Jeconiah, Bernadeta Adriana Sandra
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Ketidaklayakan Pembentukan Peraturan Pemerintah Pengganti Undang-Undang dengan Metode Omnibus Law Kishan, Marcelino Ceasar; Yanto, Oliviani; Jeconiah, Bernadeta Adriana Sandra
Kertha Patrika Vol 46 No 1 (2024)
Publisher : Fakultas Hukum Universitas Udayana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24843/KP.2024.v46.i01.p01

Abstract

This article discusses the government’s acrobatics in forming the Government Regulation in Lieu of Law (as known as Perppu) using the omnibus law method which has caused controversy. The studied aspect is the feasibility of Perppu to be able to use the omnibus law method. Looking further, Law Number 13 of 2022 on the Second Amendment to Law Number 12 of 2011 on The Establishment of Laws and Regulations has restrained the use of omnibus law method in forming laws with the necessity to enact through planning documents. Based on the Legal Restraint perspective, this article is in a negative position to legitimize the use of the omnibus law method in Perppu. The rationalization is because Perppu was formed without using planning documents and it cannot take refuge in an emergency clause which obliges it to grant unlimited exceptions. The force to form Perppu using the omnibus law method is a form of a Constitutional Dictatorship that also in the process of enacting it has the potential to create constitutional chaos. In elaborating the legal issue, the research method used in this article is normative legal research with statutory approaches, conceptual approaches, comparative approaches, and historical approaches.
ANALISIS PRINSIP FIVE LETTER C’S OF CREDIT DALAM MENGANALISIS KREDIT NASABAH DI PT. BPR KRIDAHARTA Jeconiah, Bernadeta Adriana Sandra; Aji, Julia Vionadia
Jurnal Ilmu Hukum: ALETHEA Vol. 6 No. 1 (2022): Jurnal Ilmu Hukum: ALETHEA
Publisher : Fakultas Hukum Universitas Kristen Satya Wacana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24246/alethea.vol6.no1.p51-63

Abstract

Penelitian ini membahas implementasi prinsip five letter c’s of credit dalam menganalisis kredit nasabah di PT.BPR Kridaharta. Prinsip five letter c’s of credit penting untuk diimplementasikan karena erat terkait dengan prinsip kehati-hatian bank dalam memberikan kredit pada nasabah. Isu hukum yang diangkat Penulis dalam Penelitian ini adalah “apakah PT BPR Kridaharta sudah menerapkan prinsip five letter c’s of credit dalam menganalisis kredit nasabah?” Penelitian ini berkesimpulan bahwa PT BPR Kridaharta sudah mengimplementasikan prinsip five letter c’s of credit melalui dokumen “analisa kredit” yang dibuat oleh bank pada saat nasabah mengajukan kredit. Dokumen tersebut berisi analisis prinsip five letter c’s of credit nasabah. Metode penelitian yang digunakan yaitu penelitian hukum normatif-empiris (applied law reserach).