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All Journal al-Afkar, Journal For Islamic Studies
Asep Dadang Hidayat
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Social Sciences

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Development Model of Basic Principles of Consumption in an Islamic Microeconomic Perspective Asep Dadang Hidayat; Chandra; Mohamad Anton Athoillah
al-Afkar, Journal For Islamic Studies Vol. 6 No. 3 (2023)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v6i3.708

Abstract

The activity of fulfilling basic needs that humans need, one of which must make a sacrifice by giving up something of value or value for something they want. The activity in question that humans commonly do is buying and selling. Islam views the concept of buying and selling as a tool to make humans more mature in thinking and carrying out various economic activities. This research aims to answer, describe and analyse the Object of Consumption, Assumptions of Consumer Behaviour, and Principles of Consumer Behaviour, as well as Consumer Satisfaction Criteria. The research method used is a literacy study or library research. The results of this study indicate that: Consumption is not just an activity of eating or drinking, but is an activity in using goods or services that can directly satisfy individual human needs. Thus consumption can be concluded as an activity to fulfil needs in order to achieve satisfaction, Consumption assumptions must prioritise aspects of morality and social responsibility, Consumption is at least controlled by five principles, namely: Justice, cleanliness, simplicity, generosity and morality, factors that affect consumer satisfaction: Product, service, emotional, cost and price.
Comparative Analysis of the Monetary Policies of the Islamic State of Iran and Pakistan Asep Dadang Hidayat; Yadi Janwari; Sofyan Al-Hakim
al-Afkar, Journal For Islamic Studies Vol. 7 No. 2 (2024)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v7i2.970

Abstract

This research intends to analyse comparatively the monetary policy in Iran and Pakistan. The object of this research is the Islamic countries of Iran and Pakistan. This research is a descriptive-analytical research with qualitative research, which is a research procedure that produces descriptive data in the form of written words from people and observed behaviour, supported by literature studies. The results of this study indicate that monetary policy in Iran and Pakistan as Islamic countries, both apply Sharia-based monetary, but also opened monetary services to accommodate a number of general, commercial and or conventional economic transactions. This shows that both Iran and Pakistan apply monetary governance that is committed to Islamic law, but is inclusive of conventional ones even though it cannot dominate them.  Monetary governance in both countries plays a more direct role in economic growth, not as an effective moderator of government economic policy.
Transactional Comparative Analysis of Ijarah and Al Ijarah Al Muntakiya Bit Tamlik in Islamic Banks Asep Dadang Hidayat; Sofyan Al-Hakim; Iwan Setiawan
al-Afkar, Journal For Islamic Studies Vol. 6 No. 4 (2023)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v6i4.762

Abstract

This research is to find out how ijarah and al-Ijarah al-Muntakiya bit Tamlik (IMBT) transactions are carried out in Islamic banks. The implementation of leasing transactions with ijarah schemes and IMBT in sharia bank products is in accordance with sharia principles. The implementation of ijarah transactions in Islamic banks refers to the provisions of the Fatwa of the National Sharia Council of the Indonesian Ulema Council (DSN-MUI) and Supreme Court Regulation Number 2 of 2008 concerning Compilation of Sharia Economic Law (KHES). There is a comparison with the implementation of the transfer of ownership of the leased object to IMBT, the transfer of the object for lease can only be attempted if the ijarah contract has ended, the option for transferring the object for lease can be attempted by promise (wa'ad). buy and sell. So there are no provisions in the IMBT contract based on the transfer of object ownership by promise (wa'ad). grants, this issue is contradictory because there is a reward that must be given by the customer (mustajir) to the bank for the object of the IMBT contract.  
Co-Authors Chandra Iwan Setiawan Mohamad Anton Athoillah Sofyan Al-Hakim Yadi Janwari