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All Journal Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Community Development Journal: Jurnal Pengabdian Masyarakat Economic Reviews Journal
Ansori, Moh. Asep Zakariya
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Humanities Economics, Econometrics & Finance Education Health Professions Industrial & Manufacturing Engineering Public Health Social Sciences

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Implementasi Multi Akad Dalam Transaksi Ekonomi Syariah Setiadi, Setiadi; Hidayat, Asep Dadang; Ansori, Moh. Asep Zakariya; Athoillah, Mohamad Anton
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 6 No 2 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i2.3635

Abstract

The renewal of muamalah contracts is very important for the development of more dynamic, progressive and innovative Islamic banking products, so that they can compete with existing conventional banking products. The purpose of this study was to examine the legal basis and design of these multiple contracts and their application in Islamic banking products. The method used in this research is library research. with research. The results of this study are that one of the constructive efforts that is very helpful in developing Islamic banking products is al-jam'u bainal uqud/multi contract, this is a new contract that has never been discussed in classical fiqh books. Scholars allow these multiple contracts as long as they do not violate Islamic principles and values ​​because the purpose of the contracts is to clarify rights and obligations and avoid tyranny that leads to the benefit of humans in this world and the hereafter. Multi contracts in musyarakah mutanaqishah products, namely, syirkah, ijarah, and buying and selling, these contracts form one product, in ijarah Muntiyah bit-tamlik, namely wa'd contracts (promises), ijarah and buying and selling also form one product. These contracts become integrated or there is ta'alluq or attachment and linkages between contracts. Keywords: Multi Contract, Musyarakah Mutanaqisah, Ijarah Muntakiya Bit-Tamlik
Interpretasi Ulama tentang Signifikansi Konsep Wakaf Uang dalam Peningkatan Kesejahteraan Sosial Ansori, Moh. Asep Zakariya; Sukendar, Egi Agustian Rahmat; Shelvira, Ersa Morita; Assyfa Ridzki Indirasari; Muhammad Azril Pebriansyah; Tirta Saepul Bahri
Economic Reviews Journal Vol. 3 No. 1 (2024): Economic Reviews Journal
Publisher : Masyarakat Ekonomi Syariah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56709/mrj.v3i1.133

Abstract

Cash waqf is waqf in the form of cash that can be utilized to improve the social welfare of the community. This concept has not been widely interpreted by scholars, so its significance in improving social welfare has also not been widely studied. This study uses a qualitative method with an interpretive approach. Data were analyzed using content analysis techniques to interpret scholars' understanding of the concept and significance of cash waqf. The research results show that scholars have diverse interpretations regarding the concept of cash waqf (endowment). Most scholars understand cash waqf as a form of flexibility in waqf to increase social and economic benefits for the Muslim community. The scholars also agree that cash waqf is significant for improving social welfare by expanding the scope of welfare programs that can be funded.
PENGUATAN AKAD SYARIAH PADA KOPERASI PONDOK PESANTREN UMMUL QURO AL-ISLAMI UNTUK MEMPERKUAT KEPATUHAN SYARIAH DAN MENINGKATKAN K EPERCAYAAN MASYARAKAT MELALUI PENYUSUNAN PEDOMAN AKAD SYARIAH Ansori, Moh. Asep Zakariya; Salsa, Siti Rantiana; Qudsi, Haziratul
Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 5 No. 3 (2024): Volume 5 No. 3 Tahun 2024
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/cdj.v5i3.30226

Abstract

Penerapan akad-akad sesuai prinsip syariah merupakan aspek krusial dalam operasional koperasi syariah. Kegiatan ini bertujuan memperkuat kepatuhan syariah dan meningkatkan kepercayaan masyarakat terhadap Koperasi Pondok Pesantren Ummul Quro Al-Islami melalui penyusunan pedoman akad syariah. Metode Penelitian Tindakan Partisipatif (PTP) atau Participatory Action Research (PAR) diterapkan dengan melibatkan partisipasi aktif tim pengabdian, pengurus koperasi, anggota koperasi, dan pemangku kepentingan lainnya. Kolaborasi dilakukan dalam mengidentifikasi permasalahan, merumuskan solusi, dan mengimplementasikan solusi melalui proses siklikal perencanaan, tindakan, observasi, dan refleksi. Kegiatan meliputi penyusunan pedoman akad syariah, sosialisasi dan pelatihan, penerapan di lapangan, serta evaluasi dan perbaikan secara berkelanjutan. Hasil kegiatan menunjukkan bahwa penyusunan pedoman akad syariah cukup berhasil dalam mencapai tujuan, namun terdapat kendala dalam proses sosialisasi, pelatihan, dan penerapan di lapangan. Rekomendasi diberikan untuk meningkatkan keberhasilan program, seperti pelibatan lebih banyak pihak, penyesuaian metode sosialisasi dan pelatihan, pembentukan tim khusus pengawasan dan evaluasi, pemberian insentif dan sanksi, kerjasama dengan lembaga terkait, serta refreshment secara berkala.
Co-Authors Assyfa Ridzki Indirasari Athoillah, Mohamad Anton Hidayat, Asep Dadang Muhammad Azril Pebriansyah Qudsi, Haziratul Salsa, Siti Rantiana Setiadi Setiadi Shelvira, Ersa Morita Sukendar, Egi Agustian Rahmat Tirta Saepul Bahri