of this research is to examine the concept of kafalah according to Islamic jurisprudence, including its essential elements and conditions, legal basis, and its application in modern Islamic banking and insurance industries. This study employs a qualitative method with a literature review approach, analyzing primary sources such as the Qur'an, Hadith, and fatwas issued by the National Sharia Council of the Indonesian Ulema Council (DSN-MUI), as well as secondary sources such as books and academic journals. The findings indicate that kafalah in Islamic jurisprudence encompasses various forms, such as personal and financial guarantees, each with specific conditions and requirements. The essential elements (arkan) of kafalah include the offer and acceptance (ijab and qabul), the guarantor (al-kafil), the principal debtor (al-ashil), the creditor (al-makful lah), and the guaranteed obligation (al-makful bih). In the modern context, this concept is widely applied in Islamic insurance, credit guarantees, and other financial products that emphasize the principles of mutual assistance (ta’awun) and justice. Keywords: Kafalah; Guarantee; Islamic Jurisprudence; Islamic Banking; Islamic Insurance.
Co-Authors Kamal, Asep Mustofa Wati, Ai