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All Journal Jurnal Pengabdian Masyarakat Indonesia (JPMI) Pajak dan Manajemen Keuangan
Dwi Kharisma Wati
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences Other

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Pelatihan Branding dan Digital Marketing pada Umkm di Desa Dibal Fahman Hadi Utomo; llham Karin Rizkiawan; Dwi Kharisma Wati
JURNAL PENGABDIAN MASYARAKAT INDONESIA Vol. 2 No. 2 (2023): Juni : Jurnal Pengabdian Masyarakat Indonesia (JPMI)
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jpmi.v2i2.2361

Abstract

Efforts to improve the quality of Human Resources for the main actors/SMEs business actors in the form of changes in behavior both knowledge, attitudes and skills, cannot be done in an instant, but are long life education. Changes in the position of the main actors from message recipients and users technology becomes an active partner in Devotion activities for the development of its technology and business dissemination network. To answer the above problems, professional and competent extension workers are needed in their fields who are able to provide excellent service, one of which is through a model extension pilot unit at the field level based on recommended technology as an entrepreneurial activity for extension groups. In this regard, it is very necessary to conduct counseling on the Development of Processing, Packaging, Branding and Marketing of Tempe Products in the framework of Pilot Technology Development/Entrepreneurship Development of processed tempe products in Dibal Ngemplak Boyolali Village.
Perbandingan Kinerja Keuangan Antara Bank Konvensional dengan Syariah yang Terdaftar di Bursa Efek Indonesia pada Tahun 2020-2023 Dwi Kharisma Wati; Civi Erikawati
Pajak dan Manajemen Keuangan Vol. 1 No. 4 (2024): Agustus : Pajak dan Manajemen Keuangan
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/pajamkeu.v1i4.436

Abstract

Background: The emergence of Islamic banks will definitely increase competition in the banking market. Many factors influence banking growth in Indonesia. The current condition has two main threats that must be considered because they can show the weakness of global banking: the weakening of the commercial property market and the connection of banks with non-bank financial institutions. Method: This study uses descriptive statistics, normality test, and independent sample T test. Results: Conventional and sharia banks do not have significant differences in financial performance, according to the Return On Assets (ROA), Capital Adequacy Ratio (CAR) indicators. On the other hand, the Return On Equity (ROE), Loan to Deposit Ratio (LDR), and Operating Costs Operating Income (BOPO) indicators show that there is no significant difference in financial performance between conventional and sharia banks. Conclusion: Islamic banks show better performance than conventional banks in terms of Return On Assets (ROA), Capital Adequacy Ratio (CAR) and BOPO. These ratio values ​​have higher values. However, conventional banks show better performance in Return On Equity (ROE) and Loan to deposit ratio (LDR) with better average ROE and LDR values.
Co-Authors Civi Erikawati Fahman Hadi Utomo llham Karin Rizkiawan