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TRANSMISI DAMPAK PANDEMI COVID-19 PADA STABILITAS BANK: STUDI KASUS PERBANKAN DI INDONESIA DI AWAL PANDEMI Santoso, Teguh; Sapulette, Militcyano Samuel; Dyana, Dyana; Dwiputra, Muhammad Faishal Akbar; Muftiadi, Anang
AdBispreneur : Jurnal Pemikiran dan Penelitian Administrasi Bisnis dan Kewirausahaan Vol 8, No 3 (2023): AdBispreneur : Jurnal Pemikiran dan Penelitian Administrasi Bisnis dan Kewirausa
Publisher : Departemen Ilmu Administrasi Bisnis, Fakultas Ilmu Sosial dan Ilmu Politik, UNPAD

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24198/adbispreneur.v8i3.47673

Abstract

The COVID-19 pandemic has caused an unforeseen contraction and a spike in volatility in the financial sector. This study aims to estimate the transmission impact of the spread of the COVID-19 pandemic on banking stability through economic activity and bank performance. Using a simultaneous equation model with panel data from 71 banks from January to June 2020, the study found that control policies caused by an increase in confirmed cases of COVID-19 significantly affected economic output and unemployment. Economic output and unemployment further disseminated the impact of the pandemic on bank profitability and lending, which was then significantly transmitted to bank stability. The findings of this study provide an overview of how the impact of health sector disasters on economic turmoil and banking performance. Hopefully, this finding can be a reference related to policymaking when unprecendented events occur in the future.Pandemi COVID-19 telah menimbulkan kontraksi yang tak terduga dan lonjakan volatilitas pada sektor keuangan. Studi ini bertujuan untuk mengestimasi transmisi dampak penyebaran pandemi COVID-19 terhadap stabilitas perbankan melalui aktivitas ekonomi dan kinerja bank. Menggunakan model persamaan simultan dengan data panel dari 71 bank dari Januari hingga Juni 2020, studi ini menemukan bahwa kebijakan pengendalian yang disebabkan oleh peningkatan kasus terkonfirmasi COVID-19 secara signifikan memengaruhi output ekonomi dan pengangguran. Output ekonomi dan pengangguran selanjutnya menyebarluaskan dampak pandemi pada profitabilitas bank dan penyaluran kredit yang kemudian secara signifikan juga tertransmisikan ke pada stabilitas bank. Temuan dari studi ini memberikan gambaran bagaimana dampak bencana sektor kesehatan terhadap gejolak ekonomi dan kinerja perbankan. Diharapkan temuan ini dapat menjadi referensi terkait pengambilan kebijakan ketika terjadi kejadian yang tak terduga di masa depan.
Kesetaraan antara laki-laki dan perempuan dalam pernikahan perspektif hukum Islam Dyana, Dyana
AS-SAKINAH Vol 2 No 1 (2024): Vol 2 No 1 Februari 2024
Publisher : Prodi Hukum Keluarga Islam Fakultas Syari'ah Universitas Islam Zainul Hasan Genggong Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55210/jhki.v1i2.344

Abstract

In Islamic law, kafa`ah is applied as something that is "considered" in marriage, but is not related to its validity. It is with this kafa'ah that Islam places great value on women. Each bride-to-be has the right to choose a person who is equal to her, as well as a man, who has the right to choose a woman who is equal to him to be his wife. Of course it is really one thing that needs to be considered in matters of marriage. For example, like a free person, he has the right to choose a partner who is also free. Except if there is indeed a sense of sincerity to accept a slave as a potential partner who is wanted while he is a free person. The research method used is literature study, which is a research whose preparation is the same as other research but the source and method of data collection by taking data in the library, reading, recording, and processing research materials. Research with literature studies is also a research categorized as a scientific work because data collection is carried out with a strategy in the form of a research methodology. There are several scholarly opinions regarding kafa'ah in a marriage, as explained by Ahmad Royani. According to the majority of scholars, kafa'ah is something that is very important for the continuity and harmony of a marriage, although according to them kafa'ah is not a condition for the validity of a marriage. That is, the concept of kafa'ah is only the virtue and validity of marriage between people who are not sekufu, this opinion is based on the words of the Prophet Muhammad SAW which means "Indeed I will prevent the marriage of national women, unless they marry men who are sekufu".