Perdana, Arifin Widi
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ANALISIS PENGARUH MANAJEMEN RISIKO TERHADAP PROFITABILITAS PERUSAHAAN DENGAN GOOD CORPORATE GOVERNANCE SEBAGAI VARIABEL MODERASI Perdana, Arifin Widi; Setyaningrum, Retno Purwani; Dasman, Sunita; Aminah, Siti
Jurnal Manajemen Perbankan Keuangan Nitro Vol. 7 No. 2 (2024): Juli 2024
Publisher : LP2M IBK Nitro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56858/jmpkn.v7i2.355

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh antara manajemen risiko yang diproksikan oleh nilai (Non Performing Loan, Loan to Deposit Ratio, Capital Adequacy Ratio dan Beban Operasional Pengeluaran Operasional ) terhadap Profitabilitas yang diproksikan dengan nilai (Return On Asset dan Return On Equity) dengan Good Corporate Governance sebagai variabel moderasi pada Bank – bank Badan Usaha Milik Negara (BUMN) tahun 2015 – 2023. Metode yang dilakukan secara purposive sampling berdasarkan laporan tahunan bank – bank tersebut sedangkan metode analisis data menggunkan program SmartPLS 4 dengan hasil yang menunjukkan bahwa Manajemen Risiko berpengaruh negatif dan signifikan terhadap Profitabilitas, tidak ada hubungan antara Good Corporate Governace terhadap Profitabilitas dan Good Corporate Governance tidak mampu memoderasi hubungan antara Manajemen risiko terhadap profitabilitas meskipun secara tidak signifikan hal ini mengindikasikan perlunya optimalisasi pelaksanaan Good Corporate Governance bagi perusahaan.
Analisis Pengaruh Indikator Makroekonomi Terhadap Profitabilitas Bank Himbara Perdana, Arifin Widi; Purnamasari, Pupung; Aminah, Siti
Jurnal Manajemen Perbankan Keuangan Nitro Vol. 8 No. 1 (2025): Volume 8, Nomor 1, Januari 2025
Publisher : LP2M IBK Nitro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56858/jmpkn.v8i1.433

Abstract

This research was conducted to determine the influence of macroeconomic variables consisting of Inflation, Interest Rates, Economic Growth and Exchange Rates on Profitability which is proxied by the Return On Assets (ROA) value on the research object, namely the member banks of Himbara Bank (State Bank Association). The research method used is a quantitative method, the type of data used is panel data sourced from macroeconomic indicators for 2015 - 2023. Data processing uses SPSS 27 software, the tests carried out are classical assumption tests and hypothesis tests. The research results show that partially inflation has no effect on ROA, interest rates have no effect on ROA, economic growth has no effect on ROA and exchange rates have no effect on ROA. The results obtained indicate that macroeconomic variables do not have a significant effect on the profitability of the research object because they only have an influence of 12.5%.