Ardanari, Tri Meidiana
Unknown Affiliation

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

The Effect of Financial Literacy and Financial Attitudes on Financial Management with Financial Inclusion as an Intervening Variable Ardanari, Tri Meidiana; Widagdo, Bambang; Nurjannah, Dewi
Jurnal Manajemen Bisnis dan Kewirausahaan Vol. 4 No. 01 (2024): MARCH
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jamanika.v4i01.32537

Abstract

This study aims to determine the influence of financial literacy and financial attitudes towards financial management and financial inclusion which are used as intervening variables. The population in this study were SMEs in the Trade Sector in Malang City using a purposive sampling technique. The sample of this research is 109 respondents. The results showed that financial literacy has a significant effect on financial management, financial attitudes have a significant effect on financial management, financial literacy has a significant effect on financial inclusion, financial attitudes have a significant effect on financial inclusion, financial inclusion has no significant effect on financial management, and financial inclusion not mediating financial literacy and financial attitudes towards financial management.