Claim Missing Document
Check
Articles

Found 2 Documents
Search
Journal : Journal of Management Analytical and Solution

Effect of Capital Adequacy Ratio, Return On Assets, Operating Costs On Operating Income, Loan To Deposits Ratio On Profit Growth (Case Study On Banking On The Indonesia Stock Exchange For The Period 2016-2019) Fajar Putra, Adika; Arif Lubis, Muhammad; Simanjuntak, Saroha
Journal Of Management Analytical and Solution (JoMAS) Vol. 1 No. 1 (2021): Journal Of Management Analytical and Solution
Publisher : TALENTA Publisher, Universitas Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (634.524 KB) | DOI: 10.32734/jomas.v1i1.5242

Abstract

This research was conduted find out how the partial and simultan influence of financial performance that is Capital Adequacy Ratio (X1), Return On Assets (X2), Operational Expense to Operational Income Ratio (X3) and Loan to Deposits Ratio (X4) on the profit growth (Y). The research data used are banking company data for 2016-2019 and taken from idx.co.id. The population in this research amounted to 61 banking companies with a sample of 12 companies. This research was conducted from july 2020 to November 2020. This research used quantitative data that was processed with SPSS 25.0 with Multiple linear regression  analysis.  The  results  showed that  capital  adequacy ratio, loan to deposits ratio and Operational Expense to Operational Income Ratio had a significan effect on profit growth while the return on assets did not significantly influence to profit growth. Simultaneously, Capital Adequacy Ratio, Return On Assets, Operational Expense to Operational Income Ratio and Loan to Deposits Ratio and significantly influence to profit growth with a coefficient of 26,7% while the remaining 73.3% is influenced by other factors.
Information System Quality and Student Satisfaction: An Empirical Analysis of the SATU USU System at Universitas Sumatera Utara Fajar Putra, Adika; Juniarsih, Triara
Journal Of Management Analytical and Solution (JoMAS) Vol. 6 No. 1 (2026): Journal Of Management Analytical and Solution
Publisher : TALENTA Publisher, Universitas Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32734/jomas.v6i1.24785

Abstract

This study investigates the influence of information quality within the SATUUSU academic information system on student satisfaction at the Faculty ofVocational Studies, Universitas Sumatera Utara. The research employs aquantitative approach using Partial Least Squares–Structural Equation Modeling(PLS-SEM) to analyze the relationship between information quality and studentsatisfaction. A total of 105 respondents were selected from a population of 2,500active students using the Slovin formula with a 10% margin of error. Informationquality was measured through five indicators: accuracy, completeness,relevance, clarity, and timeliness. Student satisfaction was assessed usingindicators of ease of use, interface satisfaction, perceived usefulness, systemsuitability, and overall satisfaction. The measurement model results demonstratestrong validity and reliability, indicated by outer loading values exceeding 0.70,Average Variance Extracted (AVE) values above 0.50, and composite reliabilityvalues greater than 0.90. The structural model analysis shows an R-square valueof 0.802, indicating that information quality explains a substantial proportion ofthe variance in student satisfaction. Bootstrapping results confirm a significantpositive effect of information quality on student satisfaction (β = 0.896; t =30.165; p < 0.001). These findings highlight the critical role of high-qualityinformation in improving user satisfaction with academic information systems inhigher education institutions.