Maulana Syarif Afwa
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ANALISIS PERKEMBANGAN PERBANKAN SYARIAH DI MALAYSIA Maulana Syarif Afwa; Sulistyowati
Jurnal Ekonomi Bisnis dan Akuntansi Vol. 3 No. 2 (2023): Agustus : Jurnal Ekonomi Bisnis dan Akuntansi (JEBAKU)
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jebaku.v3i2.1728

Abstract

This article discusses the development of Islamic banking in Muslim-majority countries, namely Malaysia. Malaysia was one of the first countries in Southeast Asia to establish an Islamic bank. The marketing management of Islamic banks in Malaysia is an interesting subject to study, this study uses a qualitative descriptive method, by taking several literature studies that are in accordance with the theme in accordance with the writing of this article. The existence of Islamic banks in Malaysia is strongly supported by the Malaysian government so that Islamic bank funds in Malaysia come from the government, namely 90 percent of government funds, while funds originating from the public are only around 10 percent. In general, the performance of Islamic banking continues to grow with a market share of 29% which can be seen from three indicators, namely the number of assets collected, the amount of financing disbursed by banks (PYD), and third party funds (DPK). In 2018, asset growth was 12.57%, PYD 12.17%, DPK 11.14%, 2019 asset growth 9.93%, PYD 10.89%, DPK 11.93%, and in 2020 asset growth 13 .11%, PYD 8.08%, and DPK 11.88% with total assets of 608.9 trillion, pyd 394.6, and dpk 475.8.
PERKEMBANGAN LEMBAGA KEUANGAN MIKRO SYARIAH DI TENGAH PERSAINGAN LEMBAGA KEUANGAN SYARIAH BANK DAN NON BANK (Studi kasus (KSPPS) BMT Assyafi'iyah Berkah Nasional Cabang kota Metro ) Maulana Syarif Afwa; Sulistyowati
Jurnal Ekonomi Bisnis dan Akuntansi Vol. 3 No. 2 (2023): Agustus : Jurnal Ekonomi Bisnis dan Akuntansi (JEBAKU)
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jebaku.v3i2.1729

Abstract

The establishment of sharia microfinance institutions, one of which is KSPPS BMT Assyafi'iyah Berkah Nasional, as a sharia microfinance institution, clearly has great significance for sharia-oriented economic development. BMT Assyafi'iyah took several steps in order to stand out from its competitors, one of which was selecting staff who might be qualified in their field. By utilizing the Ceria digital application, BMT Assyafi'iyah implemented a plan in an effort to increase consumer confidence in the form of savings. Literature review Descriptive methodology is used in the descriptive and qualitative analysis of this study to describe real-world situations. data sources found in academic journals.