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Dampak Keuangan Dan Strategi Usaha Mikro, Kecil dan Menengah Untuk Bertahan Dalam Pandemi Covid-19 Anggana, Reza Patra; Winata, Indra; Restiany, Devi; Yusdiana, Devie; Suhati, Lisafani; Piliang, Fitri Delimasari
Baashima : Jurnal Bisnis Digital, Akuntansi, Kewirausahaan, dan Manajemen Vol. 1 No. 1 (2023): (April)
Publisher : PT. Alahyan Publisher Sukabumi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61492/baashima.v1i1.2

Abstract

The purpose of this study is to find out and analyze the financial impact caused by the COVID-19 pandemic on the development of MSME business in Indonesia based on the position of MSME credit and strategies for MSMEs in dealing with the COVID-19 pandemic by utilizing information technology and internet networks through digitization. The analytical method used in this study is a qualitative descriptive method. The population in this study is MSMEs in Indonesia. The results of this study are in the form of financial impacts and MSME strategies to survive the COVID-19 pandemic. During the Covid-19 pandemic that hit all parts of the world, it hurt economic growth, with the projection for the global economy to grow at minus 3% based on data from the IMF in 2020. Economic activity in Indonesia has become hampered as a result of PPKM, MSME actors in Indonesia. decreased income. The decline in income makes MSME actors who have credit to financial institutions find it difficult to pay their obligations, especially since there are policies from the Government in financial relaxation, one of which is delaying installment payments and credit restructuring so that the credit position will experience a static phase and even decline due to policy uncertainty and the business climate due to covid-19 pandemic. The majority of MSMEs or as many as 82.9% experienced a negative impact from this pandemic. MSMEs make several efforts to maintain their business conditions. They take several efficiency measures such as: reducing the production of goods/services, reducing working hours and the number of employees, and sales/digital marketing channels.
Model Pendampingan Koperasi Dalam Upaya Akselerasi Pencapaian Koperasi Modern Restiany, Devi; Irawan, Dandan; Supriyadi, Deddy; Riyadhi Prayanda, Ibnu
Koaliansi : Cooperative Journal Vol. 4 No. 1 (2024): Koaliansi : Cooperative Journal
Publisher : Universitas Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/koaliansi.v4i1.4526

Abstract

Intervention efforts in dealing with the problems of modern cooperatives focus on priority needs, and one method is through assistance programs. This need includes experts as accompanying staff who can directly support cooperative management in overcoming obstacles or constraints that may arise in institutional development and cooperative business. This research aims to find the modern cooperative assistance program model in 2023. This research uses qualitative methods with data collection techniques in the form of interviews, document analysis, observation, and triangulation. The results show that the 2023 modern cooperative assistance program is "Problem-Based Assistance", activities are carried out through pre-assistance, assistance, and post-assistance stages. The advantage of this mentoring model is that it has an inclusive nature, that is, it opens up opportunities for every cooperative to join in the Modern Cooperative Assistance program. The assistance begins with "determining the needs of the cooperative", namely an initial analysis carried out by the PMO (Project Management Office) team, and the existence of an assessment working paper and final assessment as an assessment indicator and a guide for assistants and participants in modern cooperatives. Based on the research results, there is a Recommendation for a Modern Cooperative Assistance Program Model, with several additions compared to the initial model, namely increasing the intensity of involvement of the Local Cooperative Government in charge of Cooperatives in the area where the Cooperative is located, as well as adding Post-Assistance activities in the form of Monitoring and Follow-up Mentoring activities which can be carried out by the Ministry or Local Cooperative Government so that this assistance model can help accelerate the achievement of Modern Cooperatives.
Model Pendampingan Koperasi Dalam Upaya Akselerasi Pencapaian Koperasi Modern Restiany, Devi; Irawan, Dandan; Supriyadi, Deddy; Riyadhi Prayanda, Ibnu
Coopetition : Jurnal Ilmiah Manajemen Vol. 16 No. 1 (2025): Coopetition : Jurnal Ilmiah Manajemen
Publisher : Program Studi Magister Manajemen, Institut Manajemen Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/coopetition.v16i1.5211

Abstract

Intervention efforts in dealing with the problems of modern cooperatives focus on priority needs, and one method is through assistance programs.This research uses qualitative methods with data collection techniques in the form of interviews, document analysis, observation, and triangulation. The results show that the 2023 modern cooperative assistance program is "Problem-Based Assistance", activities are carried out through pre-assistance, assistance, and post-assistance stages. The advantage of this mentoring model is that it has an inclusive nature, that is, it opens up opportunities for every cooperative to join in the Modern Cooperative Assistance program. The assistance begins with "determining the needs of the cooperative", namely an initial analysis carried out by the PMO (Project Management Office) team, and the existence of an assessment working paper and final assessment as an assessment indicator and a guide for assistants and participants in modern cooperatives. Based on the research results, there is a Recommendation for a Modern Cooperative Assistance Program Model, with several additions compared to the initial model, namely increasing the intensity of involvement of the Local Cooperative Government in charge of Cooperatives in the area where the Cooperative is located, as well as adding Post-Assistance activities in the form of Monitoring and Follow-up Mentoring activities which can be carried out by the Ministry or Local Cooperative Government so that this assistance model can help accelerate the achievement of Modern Cooperatives.