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All Journal EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan) Sharing: Journal Of Islamic Economics, Management And Business
Lubis, Romatua
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Economics, Econometrics & Finance

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THE INFLUENCE OF ZAKAT LITERACY, INCOME AND BELIEFS ON MUZAKKI'S DECISION TO PAY ZAKAT VIA FINTECH PLATFORM IN PADANG LAWAS DISTRICT-NORTH SUMATRA Lubis, Romatua
Sharing: Journal of Islamic Economics Management and Business Vol. 2 No. 2 (2023): Desember 2023
Publisher : Program Studi Ekonomi Syariah Fakultas Agama Islam Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/sharing.v2i2.21776

Abstract

The aim of this research is to find out whether Zakat Literacy, Income and Trust have a partial and simultaneous influence on the muzakki's decision to pay zakat via the Fintech Platform in Padang Lawas Regency. To find out what variables have the most influence on the muzakki's decision to pay zakat via the Fintech Platform in Padang Lawas Regency. and to find out whether the method of paying zakat carried out by the people of Padang Lawas Regency is in accordance with Sharia Economic Principles. The data collection methods used were questionnaires, observation and documentation. Then analyzed using SEM (Structural Equational Model) with Multiple Regression analysis using the Smart PLS (Partial Least Square) application. The research results show that Zakat Literacy, Income and Trust have a partial and simultaneous influence on muzakki's decision to pay zakat via the Fintech Platform in Padang Lawas Regency. Zakat literacy has the most dominant influence on muzakki's decision to pay zakat via the Fintech Platform in Padang Lawas Regency, and zakat payments made by the people of Padang Lawas Regency via the Fintech Platform are in accordance with the teachings and principles of Sharia Economics.
Faktor-Faktor Yang Mempengaruhi Keputusan Nasabah Menabung Di Bank Syariah Hamdani, Ahmad Syukron; Rammatullah, Salim; Lubis, Romatua; Hasibuan, Lempang
EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan) Vol 8 No 1 (2024): EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan)
Publisher : STIES INDONESIA PURWAKARTA Dan MES PURWAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37726/ee.v8i1.1085

Abstract

The increasing quantity of sharia banking and the decreasing market share of sharia banking and Indonesia's population of more than 100 million people are a challenge in attracting customers' decisions to use sharia banking products. The aim of this research is to determine the influence of promotional mix, service quality, bank characteristics and physical objects of Islamic banks on customers' decisions to save at Islamic banks. The sample used by BRI Syariah KC Malang Soekarno Hatta bank customers was 75 respondents. The analytical method used is multiple linear regression. The aim is to determine the relationship between independent variables and dividend variables. The findings from this research show that there are three independent variables that have a significant effect on the dependent variable. Namely the promotional mix, bank characteristics and physical objects of Islamic banks. Furthermore, service quality has no significant effect. Based on the four variables used, the coefficient of determination is 68.3% and the remainder is influenced by variables not examined in this research.
Co-Authors Hamdani, Ahmad Syukron Hasibuan, Lempang Rammatullah, Salim