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All Journal Ulul Albab: Jurnal Studi dan Penelitian Hukum Islam Al Fawatih: Jurnal Kajian Al Quran dan Hadis Yurisprudentia: Jurnal Hukum Ekonomi
Hasibuan, Badai Husain
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Religion Humanities Economics, Econometrics & Finance Social Sciences

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METODE TAFSIR AL-QUR’AN; ANALISIS KEUNTUNGAN TANTANGAN DAN PERBANDINGAN ANTARA ERA DIGITAL DAN TRADISIONAL Hasibuan, Rizky Ahmadi; Hasibuan, Badai Husain; Mujahid, Said
Al FAWATIH:Jurnal Kajian Al Quran dan Hadis Vol 6, No 1 (2025)
Publisher : Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/alfawatih.v6i1.14298

Abstract

Technological developments in the digital age have brought about major changes in the way people study, understand and access the Qur'an. With the advent of various digital platforms, the traditional method of tafsir, which used to be done through physical encounters and printed texts, is changing. Muslims can study the Qur'ān more easily and widely through tafsir available in the form of apps, websites and social media. Among the features that make these tafsir methods more interactive are verse searches, translations in multiple languages, and access to contemporary and classical commentaries. Traditional methods include thematic, tahlili, and analytical commentaries that rely on oral and written explanations. Digital methods use interactive and visual platforms such as YouTube and social media to enhance understanding. This article discusses the impact of digital technology on the development of tafsir methods. It covers advantages such as convenience and speed, as well as issues such as verification of tafsir authority and the possibility of misinterpretation caused by the spread of inaccurate information. It also emphasizes how important it is for scholars to use technology to ensure that Qur'anic exegesis is correct and pure in the digital age.
Analysis of Fatwa Regarding Sharia Credit Cards and Their Relevance to the Development of Islamic Banking in Indonesia and Bahrain Ramadhan, Suci; Rambe, Toguan; Hasibuan, Badai Husain; Harahap, Abdul Aziz
Ulul Albab: Jurnal Studi dan Penelitian Hukum Islam Vol 7, No 1 (2023): Vol. 7, No. 1, October 2023
Publisher : Universitas Islam Sultan Agung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30659/jua.v7i1.23425

Abstract

This research aims to analyze fatwas on Sharia credit cards and their relevance to the development of Islamic banking in Indonesia and Bahrain. This qualitative study uses a text and context approach. The main data used are fatwas from DSN-MUI and the Sharia Supervisory Board of Bank Islam Bahrain regarding Sharia credit cards, supported by books, scientific articles, and reports on the development of Islamic banking. Data were collected through documentation techniques and analyzed using descriptive analysis. This study concludes that Sharia credit cards, as outlined in the fatwas of the National Sharia Council of the Indonesian Ulema Council (DSN-MUI) and the Sharia Supervisory Board of Bank Islam Bahrain (SSB-BIsB), are permissible as transaction tools based on legal principles, contract provisions, wage and service provisions, penalties, and limits in accordance with Sharia principles. Specifically, in Bahrain, fatwas must refer to the standards of the Accounting and Auditing Organization for Islamic Finance Institutions (AAOIFI). Currently, the use of Sharia credit cards in Bahrain is experiencing significant growth, while in Indonesia, public interest in using Sharia credit cards remains relatively low. The findings of this research can serve as policy studies for fatwa institutions and Islamic banking to enhance the growth of Sharia credit cards as a Sharia financing instrument for the public, particularly in Indonesia.
AKAD IJARAH MUNTAHIYAH BITTAMLIK PADA PEMBIAYAAN PROPERTI SYARIAH: ANALISIS HUKUM EKONOMI DAN FATWA DSN-MUI NO. 27/III/2002 Hasibuan, Badai Husain
Yurisprudentia: Jurnal Hukum Ekonomi Vol 11, No 2 (2025): Edisi Juli-Desember
Publisher : Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/yurisprudentia.v11i2.17419

Abstract

This study examines the Islamic economic system with a focus on the Ijarah Muntahiyah Bittamlik (IMBT) contract as a form of financing that is widely used by Sharia Financial Institutions (LKS), especially in the property sector. This contract is a combination of the concepts of ijarah (lease rent) and tamlik (transfer of ownership) which is carried out after the lease period ends. IMBT is considered an alternative financing that is in accordance with sharia principles because it does not contain elements of riba like conventional financing. However, in practice, the implementation of this contract often raises problems, including incompatibility with the contract with the principles and terms of the contract, as well as deviations from the provisions in the DSN-MUI Fatwa No. 27/DSN-MUI/III/2002. One of the irregularities that occurred was the merger of the lease and sale and purchase contracts in one contract, which gave rise to elements of gharar and tasyabbuh with riba. This study uses a juridical normative method with three main approaches, namely the legislative approach, the conceptual approach, and the fatwa and doctrine approach. Data were obtained through literature studies and analyzed descriptively-analytically. The results of the study show that the Ijarah Muntahiyah Bittamlik contract has a legal duality, namely as a lease contract at the initial stage and a transfer of ownership contract at the end of the lease period. DSN-MUI Fatwa No. 27/DSN-MUI/III/2002 requires the separation between ijarah and tamlik contracts through promises (wa'd) that are not legally binding. However, practice in the field shows that Islamic financial institutions still combine the two contracts, and there is an imbalance of responsibility between banks and customers regarding costs and risks during the lease period. This harms the principles of justice ('adl) and balance (tawazun) in Islamic economic law. Therefore, improvements are needed in contractual aspects, regulations, and increased understanding of the essence of IMBT so that its implementation is truly in accordance with sharia principles.
Co-Authors Harahap, Abdul Aziz Hasibuan, Rizky Ahmadi Mujahid, Said Rambe, Toguan Suci Ramadhan