Claim Missing Document
Check
Articles

Found 2 Documents
Search

Risk tolerance dan niat investasi berisiko di kalangan mahasiswa: Peran literasi keuangan sebagai variabel moderasi Juwono, Angela; Tan, Felice Carmelite Aprilie; Sudarsono, Jethson Edbert; Anastasia, Njo
Journal of Accounting and Digital Finance Vol. 5 No. 1 (2025): Journal of Accounting and Digital Finance
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/jadfi.v5i1.1466

Abstract

Various factors influence the decision-making process in investment. This study examines the effect of risk tolerance on risky investment intention among university students, with financial literacy as a moderating variable. A quantitative causal approach was employed, using questionnaires distributed via Google Forms. The research sample consisted of 100 university students selected through purposive sampling. Data analysis was conducted using SmartPLS 4.0. The results indicate that risk tolerance significantly influences risky investment intention, whereas financial literacy does not significantly affect risky investment intention. Financial literacy does not moderate the relationship between risk tolerance and risky investment intention. A high level of financial literacy does not necessarily ensure a person's willingness to engage in risky investments. Other factors, such as prior investment experience and psychological factors influence investment decisions. Individuals must understand and manage their emotions and evaluate risk tolerance levels to make wiser investment decisions.
Pendampingan Literasi Keuangan untuk Meningkatkan Kesadaran Menabung Penerima Bantuan Renovasi Rumah di Desa Sooko, Gresik Kurniawan, Abraham Ivan; Hadap, Billy Mathew; Sudarsono, Jethson Edbert; Pertiwi, Dewi
Jurnal Pelayanan dan Pengabdian Masyarakat (Pamas) Vol 10, No 1 (2026): Jurnal Pelayanan dan Pengabdian Masyarakat (PAMAS)
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat (LPPM Universitas Respati Indonesia)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52643/pamas.v10i1.6031

Abstract

The community of Sooko Village, Gresik, East Java, has yet to fully grasp the significance of financial literacy and saving, primarily due to low income levels and economic uncertainty. This community service initiative aims to enhance financial awareness through training and mentorship. The service-learning method was employed, involving 15 students from Petra Christian University and 3 lecturers, conducted on February 5 and 17, 2025, in collaboration with Habitat for Humanity Indonesia. The activities included lectures, discussions, and the “Quartet” game, designed to teach expenditure prioritization and cash flow management. As a result, participants gained a better understanding of financial management and began to save, despite challenges related to time constraints and the limited number of participants. This initiative is crucial in promoting financial independence through prudent financial management.