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QRIS: Factors Influencing Interest in Adoption by MSMEs in Semarang Regency Jihan Rahmawati; Sri Murtini; Rani Raharjanti; Prima Ayundyayasti
Mutiara: Jurnal Ilmiah Multidisiplin Indonesia Vol. 2 No. 2 (2024): JIMI - APRIL
Publisher : PT. PENERBIT TIGA MUTIARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61404/jimi.v2i2.170

Abstract

Abstract The motivation of this research is related to the use of QRIS in micro, small, and medium-sized enterprises (UMKM) in Semarang District. QRIS is a digital payment tool introduced by Bank Indonesia in 2019. The Government's initiative in launching QRIS is to make it easier for people who prefer digital payments, especially young people in Indonesia. The use of QRIS itself is increasing every year. The Governor of Bank Indonesia stated that more than 90% of UMKMs in Indonesia have used QRIS. The benefits of using QRIS for UMKM are faster payment processes, no need to prepare for money returns, increased sales turnover, easier settlement process, and financial discipline. The model used in this study is the Technology Accepted Model (TAM). TAM is a method to measure individual reception to the use of information technology systems. This research uses a quantitative descriptive approach. Micro, small, and medium-sized enterprises (UMKM) are used as populations in this study. In the sample selection, the researchers conducted the dissemination of the questionnaire with two events, namely online and offline. The samples obtained after the implementation of disseminated questionnaires and according to the conditions of the research sample are as many as 210 UMKM. Further, SmartPLS version 4 software is used for data processing. The findings from this study are that product knowledge variables significantly affect the use of QRIS. Perceived usefulness variables have also been found to influence the use. The same thing was also found in the perceived ease of use variable. Other findings that are backward related to the perception of risk variables. On this variable, it has been found that there is a negative influence against the use, so, it can be concluded that UMKM in Semarang district is still afraid related to financial risk as a result of the QRIS use.
Desain dan Perancangan Sistem Bimbingan Skripsi dengan Model Total Architecture System (TAS) Studi Kasus pada Jurusan Akuntansi Politeknik Negeri Semarang Afiat Sadida; Sarana Sarana; Agus Suwondo; Prima Ayundyayasti
ARZUSIN Vol 5 No 4 (2025): AGUSTUS
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/arzusin.v5i4.7149

Abstract

The absence of an integrated thesis supervision system in the Accounting Department of Politeknik Negeri Semarang presents a significant issue, given the importance of monitoring the supervision process to support timely student graduation. This study aims to design an effective thesis supervision management system that facilitates the monitoring and management of the supervision process. The research employs a system development approach based on Unified Modelling Language (UML) within the Total Architecture Synthesis (TAS) framework. The database utilized is MySQL, supported by the XAMPP web server. System requirements were gathered through observations and interviews with academic supervisors and department administrators. The outcome of the study is a system design comprising database architecture, user interface prototypes, and a structured supervision workflow. The system is designed to assist lecturers and students in tracking supervision progress, minimizing administrative barriers, and supporting the achievement of higher education Key Performance Indicators (KPIs). Practically, this study delivers a prototype system that can be implemented in the Accounting Department or adapted by other programs with similar needs. Theoretically, it contributes to the development of information technology-based supervision management models in vocational education settings.