Claim Missing Document
Check
Articles

Found 2 Documents
Search

Analisis Pengaruh Penggunaan Sarana Produksi Terhadap Pendapatan Usahatani Jagung di Desa Mattirotasi Kabupaten Sidenreng Rappang Munawarah; Sumartan; Restu Ray; Lisra
JURNAL AGRICA Vol. 17 No. 1 (2024): JURNAL AGRICA
Publisher : Universitas Medan Area

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Corn is an important necessity for human life and is the second food crop commodity after rice in Indonesia. One of the corn production centers in Indonesia is in Sidenreng Rappang Regency, South Sulawesi Province. Corn production in this area is of concern to the government, because most of the people make their living as corn farmers. However, there are several obstacles in procuring production facilities in corn cultivation, starting from the use of less superior seeds, the procurement of expensive input facilities, the difficulty for farmers to obtain fertilizer. This research aims to analyze the influence of the use of production facilities on corn farming income in Mattirotasi Village, Watang Pulu District. The data analysis used is multiple linear regression analysis with the independent variables consisting of seeds, fertilizers and pesticides while the dependent variable is corn farming income. The results of this research show that the use of corn farmers' production facilities, namely seeds, fertilizers and pesticides in Mattiro Tasi Village, Watang Pulu District, Sidenreng Rappang Regency, has a big influence on increasing or decreasing corn farming income with a regression coefficient R2 value of 80.2% while it is 19.8%. others are influenced by factors other than fertilizer, seeds and pesticides. This shows that if these production facilities are used efficiently, farmers' corn production will increase. The large amount of corn production carried out by farmers will increase the level of farmer income.
ANALYSIS OF NPL OF CONVENTIONAL COMMERCIAL BANKS SEEN FROM CAR, LDR, ROA, AND BOPO LISTED ON IDX Lisra; Yahya; Salida, Amrizal
Paser Institute Of Accounting and Finance Vol. 1 No. 2 (2023): Desember, 2023
Publisher : Paser Institute Of Accounting and Finance

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Credit analysis was carried out to uncover problems that might occur in conventional banks listed on the Indonesia Stock Exchange (BEI) in the period 2019 to 2021. This research considers several indicators, namely CAR (Capital Adequacy Ratio), LDR (Loan to Deposit Ratio ) ), ROA (Return on Assets), and BOPO (Operating Costs to Operating Income). The method used in this research is the saturated sampling method, where the entire research population consisting of 43 companies was taken as a sample. The data used as the basis for research comes from financial reports and annual reports of these companies. Analysis was carried out using descriptive techniques, classical hypothesis testing, and multiple linear regression testing. The research results show that non-performing loans (NPL) are influenced by the return on assets (ROA) of Indonesian conventional banks but are not influenced by the capital adequacy ratio (CAR), loan-to-deposit ratio (LDR), operational costs (BOPO), and income. Conventional bank operations registered on the IDX. This provides important insight into the factors that influence the credit performance and financial stability of conventional banks in Indonesia and can be a basis for making decisions in credit risk management in the future.