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Customer's Decision to Open a Bank Account Using Mobile Banking Application: Case In The Muamalat Digital Islamic Network (MDIN) Muliansyah, Ainol; Mubarok, Arif; Arifin, Muhammad Zainal; Monady, Hanief
Al Qalam: Jurnal Ilmiah Keagamaan dan Kemasyarakatan Vol. 18, No. 3 : Al Qalam (Mei 2024)
Publisher : Sekolah Tinggi Ilmu Al-Qur'an (STIQ) Amuntai Kalimantan Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35931/aq.v18i3.3408

Abstract

As digital technology based on the Internet of Things (IOT) develops, it should be able to increase banking access (inclusivity) for customers and attract the interest of potential customers. Banking digitalization is currently much more developed than just transaction features but also includes a savings account opening system. Bank Muamalat Indonesia is one of the sharia banks that participates in the development of digital technology by presenting a mobile banking application called MDIN or Muamalat Digital Islamic Network. Digitalization of sharia banking should provide convenience and attract the interest of potential customers, considering that the market share of sharia financial institutions in Indonesia is still low. This research aims to determine customer preferences for opening a savings account via MDIN. This research uses a qualitative research method with a case study approach. The objects of research include customer preferences in using MDIN digital banking. The subjects of this research are customers who open savings accounts through MDIN. The research results show that customer preferences in using MDIN as an option for opening a savings account are based on several factors such as social factors, ease of service, benefits and personal factors. Social and personal factors are the most dominant factors in customer’ decision making to open a savings account through MDIN digital banking.
Failed Products Of Micro, Small And Medium Enterprises In West Kotawaringin Central Kalimantan Arifin, Muhammad Zainal; Jelita, Jelita; Muliansyah, Ainol
EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Vol 13 No 1 (2025): Januari
Publisher : UNIVED Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/ekombis.v13i1.6475

Abstract

Many Micro, Small and Medium Enterprises (MSMEs) in West Kotawaringin Regency such as crackers and amplang are relatively expensive. Due to the high cost of kerupuk and amplang, these products are only consumed by people with middle to upper income. The product packaging also does not include the expiry date and components of the ingredients used. Based on initial observations of Micro, Small and Medium Enterprises (MSMEs) in West Kotawaringin, some consumers claim to be dissatisfied with Small Micro Enterprises both in terms of service, product design and in terms of marketing. The approach in this research is descriptive qualitative research method. This method is used to observe or detect various facts or phenomena and social symptoms that are natural (nature) through field observations. The results of this study indicate that there are two factors that cause product failure in West Kotawaringin MSME businesses, namely internal and external factors.
Kontribusi Masyarakat Muslim Terhadap Kegiatan Keagamaan Di Desa Lahei Mangkutup Muliansyah, Ainol; Minal Janah, Anisa; Bahraini, Nurul
Sivitas : Jurnal Pengabdian dan Pemberdayaan Masyarakat Vol. 4 No. 1 (2024): Jurnal SIVITAS | Jurnal Pengabdian dan Pemberdayaan Masyarakat
Publisher : Muttaqien Publishing Pusat Penelitian dan Pengabdian kepada Masyarakat STAI DR. KH.EZ. Muttaqien Purwakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52593/svs.04.1.02

Abstract

The aim of this research is to study and find out how much community participation is in religious activities carried out in Lahei Mangkutup Village. The method used in conducting this research was qualitative. The approach taken was phenomenology. The results of research conducted by KKN IAIN Palangka Raya students found that the community still has minimal awareness of participation in religious activities. One example that can be used as a benchmark is when students carry out activities regarding providing material and practice regarding fardhu kifayah. The local community has been given an announcement about carry out these activities both orally and in writing. Despite this, the community is still not aware and willing to attend these activities. The author provides solutions (1) During yasinan activities, mothers are expected for the mosque members who lead the activities to take the time to provide da'wah or kultum about our rights and obligations as Muslims. (2) Providing a forum or place to share religious matters. (3) Instilling the value of assertiveness and giving the village community a mandate for religious activities.
KONTRIBUSI MASYARAKAT MUSLIM TERHADAP KEGIATAN KEAGAMAAN DI DESA LAHEI MANGKUTUP Muliansyah, Ainol; Janah, Anisa Minal; Munika, Masti; Bahraini, Nurul; Wilujeng, Rani
SINERGI : Jurnal Riset Ilmiah Vol. 1 No. 1 (2024): SINERGI : Jurnal Riset Ilmiah, Januari 2024
Publisher : Lembaga Pendidikan dan Penelitian Manggala Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62335/ge70a815

Abstract

Partisipasi dapat diartikan sebagai keterlibatan baik pikiran, perasaan, dan fisik yang bertujuan untuk memberikan sumbangan kepada kelompok dalam usaha mencapai tujuan yang diinginkan terhadap kegiatan yang diadakan. Metode penelitian yang digunakan adalah penelitian deskriptif dengan pendekatan kualitatif. Penelitian ini dilakukan di Desa Lahei Mangkutup Kecamatan Mantangai kabupaten Kapuas Provinsi Kalimantan Tengah. Sumber data yang digunakan sumber data primer. Subjek dalam penelitian ini berjumlah dua orang yang terdiri dari pengurus masjid, dan Kepala Desa Lahei Mangkutup. Hasil dari penelitian ditemukan bahwa masyarkat masih minim kesadaran akan keikutsertaan terhadap kegiatan keagaamaan salah satu contoh yang bisa menjadi tolak ukur adalah ketika mahasiswa melakukan kegiatan perihal pemberian materi serta praktek tentang fardhu kifayah masyarakat setempat sudah di berikan pengumuman tentang pelaksanaan kegiatan tersebut baik secara lisan mau secara tertulis. Walaupun demikian tetapi masyarakat masih belum sadar dan berkeinginan untuk hadir dalam kegiatan tersebut. Hal itu dapat dibuktikan melaui cerita dari beberapa masyrakat setempat salah satunya seperti yang di sampaikan oleh salah satu pengerus masjid dan didapatkan bahwa masih belum kesadaran masyarakat akan kegiatan tersebut, padahal di desa tersebut sangat dibutuhkan masyarakat yang paham dan mengerti tentang pelaksanaan fardhu kifayah.