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AKAD MUDHARABAH SEBAGAI INSTRUMEN PENDANAAN DAN PEMBIAYAAN DI LEMBAGA KEUANGAN SYARIAH Asep Dadang Hidayat; Mohamad Sar’an
Asy-Syari'ah Vol 22, No 2 (2020): Asy-Syari'ah
Publisher : Faculty of Sharia and Law, Sunan Gunung Djati Islamic State University of Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/as.v22i2.10024

Abstract

Abstract: Islamic financial institutions grow and develop in Indonesia in line with regulations issued by the government after the promulgation of Law no. 21 of 2008 concerning Islamic Banking. This study aims to discuss the Mudharabah Instrument agreement as Funding and Financing in Islamic Financial Institutions. This research includes using normative juridical methods and qualitative approaches. Data sources refer to books, documents, and other relevant written sources. The results of this study indicate that although mudharabah is not explicitly presented in the Al-Qur'an and As-Sunnah, most of the scholars are considered as the operational foundation of Islamic financial institutions. However, the development of the Mudharabah Akad Concept in Islamic Financial Institutions is still needed by the concept of modern economic development.
TINJAUAN DAN KONSEP INVESTAS1 SYAR1’AH Asep Dadang
Jurnal Ilmu Akuntansi dan Bisnis Syariah (AKSY) Vol 2, No 2 (2020): AKSY : Jurnal Ilmu Akuntansi dan Bisnis Syariah
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/aksy.v2i2.9791

Abstract

This article discusses the objectives and concepts of shari'ah investment. Based on the release of the OJK Investment Alen Task Force, during 2019 there were 444 entities that were terminated for carrying out business activities that were allegedly carried out without permission from the competent authorit y and potentially detrimental to the communit y. Sharia investment is an investment based on sharia principles, both investment in the real sector and financial sector, investment cannot be separated from sharia principles. This research is qualitative with  a  literature study approach with data sources, namely secondary data from previous research and other reference data sources. lnrestment  is an investment activity in the hope that you will get a profit in the future. Islam teaches people to strive for a better life in the world and the hereafter. Having a good life in this world and  in  the hereafter that can guarantee  the  achievement  of  physical  and mental welfare (falah). The purpose  of  investing,  among  others, is to obtain maximum profits, guarantee future, protect  profits, obtain passive income, realize the desire to achieve the afterlife goals. Someone  who  will  make  an  investment  should  pay attention to the conditions that are  prohibited  and  that  are allowed in investing so that it benefits him for the world and the hereafter. With the concept that all propeny and all means of production are essentially God's absolute, whereas humans are only limited to getting the mandate to manage it to be useful in life. Keywords : Objectives, Concepts, Sharia Investment, Speculation
Wakaf Dalam Tinjauan Sosiologi Hukum Asep Dadang Hidayat; Mulyadi; Akfah Zakiah J; Gita Yusril
Mauriduna: Journal of Islamic Studies Vol 3 No 2 (2022): Mauriduna : Journal of Islamic Studies, November 2022
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat, Sekolah Tinggi Ilmu Bahasa Arab Ar Raayah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37274/mauriduna.v3i2.608

Abstract

This study aims to analyze waqf in a sociology of law review. This qualitative research, including research using descriptive analysis method, while the approach used is normative and sociological legal research approaches. Data were collected using literature study techniques that emphasize the principle of relevance. Then, the data were analyzed using qualitative data analysis techniques through the stages: studying, reducing, correcting, tabulating, categorizing, interpreting, and drawing the conclusion that waqf has a long history that has been implemented before Islam, and waqf is a sufficient socio-religious institution. it is important to increase generosity and sustain the economic life of the community. This study found that based on a sociological review of the law on waqf, where this waqf is a legal act of the community, by releasing their property to Nazhir to be used for the benefit of the general public. Hopefully the results of this research can be used as a reference for future research that is more actual and comprehensive. Penelitian ini bertujuan untuk menganalisis wakaf dalam tinjauan sosiologi hukum. Penelitian kualitatif ini, termasuk pada penelitian yang menggunakan metode deskriptif analisis, sedangkan pendekatan yang digunakan dengan pendekatan penelitian hukum normatif dan sosiologis. Data dikumpulkan menggunakan teknik studi kepustakaan yang menekankan pada prinsip relevansi. Kemudian, data dianalisis dengan menggunakan teknik analisis data kualitatif melalui tahapan mempelajari, mereduksi, mengoreksi, mentabulasi, mengkategoresasi, meninterpretasi, dan menarik kesimpulan bahwa wakaf memiliki sejarah panjang yang sudah dilaksanakan sebelum Islam, dan wakaf menjadi sebuah instansi sosial keagamaan yang cukup penting untuk meningkatkan sifat dermawan dan menopang kehidupan ekonomi masyarakat. Studi ini menemukan bahwa berdasarkan tinjauan sosiologi hukum terhadap wakaf, dimana wakaf ini merupakan perbuatan hukum masyarakat, dengan melepaskan harta benda miliknya kepada nazhir untuk dimanfaatkan menjadi kepentingan masyarakat umum. Hasil dari penelitian ini mudah-mudahan dapat menjadi suatu rujukkan bagi penelitian berikutnya yang lebih aktual dan komprehensif
MODEL TRANSAKSI AL-RAHN PERSPEKTIF NASH DAN AL-QANUN Royani Royani; Asep Dadang Hidayat; Irvan Hilmi; Ahmad Hasan Ridwan; Atang Abdul Hakim
Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Vol 7, No 01 (2023): Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam
Publisher : Sekolah Tinggi Agama Islam Al Hidayah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30868/ad.v7i01.4050

Abstract

Praktek ekonomi ditengah-tengah masyarakat terus mengalami berkembangan seiring dengan kemajuan ilmu pengetahuan. Begitu juga dengan praktek rahn (gadai) dahulu hanya baru berkutat antar individu dengan individu, tetapi kini praktek Rahn (gadai) selain antar individu juga antar individu dengan lembaga atau lembaga dengan lembaga. Dimasa kini pun praktek rahn ada yang dipakai hanya sebagai produk pelengkap dan adajuga sebagai produk tersendiri. Pembiayaan yang disertai rahn (gadai)  (al-Tamwil al-Mautsuq bi al-Rahn) dibolehkan hanya atas dasar hutang-piutang (al-Dain) yang timbul karena akad Qard (pinjaman), jual beli (al-bai’) yang tidak tunai atau sewa-menyewa (ijarah) yang pembayaran ujrahnya tidak tunai. Penelitian ini menggunakan penelitian studi literatur dengan mencari referensi teori yang relevan dengan kasus atau permasalahan yang ditemukan. Jenis data yang digunakan adalah data sekunder yang diperoleh dari jurnal, buku, dokumentasi dan internet yang kemudian dianalisis dengan menggunakan metode analisis deskriptif. 
MODEL TRANSAKSI AL-RAHN PERSPEKTIF NASH DAN AL-QANUN Royani Royani; Asep Dadang Hidayat; Irvan Hilmi; Ahmad Hasan Ridwan; Atang Abdul Hakim
Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Vol. 7 No. 01 (2023): Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam
Publisher : Sekolah Tinggi Agama Islam Al Hidayah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30868/ad.v7i01.4050

Abstract

Praktek ekonomi ditengah-tengah masyarakat terus mengalami berkembangan seiring dengan kemajuan ilmu pengetahuan. Begitu juga dengan praktek rahn (gadai) dahulu hanya baru berkutat antar individu dengan individu, tetapi kini praktek Rahn (gadai) selain antar individu juga antar individu dengan lembaga atau lembaga dengan lembaga. Dimasa kini pun praktek rahn ada yang dipakai hanya sebagai produk pelengkap dan adajuga sebagai produk tersendiri. Pembiayaan yang disertai rahn (gadai)  (al-Tamwil al-Mautsuq bi al-Rahn) dibolehkan hanya atas dasar hutang-piutang (al-Dain) yang timbul karena akad Qard (pinjaman), jual beli (al-bai’) yang tidak tunai atau sewa-menyewa (ijarah) yang pembayaran ujrahnya tidak tunai. Penelitian ini menggunakan penelitian studi literatur dengan mencari referensi teori yang relevan dengan kasus atau permasalahan yang ditemukan. Jenis data yang digunakan adalah data sekunder yang diperoleh dari jurnal, buku, dokumentasi dan internet yang kemudian dianalisis dengan menggunakan metode analisis deskriptif. 
Implementasi Multi Akad Dalam Transaksi Ekonomi Syariah Setiadi, Setiadi; Hidayat, Asep Dadang; Ansori, Moh. Asep Zakariya; Athoillah, Mohamad Anton
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 6 No 2 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i2.3635

Abstract

The renewal of muamalah contracts is very important for the development of more dynamic, progressive and innovative Islamic banking products, so that they can compete with existing conventional banking products. The purpose of this study was to examine the legal basis and design of these multiple contracts and their application in Islamic banking products. The method used in this research is library research. with research. The results of this study are that one of the constructive efforts that is very helpful in developing Islamic banking products is al-jam'u bainal uqud/multi contract, this is a new contract that has never been discussed in classical fiqh books. Scholars allow these multiple contracts as long as they do not violate Islamic principles and values ​​because the purpose of the contracts is to clarify rights and obligations and avoid tyranny that leads to the benefit of humans in this world and the hereafter. Multi contracts in musyarakah mutanaqishah products, namely, syirkah, ijarah, and buying and selling, these contracts form one product, in ijarah Muntiyah bit-tamlik, namely wa'd contracts (promises), ijarah and buying and selling also form one product. These contracts become integrated or there is ta'alluq or attachment and linkages between contracts. Keywords: Multi Contract, Musyarakah Mutanaqisah, Ijarah Muntakiya Bit-Tamlik
AL-‘URF SOLUSI ISLAM DALAM MENGHADAPI KEMAJEMUKAN DARI MASA KE MASA Hidayat, Asep Dadang; Mulyadi, Mulyadi; Gozaly, Ahmad Yusdi; Firmansyah, Ramdani
International Conference on Islamic Studies Vol. 4 No. 1 (2023): June
Publisher : Sekolah Tinggi Agama Islam Darul Ulum Banyuanyar Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58223/icois.v4i1.219

Abstract

This study aims to analyze and describe the rules of al-'Urf as an Islamic solution in dealing with pluralism in the present and the future. This qualitative research is included in research that uses descriptive analytical methods, with normative and anthropological legal research approaches. Data was collected using literature study techniques that prioritized the principle of usability. Furthermore, the data were analyzed using qualitative data analysis techniques through stages; studying, reducing, correcting, interpreting, and drawing conclusions that al'Urf has a long history which is used as evidence by the scholars in establishing law, relevant to the conditions of the era, time and place and does not contradict the Shari'ah. The results of this study are expected to be a reference for further research that is more comprehensive and more actual.
Landasan Filosofis Hukum Ekonomi Syari'ah dan Relevansinya dalam Pengembangan Strategi Marketing Hidayat, Asep Dadang; Mulyadi, Mulyadi; Nurachmad, Senki; Abdillah, Yudi Khoeri; Hasan, Jawahiroh Musfiyah Al
International Conference on Islamic Economic (ICIE) Vol. 3 No. 1 (2024): April
Publisher : Sekolah Tinggi Agama Islam Darul Ulum Banyuanyar Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58223/icie.v3i1.318

Abstract

Abstract: This research aims to investigate the legal and philosophical foundations of Syari’ah economics and its relevance in the development of marketing strategies. Syari’ah economics has unique philosophical underpinnings, involving Islamic principles, ethics, and social justice. In the business context, applying Syari’ah economic law brings financial benefits and positively impacts the company's image and customer trust. This research is a qualitative approach that uses literature analysis and descriptive studies, relevant data are collected through a comprehensive literature study, then identified and analyzed with a thematic analysis approach. The results of this study provide a better understanding of how the principles of shari'ah economic law can be applied in the development of a successful marketing strategy. It is hoped that this journal can provide insights to business practitioners, researchers, and policymakers on the potential of the Syariah economy and how to apply it to achieve success in marketing.