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All Journal Jurnal Ekonomi Syariah dan Bisnis Strata Social and Humanities Studies
Millah, Aep Syaeful
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Religion Arts Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences

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Pengaruh Modal Usaha dan Kualitas Produk Terhadap Kinerja UMKM dengan Kompetensi Kewirausahaan Sebagai Variabel Intervening Millah, Aep Syaeful; Yusuf, Ayus Ahmad; Jaelani, Aan
Strata Social and Humanities Studies Vol. 2 No. 1 (2024): April
Publisher : CV. Strata Persada Academia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59631/sshs.v2i1.192

Abstract

Micro, Small and Medium Enterprises (MSMEs) in Indonesia hold a paramount position in national economic advancement, serving as the backbone of the economy and playing a crucial role in fostering economic growth. The performance of these enterprises can be evaluated based on their business capital, product standards, and entrepreneurial skills. This study delves into the impact of business capital and product quality on MSME performance, mediated by entrepreneurial competence, specifically within Kuningan District/Regency. Employing a quantitative research approach, the study targets MSME operators, particularly those engaged in food production, with a sample size of 85 respondents. The findings reveal that business capital and product quality collectively positively and significantly influence MSME performance. Furthermore, when analyzed individually, both factors significantly impact MSME performance. Moreover, business capital and product quality positively and significantly affect MSME performance through their influence on entrepreneurial competence. Ultimately, entrepreneurial competence emerges as a critical determinant of MSME performance, displaying a positive and significant relationship with overall business success.
Pengaruh Pembiayaan Murabahah Terhadap Pendapatan UMKM (BMT Al Bahjah Kuningan) Millah, Aep Syaeful
Maro: Jurnal Ekonomi Syariah dan Bisnis Vol. 8 No. 1 (2025)
Publisher : Prodi Ekonomi Syariah Universitas Majalengka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31949/maro.v8i1.14077

Abstract

Indonesia’s micro, small, and medium enterprises (MSMEs) are important in national economic development. Through financing at BMT, MSMEs can develop their businesses according to expectations. This research was conducted to analyze the magnitude of the influence of murabahah financing on MSME income in BMT Al Bahjah District. Brass. The method used in this research is a type of quantitative research. This research uses a saturated sampling technique. The total sample was 40 respondents who were customers or members who obtained murabahah financing. The data collection method used in this research was a questionnaire. The data obtained was processed using SPSS software. The data analysis method uses the normality test, simple linear regression analysis, coefficient of determination (R²), and significant T-test. The results of this study show that the murabahah financing variable has a positive and significant effect on MSME income with a calculated t value = 8.716 > t table = 2.024 and the significant value is 0.000 <0.05. The limitation of this research is the use of only one variable, namely murabahah financing, and its limited scope.
Co-Authors Aan Jaelani Ayus ahmad Yusuf