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All Journal JAM : Jurnal Aplikasi Manajemen Jurnal Samudra Ekonomi dan Bisnis Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Tawazun: Journal of Sharia Economic Law
Faruq, Muhammad Al
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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Determinan Keputusan Membayar Zakat pada BAZNAS dan LAZ: Studi Bibliometric VOSviewer dan Literature Review Faruq, Muhammad Al; Putra, Yuniarti Hidayah Suyoso
Jurnal Samudra Ekonomi dan Bisnis Vol 15 No 1 (2024): JSEB
Publisher : Fakultas Ekonomi Universitas Samudra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33059/jseb.v15i1.8166

Abstract

The research aims to map and analyze the determinants of the decision to pay zakat to BAZNAS and LAZ over a period of 10 years starting from 2013 to 2022. This research uses a mix-method approach, namely a quantitative method with a study of bibliometric VOSviewer and a qualitative method with a study of literature review. Secondary data was collected from the Google Scholar site, and analyzed using the Microsoft Excel, VOSviewer, Mendeley Desktop and Publish or Perish 8 programs. The results showed that there were 60 SINTA indexed published journal articles from 2013 to 2022, the mapping from the VOSviewer study of bibliometrics were divided into 10 clusters and 66 topics, and the mapping from the study of literature review show 30 variable topics.
Peranan LAZISNU Sidoarjo dalam Meningkatkan Kesejahteraan Ekonomi Masyarakat di Kabupaten Sidoarjo Faruq, Muhammad Al; Masduqie, Muhammad Hamdan Ali; Julaihah, Umi
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 6 No 3 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i3.3905

Abstract

Kesejahteraan ekonomi masyarakat di Indonesia dapat dibilang masih sangat rendah. Menurut Badan Pusat Statistik (BPS), data rata-rata rumah tangga miskin di Indonesia mencapai 4,74 orang. Dan di provinsi Jawa Timur, data rata-rata rumah tangga miskin berada di posisi urutan pertama mencapai 4,181 juta orang. Sedangkan mayoritas penduduk di Indonesia adalah beragama Islam. Badan Amil Zakat Nasional (BAZNAS) memberikan perkiraan jika di Indonesia, potensi dari Zakat, Infak, Sedekah dan Wakaf (ZISWAF) telah mencapai lebih dari 500 triliun rupiah. Bahkan kurun waktu 5 tahun ke depan diharapkan dapat memperoleh jumlah ZISWAF sebesar 50-60 triliun rupiah melalui kerjasama dengan Bank Syariah Indonesia (BSI). Tujuan dari penelitian ini adalah untuk menjawab rumusan masalah yakni bagaimana peranan LAZISNU Sidoarjo dalam meningkatkan kesejahteraan ekonomi masyarakat di Kabupaten Sidoajo. Metode penelitian yang digunakan pada penelitian ini yakni pendekatan kualitatif. Teknik pengumpulan data pada penelitian ini didapatkan melalui observasi, wawancara dan dokumentasi. Observasi dilakukan untuk mengetahui gambaran umum dan situasi atau kondisi lapangan pada lembaga filantropi tersebut. Wawancara dilakukan dengan teknik triangulasi sumber untuk memperoleh keabsahan data melalui pengurus LAZISNU Sidoarjo dan mustahik atau penerima bantuan dari program penyaluran Zakat, Infaq dan Shadaqah (ZIS) yang telah diterapkan. Pada penelitian ini, teknik analisis data didapatkan melalui reduksi data, penyajian data serta verifikasi data. Dalam penelitian ini, memiliki hasil yaitu dengan adanya program bantuan yang bersifat konsumtif maupun produktif, mustahik merasa sangat senang dan bahagia. Sebab dari dana maupun modal yang didapatkan tersebut mampu membantu mustahik dalam memenuhi kebutuhan hidup dan pengembangan usaha yang akan dan telah berlangsung selama itu. Keberhasilan tersebut juga tak terlepas dari mekanisme pengelolaan ZIS yang telah diimplementasikan oleh LAZISNU Sidoarjo meliputi perencanaan, pengorganisasian, pelaksanaan dan pengawasan. Sehingga Peranan LAZISNU Sidoarjo dalam Meningkatkan Kesejahteraan Ekonomi Masyarakat di Kabupaten Sidoarjo telah berjalan secara efektif dan efisien. Kata kunci: Peranan, LAZISNU, Zakat Infaq Shadaqah (ZIS), Kesejahteraan Ekonomi
Decision Paying Zakah Based on Religiosity and Income: Mediating Role of Awareness Faruq, Muhammad Al; Yuliana, Indah; Ekowati, Vivin Maharani
Jurnal Aplikasi Manajemen Vol. 22 No. 4 (2024)
Publisher : Universitas Brawijaya, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.jam.2024.022.04.06

Abstract

Zakah is one of the pillars of Islam that must be fulfilled by a Muslim, which is helpful in purifying wealth and improving other Muslim’s standard of living to realize the people’s welfare. This study aimed to test the influence of religiosity and income on the decision to pay Zakah, mediated by awareness. The research method used is a quantitative research type with an explanatory approach to prove the truth of the research hypothesis. The study population was all muzakki from the professional Zakah category at BAZNAS Sidoarjo. The data collection technique used a questionnaire distributed to 225 respondents who had paid Zakah and was analyzed using Partial Least Squares (PLS). The results showed that religiosity did not directly affect the decision to pay Zakah. Income and awareness directly affect the decision to pay Zakah. Religiosity and income directly affect the awareness of paying Zakah. Awareness does not directly affect the decision to pay Zakah. Furthermore, awareness can mediate the influence of religiosity on the decision to pay Zakah, and awareness can mediate the influence of income on the decision to pay Zakah. The results of this study can be applied to improve the decision to pay Zakah by building the religiosity and income of muzakki through optimizing awareness so that the program from BAZNAS Sidoarjo in the future can be directed to optimizing the awareness of muzakki by providing socialization and assistance so that the decision to pay Zakah can increase and improve the welfare of the people in Sidoarjo Regency. Based on the study’s results, it is expected that BAZNAS Sidoarjo will carry out online reporting and accountability. PEMKAB Sidoarjo will socialise with OPD, BUMD, Village Government, and the Public. Then, Muzakki/ASN/Public increase literacy related to knowledge, experience/practice, and appreciation of Islam. Further researchers should include other variables and expand the discussion topics related to decisions to give infaq, sadaqah, and waqf.
Tinjauan Hukum Islam terhadap Pinjaman Kredit Usaha Masyarakat di Unit BUMDes “Loh Jinawi” Desa Candipari Kecamatan Porong Kabupaten Sidoarjo Faruq, Muhammad Al; Masduqie, Muhammad Hamdan Ali; Djalaluddin, Ahmad Ahmad
TAWAZUN: Journal of Sharia Economic Law Vol 6, No 2 (2023): Tawazun: Journal of Sharia Economic Law
Publisher : Sharia Faculty Islamic Economic Law Study Department

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/tawazun.v6i2.19356

Abstract

Mu'amalah in the Islamic context requires fellow human beings to cooperate and relate to each other to increase benefit and not cause harm to each other. The debt receivables agreement is intended to help each other among fellow human beings, tosolvean problem and facilitate the continuity of hislife. The purpose of this study is to analyze the borrowing of community business loans in the BUMDes unit "Loh Jinawi" Candipari Village, Porong District, Sidoarjo Regency based on a review of Islamic law. This research is a field research (field research). The research used is qualitative research, where the author conducts research by looking for direct data in the field to understand comprehensively how the implementation of business credit loans in the community in the BUMDes unit "Loh Jinawi" Candipari Village, Porong District, Sidoarjo District viewed from Islamic law. The results of the research obtained by the researchers showed that the practice or mechanism of community business credit loans in the BUMDes unit "Loh Jinawi" candipari village, Porong district, Sidoarjo Regency, found that there was interest interest charged to borrowers or debtors. So according to the clerics' adherents of madzhab imams, if in a contract of debts there is an additional element or interest then the law is illegitimate.
Co-Authors Djalaluddin, Ahmad Ahmad Indah Yuliana Julaihah, Umi Masduqie, Muhammad Hamdan Ali Vivin Maharani Ekowati Yuniarti Hidayah Suyoso Putra