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Pentingnya pembentukan kebiasaan menabung sejak dini untuk mempersiapkan masa depan siswa TK Juwono, Angela; Widjaja, Audrey Cerelia; Linawati, Nanik
Penamas: Journal of Community Service Vol. 4 No. 1 (2024): Penamas: Journal of Community Service
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/penamas.v4i1.870

Abstract

Financial problems often come unexpectedly. Applying adequate financial management is the primary key to facing future financial challenges. Therefore, sufficient knowledge is needed to build proper habits for managing money. Community service activities provided to TK Petra 9 Surabaya students involved three kindergarten classes, each consisting of 22 to 23 students. This program aims to introduce proper money management habits early on as a preparation for a stable future financial condition. In its implementation, the method used is service learning, which can directly cultivate awareness of problem-solving. The application of this method included watching puppet shows, coloring pictures of professions, ice-breaking, and making piggy banks. Puppet show activities positively influence students' character development, while coloring and making piggy banks help sharpen children's motor skills. Therefore, community service activity has been proven to have a constructive impact on the early childhood development of good habits.
Risk tolerance dan niat investasi berisiko di kalangan mahasiswa: Peran literasi keuangan sebagai variabel moderasi Juwono, Angela; Tan, Felice Carmelite Aprilie; Sudarsono, Jethson Edbert; Anastasia, Njo
Journal of Accounting and Digital Finance Vol. 5 No. 1 (2025): Journal of Accounting and Digital Finance
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/jadfi.v5i1.1466

Abstract

Various factors influence the decision-making process in investment. This study examines the effect of risk tolerance on risky investment intention among university students, with financial literacy as a moderating variable. A quantitative causal approach was employed, using questionnaires distributed via Google Forms. The research sample consisted of 100 university students selected through purposive sampling. Data analysis was conducted using SmartPLS 4.0. The results indicate that risk tolerance significantly influences risky investment intention, whereas financial literacy does not significantly affect risky investment intention. Financial literacy does not moderate the relationship between risk tolerance and risky investment intention. A high level of financial literacy does not necessarily ensure a person's willingness to engage in risky investments. Other factors, such as prior investment experience and psychological factors influence investment decisions. Individuals must understand and manage their emotions and evaluate risk tolerance levels to make wiser investment decisions.
Dampak notifikasi merger dan akuisisi terhadap return saham pada perusahaan perbankan Indonesia Juwono, Angela; Widjaja, Audrey Cerelia; Tan, Felice Carmelite Aprilie; Wijaya, Feysya Sandrina; Melinda, Graceline
Journal of Management and Digital Business Vol. 5 No. 2 (2025): Journal of Management and Digital Business
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/jmdb.v5i2.1825

Abstract

The increase in merger and acquisition activity both globally and nationally, particularly in the Indonesian banking sector, highlights the urgency of conducting an in-depth analysis of its impact on stock prices. This study aims to examine the effect of merger and acquisition announcements on the stock returns of banking companies in Indonesia, focusing on abnormal returns and cumulative abnormal returns during the period from 2020 to 2024. The research employs the event study method with two observation windows: 30 and 90 days, each consisting of 15 and 45 trading days before and after the announcement date. Merger and acquisition announcement data were obtained from the official website of Komisi Pengawas Persaingan Usaha. The sample includes five merger and acquisition events involving Indonesian banking institutions as acquirers, with actively traded shares on the Indonesia Stock Exchange. The results show that merger and acquisition announcements had no significant impact on abnormal returns or cumulative abnormal returns, in either short-term or long-term windows. This condition indicates that the market responded neutrally to the announcements observed.