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All Journal INFORMATIKA Istithmar: Jurnal Studi Ekonomi Syariah RISK : Jurnal Riset Bisnis dan Ekonomi
Setyo Hartono
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Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Electrical & Electronics Engineering Mechanical Engineering

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PENGARUH STRUKTUR KEPEMILIKAN BANK DALAM PENGAMBILAN RISIKO BANK DI INDONESIA (RISK-TAKING) Setyo Hartono
RISK : Jurnal Riset Bisnis dan Ekonomi Vol. 5 No. 1 (2024): Mei
Publisher : Universitas Kadiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30737/risk.v5i1.5787

Abstract

Another function of the bank is as a trust service in which the bank carries out money transfers. The function of banks illustrates that the existence of banks is important in a country's economy. Government ownership tends to be more difficult to reject government interference through decision making and policy, while privately owned banks tend to be more able to reject or oppose government policies that are expected to disrupt the running of the company. This research uses 3 (three) types of variables, namely, dependent, independent and control variables. The dependent variable in this research is the risk taking carried out by the bank, and the independent variable in this research is the bank ownership structure. Meanwhile, the control variables are bank size, bank efficiency, bank loan to deposits ratio (LDR), and bank capital adequacy ratio (CAR). regression test using a robustness check with the dependent variable bank risk taking (LnZscore) it can be concluded that the independent variable bank ownership structure (Ownership) has no significant effect on bank risk taking (LnZscore).
Optimalisasi Digital Marketing dan Sertifikasi Halal pada Produk UMKM Agus Subandono; Astoeti Carlina Juniwardhani; Setyo Hartono; Muhammad Alfasa Ilham Haq
Istithmar Vol. 9 No. 1 (2025): Istithmar : Jurnal Studi Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Syekh Wasil Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/istithmar.v9i1.2161

Abstract

Penelitian ini secara fundamental berfokus pada kajian optimalisasi digital marketing dan sertifikasi halal pada produk Usaha Mikro, Kecil, dan Menengah (UMKM). Metodologi penelitian yang diimplementasikan dalam studi ini adalah metode deskriptif kualitatif, yang didukung oleh pemanfaatan sumber data primer dan sekunder untuk mencapai kedalaman dan komprehensivitas analisis. Hasil penelitian menyimpulkan bahwa optimalisasi digital marketing dan sertifikasi halal pada UMKM di Desa Besowo masih belum mencapai tingkat yang diharapkan. Potensi sinergis antara keduanya dalam meningkatkan daya saing produk dan memperluas pasar belum dimanfaatkan secara efektif. Digital marketing memiliki potensi besar untuk mempromosikan sertifikasi halal sebagai unique selling proposition, yang dapat meningkatkan kepercayaan konsumen dan akses pasar. Namun, upaya integrasi ini terkendala oleh kurangnya kesadaran pemahaman pelaku UMKM, keterbatasan sumber daya, dan kapabilitas manajerial. Penelitian ini menekankan perlunya intervensi terstruktur melalui program edukasi dan pendampingan untuk memberdayakan UMKM dalam memanfaatkan kedua elemen ini secara optimal.
ANALISA PENGARUH PENGGANTIAN KWH METER PASCABAYAR TUA TRAFO HL237 TERHADAP EFEKFIVITAS KWH JUAL DI ULP NGANJUK Trisno Sanyoto; Muhammad Septian Wijaya; Agus Subandono; Setyo Hartono
Informatika: Jurnal Teknik Informatika dan Multimedia Vol. 3 No. 2 (2023): Oktober : JURNAL TEKNIK INFORMATIKA DAN MULTIMEDIA
Publisher : LPPM Politeknik Pratama Kendal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/informatika.v3i2.1621

Abstract

The magnitude of electricity consumption in the service area of PT. PLN (Persero) ULP Nganjuk has become a serious concern for the company. High levels of electricity usage require accurate measurement to ensure proper energy transactions and reliable revenue calculations. PT. PLN (Persero) ULP Nganjuk aims to prevent errors at energy transaction points, particularly at kWh meters that are categorized as old due to long periods of use. Aging kWh meters tend to experience a decline in performance and accuracy, which can result in electricity consumption not being recorded correctly. This condition may lead to inaccurate energy transactions and potential revenue losses for the company. To achieve more accurate and reliable energy transaction data, PT. PLN (Persero) ULP Nganjuk is actively optimizing the replacement of old kWh meters with newer and more modern units. Through this replacement program, it is expected that electricity consumption can be measured precisely, energy transactions can be calculated accurately, and unrecorded or miscalculated energy usage that affects company income can be significantly minimized.
Co-Authors Agus Subandono Astoeti Carlina Juniwardhani Muhammad Alfasa Ilham Haq Muhammad Septian Wijaya Trisno Sanyoto