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All Journal Jurnal Manajemen Bisnis dan Kewirausahaan Jurnal Informatika Ekonomi Bisnis
Shanti, Ni Putu Kumara
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Economics, Econometrics & Finance Social Sciences

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Peran kontributif entrepreneurship ecosystem dan embedded finance terhadap transformasi bisnis digital UMKM Kota Malang Wahyuningsih, Rani Destia; Shanti, Ni Putu Kumara; Hanifah, Rizky Arinda Nur
Jurnal Manajemen Bisnis dan Kewirausahaan Vol 8 No 4 (2024): Jurnal Manajemen Bisnis dan Kewirausahaan
Publisher : Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/jmbk.v8i4.29493

Abstract

The development of digital business transformation has received a positive response from Micro, Small, and Medium Enterprises (MSMEs) in Indonesia, supported by the fact that MSME products on digital platforms are more likely to be purchased by customers. This condition provides a conducive ecosystem for Indonesia as an economic driver. To ensure the sustainability of MSMEs in the digital era, a concept of business and financial environment that supports the dynamics of digital business transformation is needed. This research adopts a quantitative approach with a descriptive method to explore the relationship between independent variables, entrepreneurship ecosystem, and Embedded Finance, and the dependent variable, which is the Digital Transformation of MSMEs. The study is located in Malang City and employs a questionnaire as an instrument distributed to 100 MSMEs. Based on the SEM analysis on SmartPLS, the entrepreneurship ecosystem has a significant influence on the Digital Transformation of MSMEs in Malang City. Additionally, embedded finance also has a significant relationship with the Digital Transformation of MSMEs in Malang City. Perkembangan transformasi bisnis digital mendapatkan respons positif dari para pelaku Usaha Mikro Kecil Menengah (UMKM) di Indonesia, diperkuat dengan fakta bahwa produk UMKM di platform digital lebih cenderung dibeli oleh pelanggan. Kondisi ini merupakan ekosistem yang baik bagi Indonesia sebagai penggerak perekonomian. Dalam rangka menjamin keberlangsungan UMKM di era digital, diperlukan konsep lingkungan bisnis dan keuangan yang mendukung dinamika transformasi bisnis digital. Penelitian ini menggunakan pendekatan kuantitatif dengan metode deskriptif untuk menemukan hubungan antar variabel independen entrepreneurship ecosystem dan embedded finance terhadap variabel dependen, yakni transformasi digital UMKM. Penelitian ini berlokasi di Kota Malang dengan menggunakan instrumen berupa kuesioner yang diberikan kepada sejumlah 100 UMKM. Berdasarkan analisis SEM dengan menggunakan SmartPLS, ditemukan bahwa entrepreneurship ecosystem memiliki pengaruh signifikan terhadap transformasi digital UMKM di Kota Malang. Selain itu, embedded finance juga terbukti memiliki hubungan yang signifikan dengan transformasi digital UMKM di Kota Malang.
Pengaruh Kunjungan Wisatawan, Jumlah Objek Wisata, dan Lama Menginap dalam Pengembangan Ekonomi Lokal Provinsi Bali Shanti, Ni Putu Kumara; Nasikh
Jurnal Informatika Ekonomi Bisnis Vol. 5, No. 4 (December 2023)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/infeb.v5i4.787

Abstract

The aim of this study is to analyze the impact of tourist visits, number of tourist attractions, and the average tourists stay time on Bali local original income (PAD). The study conducted in Bali, which includes nine districts/cities within it. The data applied in this research is secondary data which including data on the number of tourist visits, number of tourist objects, and the average length of stay of tourists in all districts/cities in Bali Province for the 2018-2022 period. The method of analytical used is panel data regression analysis with testing equipment in the form of Eviews software. Panel data regression analysis is a development of linear multiple regression which aims to determine significant factors based on repeated observations of an object at different times. According to the analysis that has been carried out, this research states that the number of tourist visits, the number of tourist attractions, and the average length of stay of tourists have a positive and significant effect on.
Co-Authors Hanifah, Rizky Arinda Nur Nasikh Wahyuningsih, Rani Destia