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All Journal Multidiciplinary Output Research for Actual and International Issue (Morfai Journal) Aspirasi : Publikasi Hasil Pengabdian dan Kegiatan Masyarakat Journal of Islamic Economics and Finance Marsialapari: Jurnal Pengabdian Kepada Masyarakat
Faisal Umardani Hasibuan
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Implementasi Program KPR Syariah Bersubsidi terhadap Masyarakat Berpenghasilan Rendah di Bank Tabungan Negara (BTN) Kota Langsa Aceh Faisal Umardani Hasibuan
ASPIRASI : Publikasi Hasil Pengabdian dan Kegiatan Masyarakat Vol. 2 No. 2 (2024): Maret : ASPIRASI : Publikasi Hasil Pengabdian dan Kegiatan Masyarakat
Publisher : Asosiasi Periset Bahasa Sastra Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/aspirasi.v2i2.452

Abstract

This research is entitled “Effectiveness of Subsidized Sharia Mortgage Financing for Low- Income Communities at BTN Syariah Langsa City. This study uses a qualitative descriptive method, with the formulation of the problem, 1) How is the implementation of Islamic mortgage financing for low-income customers at Bank BTN Langsa City?, 2) How is the effectiveness of Islamic mortgage financing for low-income people at Bank BTN Langsa City?, from the results of the research of the bank and the dispatcher have followed the regulations from the government from the housing mortgage program, but with regulations from the government, the depeloper is an obstacle they cannot freely choose customers, with regulations made by the government even though people who are gardeners are farmers and fishermen even though they are able to take mortgage housing, there are also people who feel helped by the KPR program from thegovernment.
Pengaruh Produk, Promosi, Dan Kualitas Terhadap Keputusan Untuk Menjadi Nasabah Bank Syariah Indonesia KC Kuala Simpang Faisal Umardani Hasibuan
Journal of Islamic Economics and Finance Vol. 1 No. 4 (2023): November: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v1i4.461

Abstract

The purpose of this study was to determine the effect of product, promotion and service quality on the decision to become a customer at Bank Syariah Indonesia KC Kuala Simpang. The type of research used in this study is quantitative. The data collection technique used is a questionnaire. The population in this study were all customers at Bank Syariah Indonesia (BSI) KC Kuala Simpang, which at the end of 2019 totaled 1242 customers, while the sample in this study totaled 93 people. Data analysis techniques using the classical assumption test, multiple linear regression test, hypothesis testing and coefficient of determination test. The results of the study show that the product influences the decision to become a customer at Bank Syariah Indonesia KC Kuala Simpang. This is evidenced by the sig value of the product variable, namely 0.006 <0.05 (significance level) and the t-count value of 3.932 > 1.9869 (t-table). Promotion influences the decision to become a customer at Bank Syariah Indonesia KC Kuala Simpang. This is evidenced by the sig value of the promotion variable, which is 0.019 <0.05 (significance level) and the t-count value is 2.531 > 1.9869 (t-table). Service quality influences the decision to become a customer at Bank Syariah Indonesia KC Kuala Simpang. This is evidenced by the sig value of the service quality variable, which is 0.025 <0.05 (significance level) and the t-count value is 2.145 > 1.9869 (t-table). Products, promotions and service quality simultaneously influence the decision to become a customer at Bank Syariah Indonesia KC Kuala Simpang. This is proven based on the results of the F test obtained a sig value of 0.000 <0.05 (significant level α) and F count of 7.814 and it is known that df1 = k-1 = 4-1 = 3 and df2 = N-k = 93-4 = 89 ( F table = 2.71). So that F count > F table (7.814 > 2.71).
PEMBERDAYAAN WIRAUSAHA MUDA DESA MELALUI PELATIHAN KEWIRAUSAHAAN BERBASIS POTENSI LOKAL Faisal Umardani Hasibuan; Lisdayanti Octavia; Kiambang Mayang Sari
Marsialapari: Jurnal Pengabdian Kepada Masyarakat Vol. 2 No. 3 (2025): Nopember
Publisher : Yayasan Baitul Hikmah al-Zain

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63424/marsialapari.v2i3.461

Abstract

Pemberdayaan kewirausahaan menjadi salah satu strategi utama dalam meningkatkan kesejahteraan masyarakat desa secara berkelanjutan. Program pengabdian masyarakat ini bertujuan untuk meningkatkan kapasitas wirausaha muda di Desa X melalui pelatihan kewirausahaan berbasis potensi lokal, khususnya di bidang produk olahan pertanian. Metode pelaksanaan mencakup sosialisasi, pelatihan intensif, pendampingan bisnis, serta digitalisasi pemasaran. Hasil kegiatan menunjukkan adanya peningkatan pengetahuan kewirausahaan, motivasi usaha, serta munculnya lima unit usaha baru yang dijalankan oleh pemuda desa. Pengabdian ini menegaskan pentingnya pendekatan partisipatif dan kolaboratif dalam menumbuhkan ekosistem kewirausahaan lokal.  
REINTERPRETATION OF MAQASHID SHARIA BASED ON MAṢLAḤAT IN THE DEVELOPMENT OF CONTEMPORARY ISLAMIC ECONOMICS Muslim Marpaung; Faisal Umardani Hasibuan; Dewi Atika; Rahmad Cahyadi; Zulkarnaen
Multidiciplinary Output Research For Actual and International Issue (MORFAI) Vol. 6 No. 2 (2026): Multidiciplinary Output Research For Actual and International Issue
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/morfai.v6i2.4960

Abstract

Digital transformation has become inevitable for micro, small, and medium enterprises (MSMEs) in Indonesia. However, MSMEs' preparedness and resilience to digital disruption still vary. According to data from the Ministry of Cooperatives and SMEs, more than 64 million MSMEs contribute 60% of the national Gross Domestic Product (GDP), yet only a small portion are truly digitalized. This study aims to analyze the differences in resilience between Sharia-compliant MSMEs and conventional MSMEs in Medan City in facing digital disruption, by examining aspects of adaptation strategies and the values of Maqasid Sharia. This research method uses a qualitative-descriptive approach through literature analysis, semi-structured interviews, and secondary data from official government reports and scientific publications. The research results show that conventional MSMEs are quicker to adopt digital technology, while Sharia MSMEs have more stable social resilience and customer loyalty due to their ethical and trust-based foundation based on Islamic principles. The implications of this research demonstrate the importance of integrating Maqasid Sharia values into MSME digitalization strategies to achieve sustainable economic resilience.
Co-Authors Dewi Atika Kiambang Mayang Sari Lisdayanti Octavia Muslim Marpaung Rahmad Cahyadi Zulkarnaen