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All Journal Iqtishoduna: Jurnal Ekonomi Islam ISTIKHLAF: Jurnal Ekonomi, Perbankan & Manajemen Syariah Al-Iqtishad International Journal of Islamic Business and Economics (IJIBEC)
Ismatul Khayati
Unknown Affiliation
Religion Economics, Econometrics & Finance Education Environmental Science Library & Information Science Social Sciences

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Organizational Effectiveness of The Indonesia Halal Industrial Estate Prasetyo, Aji; Yazid, Muhammad; Ismatul Khayati
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 13 No. 2 (2024): October
Publisher : LPPM, Universitas Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/iqtishoduna.v13i2.2513

Abstract

Halal Industrial Estates were built in Indonesia for the purpose of making Indonesia the center of the world's halal destinations. Halal Industrial Estates that have received licenses include the Halal Industrial Park Sidoarjo (HIPS), East Java. HIPS has only been operating for 3 years. As one of the industrial estates that focuses on MSME business investors, HIPS deserves the spotlight of this research regarding the extent of organizational effectiveness that has been implemented. On the one hand, HIPS has been able to demonstrate its organizational effectiveness by obtaining business actors who invest in the area. Products produced by business actors in the HIPS area can be guaranteed halal because from the beginning of entering the area they must be halal certified. Although indeed the quantity of investors in HIPS has not been maximized to make HIPS the main barometer of Indonesia's halal destinations in the eyes of the world.
OPTIMALISASI APLIKASI MUAMALAT DIN DALAM MEWUJUDKAN GREEN BANKING DI BANK MUAMALAT SECARA BERKELANJUTAN Zulfa, Arinatuz; Ismatul Khayati
AL-IQTISHAD : Jurnal Perbankan Syariah dan Ekonomi Islam Vol. 4 No. 2 (2024): AL-IQTISHAD : Jurnal Perbankan Syariah dan Ekonomi Islam
Publisher : Program Studi Perbankan Syariah, Sekolah Tinggi Agama Islam Negeri (STAIN) Teungku Dirundeng Meulaboh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47498/iqtishad.v2i2.3627

Abstract

Optimalisasi ialah sebuah cara suatu kegiatan dalam upaya mengoptimalkan atau meningkatkan suatu pekerjaan menjadi sepenuhnya atau lebih sempurna, lebih efektif, atau lebih memiliki fungsi serta mencari penyelesaian terbaik dari berbagai permasalahan sehingga dapat mencapai tujuan yang sebaik-baiknya sesuai dengan standar tertentu. Penelitian ini termasuk penelitian lapangan ( field research ) yaitu suatu penelitian yang dilakukan secara sistematis dengan mengangkat data yang ada dilapangan. Metode penelitian ini adalah penelitian kualitatif deskriptif, yaitu data yang dikumpulkan berbentuk kata-kata, gambar, bukan angka-angka. Berdasarkan hasil penelitian ditemukan bahwa Implementasi aplikasi Muamalat-DIN dalam mendukung green banking dilakukan melalui layanan digital yang dapat mengurangi penggunaan kertas dalam kegiatan transaksi serta operasional perbankan. Implementasi Muamalat DIN dalam mewujudkan green banking sebagai bentuk kepedualian terhadap lingkungan dalam memelihara kelestarian pohon hijau, karena sejatinya kertas terbuat dari pohon.
Penerapan Prinsip 5C + 1S Sebagai Pilar Utama Kelayakan Pembiayaan Di Bank Panin Dubai Syariah Surabaya Saniatul Khafshoh; Ismatul Khayati
ISTIKHLAF: Jurnal Ekonomi, Perbankan dan Manajemen Syariah Vol. 7 No. 2 (2025): (September 2025)
Publisher : Institut Agama Islam Yasni Bungo Jambi, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51311/istikhlaf.v7i2.1067

Abstract

Penelitian ini menganalisis penerapan prinsip 5C + 1S dalam penyaluran pembiayaan di Bank Panin Dubai Syariah KCU Surabaya. Isu pokok yang dibahas adalah pentingnya analisis kelayakan pembiayaan untuk mengurangi risiko kredit bermasalah dan menjaga stabilitas perbankan syariah. Tujuan penelitian adalah untuk mengkaji implementasi prinsip 5C (Character, Capacity, Capital, Collateral, Condition) dan 1S (Syariah Compliance) dalam mengevaluasi kelayakan nasabah. Metode yang digunakan adalah pendekatan kualitatif deskriptif dengan studi kasus, melalui wawancara mendalam dan observasi langsung di Bank Panin Dubai Syariah KCU Surabaya. Hasil penelitian menunjukkan bahwa penerapan prinsip 5C + 1S dilakukan secara menyeluruh, dengan penekanan pada penilaian karakter dan kapasitas nasabah, serta kepatuhan syariah. Analisis ini terbukti efektif dalam meminimalkan risiko pembiayaan bermasalah dan menjaga kualitas portofolio pembiayaan bank. Temuan penelitian memberikan kontribusi dalam memahami strategi mitigasi risiko di perbankan syariah serta pentingnya integrasi prinsip syariah dalam proses pembiayaan.
Strategic Management Analysis of the Halal Certification Program Implementation in Surabaya Yazid , Muhammad; Ismatul Khayati; Prasetyo, Aji
International Journal of Islamic Business and Economics (IJIBEC) Vol 9 No 2 (2025): Volume 9 Nomor 2 Tahun 2025
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/ijibec.v9i2.9230

Abstract

This study aims to analyze the strategic management process in implementing the halal certification program by the Ministry of Religious Affairs of Surabaya City. The research specifically focuses on evaluating the alignment between policy formulation and local implementation using four analytical dimensions: consistency, consonance, advantage, and feasibility. A qualitative descriptive approach was employed through in-depth interviews, direct observations, and document analysis involving halal facilitators (P3H), ministry officials, and MSME representatives. The findings reveal that while the Surabaya City Office of the Ministry of Religious Affairs has aligned its operations with the national halal certification strategy established by BPJPH, challenges persist in stakeholder participation, resource adequacy, and digital integration. The study highlights that consistency and institutional advantage are relatively strong, whereas consonance and feasibility require reinforcement through clearer coordination and performance-based incentives. Theoretically, this research contributes by integrating Islamic ethical principles—amanah (trust), ihsan (excellence), and maslahah (public welfare)—into the framework of strategic management, thus providing a holistic model for public-sector halal governance and offering practical implications for improving local policy implementation and institutional performance.
Co-Authors Aji Prasetyo, Aji Muhammad Yazid Saniatul Khafshoh Yazid , Muhammad Zulfa, Arinatuz